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Problems attaining a credit card
Hi, I am a student and have just begun a work placement where I am paid on a monthly basis. As a result I am wanting to get a credit card. I will pay the money off in full at the end of every month for certain. Ideally I wanted to get a cashback card having read the guides on this site but when I applied I was rejected. As…
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Egg Blue
Help! I've reached my limit as far as Credit Card Applications are concerned as my last application was returned refused with the usual speel ' as responsible leaders etc etc' However, I do have an Egg Green card which is out of its 0% promotional period and I don't wish to cancel it because I want it for the anniversary…
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HELP - Virgin BT charge !!
I've applied for a Virgin CC yesterday, believing that they don't charge for a Balance Transfer. After reading some posts I got confused as some people reported that they charged for it, others said they didn't. Now, I phoned up Virgin and the operator said that they definietly charge for Balance Transfers!! I mentioned…
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New Rules and Guidelines
Hi, I was wondering about the new rules and guidelines concerning fair borrowing. Does this mean that when applying for a bank account, credit card or credit in general, every bank will know what account you hold, who with and how many credit cards you have. I went into Natwest today to increase my overdraft limit and the…
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MBNA - Beware!
I know MBNA does some great deals (like the Virgin 0% for 9months) BUT BEWARE!!! I opened an MBNA cc account last year in June for 0% BT use only. I was not able to set up a DD until I'd received my first statement - which they sent to the wrong address :rolleyes: , then tried to make me pay interest as I hadn't made my…
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Just out of interest...
http://www.providentpersonalcredit.com/fulldetails.php :mad: :eek:
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Credit Card + 2 additional users - any ideas
My husband has a Barclaycard Mastercard with myself and his business partner as additional users. As Barclaycard are ceasing giving Nectar points (not that they were much cop anyway), we would like to get a new card which gives some sort of benefit. Tesco said no and so did L&V. Does anyone have any suggestions. I presume…
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Is Sainsbury CC a Halifax brand?
If so, does that won't be eligible for a Halifax 12 month 0% card?
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Best business credit card?
I've just gone over my limit for the very first time with my A&L MBNA business credit card and they are going to charge me £20 so have told them they can keep their card and I am now looking for a new card. Any advice or recommendations on which card to go for would be appreciated, thanks in advance.
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Virgin credit card question
I am just about to apply for the Virgin credit card, it states on the online application to have your balance transfer details with you when applying! The problem i have is that i want to transfer the balance from my egg card, but there is a payment which has not shown up on the egg card statement yet. So do i have t put…
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My situation
Hello and thank you for taking the time to read my post. My situation is as follows.... Aged 20, annual income before tax £13,200 Total savings - ISA = £3k ING = £12k HSBC REG SAV = £1.5k First things first, because i have £16k+ savings will this increase my credit rating? Also i have paid companies (mobiles / magazines)…
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Store Card BTs
Please forgive me if this seems like an obvious question - I am new to this particular forum so I'm not entirely sure whether this has already been answered a thousand times already. I have, finally, managed to obtain a 0% Virgin card and have transferred £700 from Capital One (29% APR) and £2500 from Barclaycard (16%…
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have cleared my barclays card do I cancel
have cleared my barclays card is it know worth cancelling it all together. will this improve my credit score as at the moment 2 credit card companies have turned me down. Is there a card which is easier to get if your crdit score isn't perfect. any help gratefully received. Lee
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Help for a novice
I recently started using the chat forum and on 29th July I replied to a post and asked a question on the subject. It was about credit card balance transfers. Today I logged on to see if anyone hand replied to my question but could not find my post and after trying a search with no results I have given up. How do I find a…
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Egg BT on Recent Transactions
I have noticed that my anniversary transfers do not have the "TFER at 0.000%" or similar on the transaction (they did last year). Please can anyone confirm if it still should do this?
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MBNA balance transfers
Is it true that you cannot do balance transfers between MBNA cards, eg A&L and Abbey And Virgin? KK
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Transfer Fee Q ?
Hello All Quick question As I have posted before im getting all my debts onto my Barclaycard at 6.9 for life of that transferred balance, just one one more to do, that damn Argos one! sent the BT cheque from Marbles to Argos just now , my q is : you are allowed to transfer a max of £5k now if it wasn’t for the `fee` then I…
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Barclays has gone mad!
just tried ringing Barclays bank freephone number and it looks like somebody hacked into their phone message or something. You get the message "Easter eggs are now on special offer" "This is the new welcome message" and then whatever you press it says "NO you definitely got that wrong " Here's the number 0800 015 6433 :D
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Texaco card - 2 to 3 weeks for balance transfer?
Hello I have recently done a balance transfer with egg and was suprised when it only took 3 days for the money to arrive in my current account. Today I did a balance transfer with Texaco card online and got the confirmation screen saying it could take two to three weeks to process! Just wondering from your experiences does…
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Interest Rate Cut by 0.25%...bad news??
Bad news for stoozers???? Jeeves
