We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Freeserve/Wanadoo Marbles

I applied for a Freeserve Marbles Card last year and got 6 months interest free on BT's and purchases.  That promotional period is now over and I'm currently paying 12.9% APR on my outstanding debt.
Now Freeserve have become Wanadoo, they have released the Wanadoo Marbles card, again with 6 months at 0%, but only 9.9% APR thereafter.
They have sent me a Wanadoo card now but are still charging me interest at 12.9%
I have transferred the majority of my debt onto an MBNA card now, but I have £1500 left on it.  I have a Barclaycard with £950 on it and an EggCard with £500. So I don't really want ANOTHER card if possible.
Any advice? Should I call Marbles and ask for a lower APR?

Comments

  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes - no guarantees but there's no reason not to try - having said that - you can beat 9.9% in lots of places - even standard rate is 5.9% on capital one
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.