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SBT Cards
Are there any new cards to do SBTs with on the market. Does anyone know of any others apart from Mint and Egg? Just finished with these two and none of my others do SBTs without incurring charges for them. Other cards maxed out (for free cash - not debt).
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Egg anniversary offer - SBT questions and advice
Hi all you knowledgeable people, hopefully some of you can answer a few questions and give me some advice. This month is my year anniversary of my Egg card, how do I find out about their 5 month 0% offer - should I have heard from them or do I have to contact them. Now my situation: In 2 days I'll have a credit limit…
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Increasing a barclaycard credit limit
Hi folks, my b/c has a credit limit of £2900 and want to increase this say to £5000, how easy is it to have a credit limit increased?
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Help with credit card application please
I applied for a barclay card online and had a letter saying sorry but no. That was 3 weeks ago and yesterday I had a letter saying congratulations, you can have one please just sign and return this and we will send it to you right away. With this form was what looked like a fax letter saying I have to supply details of my…
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Wonderful Dilbert
Sunday 8th August... See: http://www.dilbert.com/ (if it's not Sunday 8th August when you read this, follow the 'read past strips' link which will allow you to see it).
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REVENGE! Make Free Cash from Credit Cards
Hi everyone, I have taken advantage of the 0% on credit cards and have now got £25000 (spread over 6 cards) in an Alliance and Leicester Savings Account (5.1%). I did open a Cahoot Savings Account but they decided to close it after 1 week after I had tranferred money in to it (they said there were irregularities on my…
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Transfer query
Hi folks, Here is a query for you. I need to borrow £2500 on a short term basis. I have just received the Barclaycard 0% offer for balances transfers. I was going to use my Egg card, remove £2500 in cash and then transfer balance to my Barclaycard on their 0% offer. First up will this work? ie can i transfer a cash…
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Fraud......
Hi.... Okay, this isn't really a money saving issue as such, but I know you all seem to know your stuff so thought I'd give it a go... My Mum received her Capital One Credit card bill this morning, and she has three seperate charges of £30 where someones used it to top their phone up. She's contacted Capital One who are…
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For how long will 0% bts be marketed
Will the increases in the bank base rate affect the marketing of 0% balance transfers. As a Credit Card Tart I am concerned that not only will I run out of cards available for me to transfer my debt to, but the financial institutions will cease to offer 0% deals. Is it time to take up the Capital One life of balance offer.…
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Barclaycard 2.9% life versus 0% six months
Forgive me if I appear a bit thick here, but Barclaycard have just sent me some cheques to use before September to get 0% for six months with a 2% charge. Now, I have only recently transferrred a sum at 2.9% for life, already paying a 2% charge for this. My understanding is I would be crazy to take up this new offer. I am…
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Credit card
:D I am looking for a Business credit card that doesn't have the charges added for overseas transactions....is there such a card?
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Amex Platinum Charge Card
Apologies if this has been discussed before, or if it is the wrong area. I received an invitation to become a Platinum Charge Card holder yesterday and was wondering on peoples views on it. The annual charge is a whopping £275 a year, but the benefits are potentially very good. However, most of the benefits have exclusions…
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0% period ending, cancel card?
I've been card tarting since earlier this year and my 0% period is nearly up on my first card. When I pay this amount off, is it best to keep hold of the card with a zero balance or cancel it completely? I want to maintain 1) a good credit score, 2) have the opportunity to return to the same credit card company in the…
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Hi Gal
Hows it going? As you never come round to my place anymore I thought I'd come and hang around here for a while. Busy isn't it?
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Does anyone know........
Hi everyone, I have a crap credit rating and have recently applied for a capital one no hassle card.... Does anyone know if i get rejected for this card will they offer me the classic card?? Which i now understand would be more suited to someone with my credit rating.. ??? Or can anyone suggest a card that is almost…
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Freeserve/Wanadoo Marbles
I applied for a Freeserve Marbles Card last year and got 6 months interest free on BT's and purchases. That promotional period is now over and I'm currently paying 12.9% APR on my outstanding debt. Now Freeserve have become Wanadoo, they have released the Wanadoo Marbles card, again with 6 months at 0%, but only 9.9% APR…
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Which 0% card is easiest to get accepted for?
Hi, I know this is a very broad question, but does anyone know what the easiest 0% card is to apply for?? :)
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Borrowing large amounts on credit cards
We are currently looking to borrow £40,000. We can either re-mortgage our house or a friend recommended looking into putting it on a interest free credit card for 12 months. This is for property development purposes therefore we would be looking to pay back any out-standing debt by this time next year. Would that be…
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Credit Cards to take backpacking???
Hello there. I'm a little bit head bashed trying to work out which credit card I am best taking around the world with me. I'm going to be spending 2 years traveling around South East Asia, Australia, New Zeland and Africa, and it has been suggested that I should take with me, a Mastercard credit card and Visa credit card.…
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Applying for as many CC as I can this month
Hi there, my employment contract comes to an end this month. will be a student again next month. I currently have 3 credit cards and am just thinking about applying for as many 0% interest free credit cards as I can this month (to help me when I'm a student), whilst I can technically and legally fill out the application…