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Please help- Natwest Credit Card asked me to return the card
Hi ya, i got a letter today from Natwest saying that After a general review of your account and execersing our right under the card agreement we request the immediate retun of the cards issued to u. No future use may be made of u r cards and cards must be cut in half and returned to us in the envolope. i have 3.96 Credit…
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GE Transformation or Sainsbury Visa?
I'm looking for a 0%for purchases & Martin advises either of these but warns about GE strict scoring - I have no debt per se other than a £30k mortgage on a £200k house & a couple of cards which I've used for free Bt but close when period ends - never missed a payment or been late & always paid more than the minimum - but…
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Advice with dodgy mobile phone contract
Can't find a good forum to post this, but it's realted to credit cards so here goes... To cut an 8 month, extremely long story short, I was flogged a mobile phone contract with 3 mobile via a cold-call from an agent called Communications Direct. It was a ‘too-good-to-be-true’ offer that I should have seen coming, but upon…
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Is it a good time to apply for a card?
Our first mortgage should be completed in 2 weeks, and "we" ;) have just decided to get a quote for an extension and a few other bits before we move in. We've got most of the costs in cash and loans off family but will need to find about 3 or 4k. Is it a good idea to apply for a card in these circumstances? I've got no bad…
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No more Natwest Airmiles?
I called them the other to activate my air miles, and they have said to on two different occassions that they do not have that program anymore. This totally sucks as this is the reason I got the card in the first place. So, my question to you is... what card is the best for travel points? I would like to start using my…
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late credit card charges-can I reject them?
I've had some charges on my statement from January 2005, is it Ok for the credit card company to do this. Is there a time limit for me to reject these charges? I think they maybe valid but I'm not sure as it was so long ago. thanks,
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MBNA Card Question....
....or maybe all credit cards are the same? We went on holiday to France last August (2005) and my husband's July 2006 MBNA card statement has a charge dating back to the holiday - that's almost a year later!!! Now, I think cheques 'expire' after six months so my question is, is there a similar time limit on presenting…
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Huge savings on some Samsung lcd tv's at Dixons online
LE26R73BD Online Price £645.74 Code 835543WP Saving £54.25 LE32R73BD / 74 Online Price £820.84 Code 218711WP Saving £109.15 LE40R73BD / 74 Online Price £1143.95 Code 951546WP Saving £60.00 In addition, these can be combined with the YAW271 discount to give a further 5% off and the egg card 10% cashback offer. For the…
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Goldfish .... Grrrr!
Warning - rant! I have been a loyal user of Goldfish credit cards for some years, and always pay the balance off in full every month by direct debit.... This month no payment came out - so I rang Goldfish to check what was going on, only to be told that my bank (HSBC) had informed them that I had closed my acccount - and…
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CC Repayment Protector
Is it worth having CC repayment protection? Its only 78p per £100 but is it an unessesary expense?
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Nationwide C.Card major probs BEWARE !!!!!!!!!!!!!
with my next trip abroad in mind i applyed for the nationwide credit card to avoid charges when using it overseas. to quite honest the way i have been treated a few quid charged by one of my other card providers would not seem so bad . 1) first it took nearly a month and half to arrive. so if your in hurry don,t expect it…
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Barclaycard CS advised me to transfer balance to competitor
Just phoned Barclaycard CS to tell them I have been offered a Capital One card and can transfer my balance from them. Being rather lazy and disorganised I would prefer to stay with Barclaycard, so I asked if they would match the offer from Capital One. I was most suprised to be told that it was a very good deal and I…
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Barclaycard Reducing Limits
Had my statement through and noticed that Barclaycard have reduced my limit. When I phoned them they said it had nothing to do with my credit record (which is fine) and I haven't missed or been late with any payments, but "as a responsible lender" they were reducing balances. They suggested (although she admitted she had…
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My old Capital One debt
Hi guys I've been reading with interest how many of you claim back unfair bank charges from your suppliers, and wondered if you'd be able to advise me I had a Capital One credit card before University, which was full to the limit of £200. My stepdad died and I ran off to London instead of uni locally, forgetting all about…
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NatWest Increasing APR???
Has anyone else recieved their NatWest credit card statement this month and noticed that they are putting up the APR from 16% to 20.68%? :mad:
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Declined Cards
I am in a bit of debt, partually not due to my own fault - but my credit rating has been severely smashed to pieces by late payments etc in financially tough times. I'm slightly more on track now and would like to combine the balance from 3 cards onto one low interest card - however I'm declined left right and centre for…
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Egg Money Interest
Hi, My Egg money statment has been produced and I'm not sure if the estimated interest calculated is correct:- My transactions:- Opening Balance:- 30.71Cr Pc World - £439.96 Db 11/06/06 PC World - £435.99 Cr 11/06/06 Pc World - £435.99 Db 11/06/06 PC world - £405.99 Db 28/06/06 Payment - £50.00 Cr 30/06/06 Pc World -…
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refused credit from MBNA....
.....that I didn't ask for! :confused: I got a letter today from MBNA telling me "After careful consideration, we are unable to grant you a credit facility at this time" I've just moved into my first flat (FTB) a few months back and I haven't applied for credit anywhere so I'm puzzled to get this letter. THB, I hadn't…
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Thank You Barclaycard!
:j I was having problems getting credit, until recently when I applied for the Barclaycard Inital. I have no previous credit history and had been turned down by quite a lot of creditors. I applied for the Barclaycard and they accepted me. They processed my application within 1 week and I received my new card today.…
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I got a text from Barclaycard - Scam?? or not??
A couple of weeks ago I applied for a new credit card with "Sky Card". I recieved a phone call to say I'd been accepted and what were my balance transfers? Then I got a letter saying could I send off my proof of identity? (3 items) I had trouble finding things that were in my married name so I sent off... A mobile phone…
