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equifax report
a search was done on me by halifax - but it shows reason for search was MONEY LAUNDERING !! is this normal, have others had this
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Annoyed at virgin
I got a virgin credit card for my husband and transferred his balance from lloyds onto it a couple of months ago. I told him under no circumstances to spend on it unless it was life or death. tonight virgin money phone and said. will give u a £10 voucher to spend. and we'll debit your credit card £5. ok said hubby as I…
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Advice please re. credit card
My husband had a capital one credit card which we paid off about 2 years ago, since then we've moved houses. In April, Cap 1 added £50 pounds on to the card for card protection as my h/b didn't cancel the card, He has spent a lot of time and effort (since may) trying to get the charges cancelled and they have finally…
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Mint offer me 6.9% life of balance offer
Hi all, I used to have a permanent balance on my mint card, but after i paid it off i've been spending loads on it every month, but always paying it off in full. I've done this for 3 months now and today i've got a letter from Mint with a 6.9% life of balance transfer offer. Is this a reasonable life of balance rate? I…
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EGG anniversary!
My anniversary date is 30th September but I transferred my balance last month. Will I qualify for anything?
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blue egg card - anniversery offer?
I have a green and a blue egg card and am thinking of closing down the blue on, however I just wanted to check that the blue one does not have an anniversery offer of 5 months 0% like the green? Thanks
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blue egg card - anniversery offer?
I have a green and a blue egg card and am thinking of closing down the blue on, however I just wanted to check that the blue one does not have an anniversery offer of 5 months 0% like the green? Thanks
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Lloyds TSB GGrrrrrrrrr!!!
Im not very happy. I recently wrote a cheque out to pay off my credit card, from my lloyds classic account to my lloyds advance credit card account. Unfortunately my wages were paid in later than I'd planned so the cheque bounced. So I paid it again a couple of days later and it cleared. But in the meantime they had…
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Electoral Register Question
Apologies, I see a lot of electoral register questions, but none specifically about this. I lived and was registered at my parents until 2001 with a good credit history, but didn't maintain an entry on any electoral register whilst away at University since then. I've now come to apply for a CC for a 0% balance transfer and…
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Egg
Anyone know what egg have in the pipeline? http://new.egg.com/visitor/0,,3_78982--View_1637,00.html DJ
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Disposable credit cards
Do any banks in the UK issue Disposable credit cards? http://u.tv/newsroom/indepth.asp?pt=n&id=64367
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Advice needed - Amex Debt
Hi, For the last two years we have been getting letters through the post demanding money (£3000+) for an American Express credit card debt that is under the name of someone that has never lived at our address, but shares the same surname as us. The first letter was from Amex, then a variety of other letters from outsourced…
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Where Next?
Hi Martin As an early adopter of your super balance transfer strategy and get free cash idea, we are rapidly approaching the end of our 0% BT deals. The problem we have is that most of the cards offering 0% at the moment are run by MBNA (Virgin, Abbey etc) and they do their risk assessment based on all the cards you have…
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cash advance on credit card
Hi folks, just a quickie, I need to get a cash advance on my card and i'm going to be switching my balance on that card over to another 0% card, will the cash advance still go on to the new card as 0%, like the rest of the balance transfer. . .? cheers
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Default
I had a default to the value of £800 with the TSB, dating to December 2003. Warlier this year I wanted to start rebuilding my credit history etc. I called TSB and They said they would accept £650 as full and final settlement, I asked the lady that if i piad this would it clear my credit file, and she said yes. I paid the…
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EGG balance transfer
Could anyone tell me how I can find out when my 0% period ends. I have searched my account online and can find no information. Thanks
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Do Visa keep records?
I was wondering If you maxed out a credit card (e.g. a Barclaycard Visa) and an overdraft (e.g. a current account from Barclays that used Visa Electron) but the debts became statute barred (after 6 years), and your credit record was subsequently clean. Would you be able to get a Visa credit card and a Visa Electron from…
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Warning - Foreign Purchases transacted in GBP by foreign bank
Normally when abroad if you make a purchase on a credit card you purchase in the foriegn currency and your home bank translates the charge into GBP and charges an average of 2.75% for this. Nationwide have been almost unique in that they perform this task without charging the 2.75% charge. As a result I have a nationwide…
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Doing Egg Anniversary Offer BT when already have 0% Egg car insurance on card?
Any reassurance on this matter would be appreciated.... I took out Egg car insurance in June which is happily sitting there at 0% for 12 months (just paying min. repayments). Now, my Egg anniversary month starts 1st October and I'd like to SBT the rest of my available credit at 0% for the 5 months' offer. Am I correct in…
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web address
hi can someone please tell me that website where you can get the freephone equivalent numbers ? Thanks in advance :beer: