Credit cards

Archives for October 2004

LLOYDS TSB TRUSTCARD BALANCE TRANSFER CHEQUES
Hi, I wish to take advantage of the Texcao 3.9% life of balance credit card to pay off a personal loan. As I don't have a Egg, MBNA, or Mint creit card that would alllow me to create a Super Balance Transfer, does anyone know if Lloyds TSB TrustCard issue balance transfer cheques that would allow me to pay off the loan? If…
Capital One 18mths 0 %
Just wondering if anyone else had the same problem as me. I had the 18 months at 0% offer. Completed the form and posted it to Captial One circ 4 weeks. I rang them last Sunday establish what had happend to my application form. Only to be told they never recd it. After being passed from pillar to post and 20 mins later I…
MACS Card
Just to say that I LOVED the card design. The idea of no interest free period on purchases, and so many wanted it. Where can we sign up! Congrats on great item Martin Geoff
Credit card fraud
I received a call today from Halifax informing me that someone has been making transactions on my card. Thankfully, my card was cancelled 3 months ago (because it's 0% period expired) so the charges were refused. It was an automated security message This has led me to thinking, maybe regular changing of your CC is a good…
Do credit rating reports give family information?
My sister recently applied for a phone and got turned down for having a bad credit rating (even though she's never been in debt) When she got her credit report she found that all my card limits and money movents were listed on it. Is this standard for families? The only thing we figure it might be is that we have a joint…
Please check my Newbie plan
I (+ partner) have £60000 mortgage in a Virgin one account NatWest Mastercard £3000 debt - only used for buying (I know its a crap card) and balance is paid or transferred in full each month. Egg Card with £14000 credit limit & 9 months 0% on BTs MBNA Card with £10000 credit limit & 9 months 0% on BTs Capital one with 18…
Does switching cards affect credit rating?
I'm currently looking after a debt of a couple of grand for my fiance because I can get credit and she can't. I have been bouncing it around on various 0% cards but was wondering if doing this a lot would have any effect on my credit rating.
Cash advances on credit cards
Hello Just to add my two penn'orth to the stuff on cash advances on credit cards... it is probably covered somewhere else, but this came as a nasty surprise to me! For some reason, the credit card companies (Visa in my case) describe buying foreign currency as a cash transfer (rather than as a simple purchase... not sure…
MBNA - New FAMILY Credit Card 0%
Just had a mail shot offering new MBNA credit card with great EXTRAs: 0% bal transfer for 9 months 12.9 on purchases (not bad) FREE Roadside assistance for 1 year FREE Domestic Emergency Assistance for 1 year FREE Cordless Home Phone (after first use of the card) Just applied even though I aleady have another MBNA card -…
HELP! BARCLAYCARD WITHDREW MY 2.9% RATE
having switched my current account from barclays to IF, for the last two months i have attempted to redirect my barclaycard direct debit to the new bank but it has never set up properly. i informed barclaycard twice and twice i thought it would come out ok. last month i had to pay late payment fees and this month the same…
VIRGIN 9% CARD - HOW CAN I CONTACT BY E-MAIL?
My husband applied on line for a Virgin card on 30/09/04, nearly a month ago. He contacted them on 15/10 and they said it had been approved the previous day and forms would be in the post. Nothing arrived and we contacted again on 25/10 and they said that forms had been sent out, but they would send more. We have checked…
Best Balance transfer to BANK account
Got a Capital One 0% for 18months application - but can I find out which cards do a Balance Transfer to your BANK account ? no ! So, is there any discussion on what cards can do this ? We can then get a Capital One and do a standard balance transfer to the first CC. Basically, starts us of on a 0% loan :-) Thanks
Card comparison for foreign transaction
I have been comparing the advantage of using Nationwide cash reward card (1% cash back on spending) which does not change on foreign transactions and Sainsburys card which charges 2.75%, but has 0% interest on purchases for 12 months. Points to remember are: 1. £1000 is spend during a foreign holiday and I have that amount…
Can you SBT with Barclaycard?
Hi all, Please could somebody if you can SBT with Barclaycard? Is there a charge?
Have I misunderstood 0% on purchases?
I have finally been tempted by everyone talking about the 0% credit cards and have been considering the Sainsbury's card. We want to do some home improvements and thought it would be good for buying all our bits and bobs. I am not that savvy about credit cards so phones Sainsbury's just now for advice. The chap I spoke to…
Buyer protection???
I ordered some computer bits and bobs from an internet retailer (ebuyer). They were supposed to be delivered on the 20th October. The goods didn't arrive. I contacted the courier to check and they promised to deliver the goods on the morning of the 22nd October. The goods didn't arrive. I logged a call with ebuyer on…
Best Card for 0% on Purchases
Can anyone help..... I need a card with 0% interest on new purchases for the longest term. Which one do you guys recommend?
How do i?
Right, I got a new CC with 0%, and intend to put it into my high interest savings account. Its a MBNA card But, they will only transfer balances from other CC right? So how do I get my nice credit limit into my savings?
You would not Credit It
The late payment charges made by credit card issuers are thought to be "unfair terms of trade" and unenforceable in law. The credit card companies do not take anybody to court to enforce payment of a late payment fee. The reason for not going to court is that if they lost the case in the high court then that would…
Stoozing to get easier !
Lots of articles in the press related to charges for late payment, which may mean that stoozers through what ever reason missing a payment may recieve a reprieve instead of being automatically slapped with the penalty charges. Excerpt - ....... "THE big banks have been accused of using bogus accounting practices to cheat…

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Santander to cut rate on popular 5.2% easy-access savings account next week – should you switch now?
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Subway customer? You've got until TOMORROW to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until 5pm on Tuesday 14 May to spend any points you've built up – or lose them entirely.
Tesco shopper? You've got three weeks left to spend £17 million of expiring Clubcard vouchers – or extend them with our trick
If you've got a Tesco Clubcard, check when your vouchers are due to expire as there are just three weeks left to spend or extend nearly £17 million-worth before they run out on Friday 31 May.
Sainsbury's shopper? Check if you can get an easy Nectar points boost with its limited new offer
If you have a Nectar card, you may be able to earn a few quid's worth of extra points this month, as Sainsbury's is running a limited new promotion for millions of shoppers.
Bank of England holds base rate at 5.25% again – but with a cut now on the horizon, what does it mean for your mortgage and savings?
The Bank of England has held the base rate at 5.25% for the sixth time in a row. But there are now stronger signs that a rate cut might be coming soon – which could have a knock on impact on mortgage and savings rates.
Bank of England holds base rate at 5.25% again – but with a cut now on the horizon, what does it mean for your mortgage and savings?
The Bank of England has held the base rate at 5.25% for the sixth time in a row. Here's what it means for your mortgage and savings.
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Bank of England holds base rate at 5.25% for the sixth time in a row – here's what it means for your savings and mortgage
The Bank of England has held the base rate at 5.25% for the sixth time in a row. Here's what it means for your mortgage and savings.
Parents in England expected to contribute up to £15,000 a year towards children's university living costs, new report finds
Parents and carers in England have to contribute up to £15,127 a year in order for their children to have a minimum acceptable standard of living at university, according to a major new report.

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