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Egg Blue
Hi I went to apply for the egg blue card today and got the following message http://new.egg.com/visitor/0,,3_65768--View_1362,00.html This was the link given to me in a secure message from Egg after I asked about credit checking - which was only yesterday! Anyone know what will be changing? Thanks DJ
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Advanta Corp
I wanted to warn people about Advanta's credit card offering. We went with them because they were advertised as the best small business credit card. However, they offer credit lines 50% below the industry average and place a 10-day hold on new payments. It isn't worth the time to obtain a credit card with a small limit and…
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card spending advice
I'd like to take advantage of a credit card's 0% 9 month interest free offer to cover a purchase I am about to make. My problem is that the payment is due to an individual rather than a registered company. How can I take advantage of the interest free offers on a transaction of this type? Any help would be much appreciated.
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Please Advice !!
Hi All , first i`ll cut n`n paste this : http://www.barclaycard.co.uk/Products/Apply/Card_Benefits/Balance_Transfer/ 6.9% p.a interest on new balance transfers until paid off in full. If you want to take advantage of our terrific 6.9% pa interest balance transfer offer, why not transfer outstanding credit or store card…
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IF.com credit card
Hi ppl - have applied for a card with IF.com and have recieved the credit agreement today . Does the account 9 months 0% start from now or when they recieve the agreement back?
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Aqua Credit Card
MSE Official Insert: Find the best cards for poor credit ratings in our fully researched Credit Cards for Bad Credit guide. ---- How easy is it to get an Aqua Credit Card? Have received their application form through the post.
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Cancelled Credit Card
Hi Everyone, I have recently cancelled a Halifax One credit card, and in their letter confirming the closure of my account, Halifax have informed me that I remain responsible for any transactions on my account. Surely, if any transactions are made after requesting the closure of my account, they should not be accepted by…
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Credit card change, opinions required
My MBNA card is approaching the 9 months for the 0% SBT I did (30th Sept), so I'm making my move now. I have two other cards, Conran (also MBNA) which is my normal usage card for cashback, and an Egg card with no debt on it (unused since obtaining the Conran card). My plan was to just balance transfer straight onto the Egg…
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credit cards
Hi, First time post,Ive just been turned down for a natwest & egg card so that i could perform a super balance transfer,does anyone know how long before i can re-apply for these cards.
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Credit Card Cancellations
Hi Gang, Great forum. Just a quick question in the hope that someone may know the answer! For the life of me I cant remember the name of the organisation(s) whereby you pay a flat annual fee and if in the unlikehood you were to lose your credit cards you can just call them up and they will take care of cancelling all the…
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Gone over limit on Visa - will I be charged?
Today I accidentally used my Visa instead of my debit card to buy something from the Internet, and as a result I went over my credit limit by £30. Upon realising my mistake, I immediately transferred £30 into my Visa account from my current account. The thing is, the transfer takes 3 working days - and even worse, it's a…
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Has stoozing come to an end
As a mild stoozer (£15,000) I have recently come to the conclusion that it is not paying dividends. New credit cards make a charge of 2% of the balance tranferred and at 6months this means 4% per annum. The best interest rates these days are around 4% therefore you need to be very smart with your money to make modest…
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Do your applications affect your spouse's and vice versa
My wife just applied and was approved for a Virgin CC. If I applied now, would my application be affected by hers and vice versa?
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Egg not taken DD
Egg haven't taken the DD out of my bank account for some reason. Funds are there and they've took it for the Egg Blue card. Only thing I can think of is that I have altered the monthly DD for next month and it has messed it up. I have already made an extra one off payment to them so that my balance would be at Zero so I…
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Egg card and car insurance?
In the past Egg have given you 0% for 12 months if you take your car insurance with them and pay with your Egg card, have they still got this offer on? Can't see anything on their website but have sent them a secure message too.
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Should I be brave and cancel my card?
As you've probably guessed I have a fair amount of debt on cc's, now on 0% or low interest rates (thanks to this site) and for the first time I feel there's a really sense of being able to clear these debts. Anyway my MBNA card is now coming to the end of its low interest period and I was wondering what's the best thing to…
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Interest charges
When I received my Bank of Scotland credit card bill, which should have had a zero balance, there was a 44p balance, which I could not understand, now I have just received my Tesco bill, with a variance notice to say that from October they will charge interest on purchases from transaction date to the date the balance is…
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Help choosing new CC with extras
Hi I've had my Barclaycard for a few years now and was pretty happy with the level of extras which came with it. eg. price guarentee thing and nectar were both great plus the extended warrenties. Now Barclaycard seem to be offering me nothing of interest any more and so I've started to wonder who offers other extra value…
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SBT fees - Big deal?
I think i am missing something? I am going to use a Virgin CC as part of the funds to offset a mortgage. Now they say there will be a charge of £35. Is this such a big deal? Surely i will save more offseting that £35, making the fee nominal. Pat :confused:
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Mint no longer doing SBTs at 0%?
The list of cards that allow SBT's has Mint down as one. I went to apply and they said yes we can transfer to a bacnk account but not under the 0% deal. Did they ever do it as part of a 0% balance transfer?