-
Would this be possible? (additional cardholder question)
Please bare with me... this is a bit long winded...... :o I am moving out of my parents house this month .. (i signed my rental application yesterday) and they want me to move in on the 15th. The only problem is i have to pay my first months rent + a deposit on the 15th which totals £850. :eek: I get paid on the 12th and…
-
What Credit Cards Do Barclaycard Do?
Morning I know Barclaycard are behind a few different credit cards, but was wondering which ones? I know of the standard Barclaycard Visa/Matercard and now the Skycard-do they have others? I got the Skycard easily and still have another 7 months at 0% free so OK at the moment. Sorry if this has been asked before. Thanks…
-
Grrrrr
I cancelled my Barclaycard three weeks ago, after paying the balance off completely before the 1st August 0% offer ended. I received a statement yesterday from them with a transaction of £22 from JANUARY !!! The transaction is from Sports & Soccer (who I think are either closing down or have recently closed down). The…
-
Egg refused my SBT
Got an Egg card and in my Anniversary period, tried to do a SBT but they refused saying my credit limit isn't high enough, I've a £7k limit and tried to do a £7k SBT, can you do 100% with Egg? Or might it be because I overpaid a while ago by 12p so there is a positive balance on the card. I've sent them a secure message…
-
Help new stooge on the loose!!
I have just found this site and I'm amazed It seemed I have been throwing my money away, willy nilly, but not any more!! I am particulary intersested in the sbt's, I have done bt's before but was completly unaware that you could have money paid into your current account. what a good idea! Today I arranged a new card with…
-
Who's offering 0%?
My Sainsbury's Visa 0% period expires in the middle of September. I've used it to spread the cost of a few major purchases throughout the year and quite like having the facility. I'm looking for up to a years 0% on purchases and ideally (but not essentially) 0% with no fee on BT's too. HBOS is the only card I'm aware of at…
-
HELP ME - Which is Cheaper...6.9 or 0
I need to borrow £600.00 on my Barclaycard for a month and was wondering which is cheaper as I have been given Barclaycard Balance Transfer CHQs to use. So will bank one tomorrow. Then Pay it off on 14th September 2005. Option 1 - 0% for 3 months with 2% fee Option 2 - 6.9% for life of balance with no fee.
-
use of credit card
I Have Not Used A Credit Card For Purchases Or Cash Withdrawels For Almost 3 Years,but Still Change My Cards For The Best Deals.can This Have An Effect On My Credit Rating
-
Can I refuse a card even though I've signed the agreement?
Hi All, I recently applied for a Mint card (0% for 9 months on Purchases and BT's)and rang their customer service department yesterday evening for an update on the application status. The guy nicely informed me that I should receive the card within the next 5-7 days. I asked him if he could disclose the credit limit…
-
Here's a Balance Transfer with a twist!!!
Hialrious!! http://news.bbc.co.uk/2/hi/uk_news/england/essex/4741017.stm
-
Unwanted credit card cheques
Hi there, I've got 2 abbey credit cards (1 visa, 1 mastercard) at the moment. The problem is that they keep sending me credit card cheques, everytime with my monthly statement, and once in between. So I end up with 12 CC cheques every months. What I do is shred them to bits and throw them away, but can I do that? If I…
-
The end of SBT??
Hello all. Just phoned Virgin (MBNA) and was told that I can only reuqest a balance transfer to a bank account once my applciation has been accepted and credit agreement signed etc. This means I'd have to ay their fee to carry out the SBT (up to a max. of £35 i think). I told the guy I thought that if I stated my intent to…
-
M&S card query !
I'm just about to balance tranfer for the first time to an M&S card. I think its 9 months interest free. I've got the card ,the info and was just reading it through. After Key Financial Information it says "Other Financial Information" Total Charge for credit is £123.72 ???? can anyone explain what this means please ? rob
-
Egg - Another £10 cashback offer
I received this email from Egg this morning. I only got the card so that I could get the £15 annual family travel insurance, and haven't used it since. "We've noticed your Egg Card hasn't been out and about much recently, so we wanted to give you a little incentive to take it shopping again. After all, that's what it does…
-
Morgan Stanley...**beware**
:mad: Hello all, I applied for a Morgan Stanley card back in January this year, they offerd me a 6month 0%, fee free trf. I didnt take it at the time because I hadnt quite discovered the art of stoozing fully so the card just sat there. In May i rang them up and asked them to cancel the cardas i wasnt using it, the lady…
-
Shorter payment terms.
Don't get caught out by changes to your terms and conditions which now have reduced the settlement times on credit cards from 30 days to 21. My fault for not reading the small print. Statement dated 8th July from Bank of Scotland, posted 2nd class and delivered on 14th July (due to 2 day postal holiday in NI) after I had…
-
New credit reference data sharing
Recieved the following info in an email today....... If you have an account with HSBC or Lloyds TSB, you may get an alert about this account from CreditExpert in August. Don't worry – it’s actually good news. From August, these banks are providing new data to Experian, the credit reference agency behind CreditExpert. They…
-
What if insufficient limit for BT request on app form?
What do card companies normally do if you request a BT on your application form, but then they do not assign you enough credit limit to meet the full request? In the case of Intelligent Finance, my request was not actioned at all and they wrote to me saying I could re-request a smaller amount. Another alternative would…
-
Egg anniversary offer dilemma
£5000 C/L BT Fee 2% = £100 Offset Mortgage @ 5.25% So, 4.5 months stoozing = £136 “gain” i.e. net £36 after BT fee In the event that I don’t get my timing right, I’d incur £60 (ish) in interest What do you think? Worth doing?
-
Visa Debit Card Claim
I purchased a TV from the company Tiny a few weeks ago. Tiny went into administration last week. I purchased the TV for £1100 with my Visa Debit card. I have phoned Tiny customer services and basically they can't tell my anything but reports on the internet suggest I'm unlikely to receive my TV or get a refund as I will be…
