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Budgeting shortfall
Hi, First time poster here! Got made redundant back in Spetember...although I got a small package I was out of work for 3 months and the redundancy was just enough to get by on..Since the start of the year I have had a new job but with 2 major differences...first it pays about 4k less than the previous and 2nd it doesnt…
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Nationwide without a switch is there still a reward?
Please may I ask the good and the wise on here for some advice. If my parents open a Nationwide account to take advantage of the 5% interest rate by just opening a new account and not switching their current account in is there any way they/we can benefit from the £200 referral reward? My father is too scared of any…
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Current account switch service info
Hey, So I have to switch accounts and have quite alot of savings in my existing current account and am worried that these could be lost in the process and was wondering if anyone has experience with the switch system? I'm trying to decide whether to trust the banks in organising sending my savings to the new account and…
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tesco bank offline
Can any member of tesco bank remember how long online banking will be down for ? i'm sure the message i saw was 1pm although that could be nationwide strange how some companies need weekly downtime to keep the services running while others don't or just for afew hours. edit and its back
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avoiding banking charge
Hi there folks, some help needed if poss. basically I am hoping in the next few weeks to change to HSBC's Advance account. Right now my main CA is with First Direct. I am not switching everything over tho to get the bonus because I'd like to keep my FD account so that I can keep using their 5% regular saver (and also use…
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Need help with budgeting
Hi, my husband and I are having trouble budgeting. I get paid monthly but he gets paid weekly. I pay the monthly rent and most of the household bills at the start of the month which leaves me with barely any money left and then he pays me back rent money each week for the rest of the month. From the spreadsheet I use to…
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Has anyone tried multiple balance transfers?
Hi, I owe money on two credit cards, but one is all at 0%. . I have balance transfer offers on both cards (barclaycard and halifax). I would like to transfer 1000 backwards and forwards 14 times until all the balance on the barclaycard is at 0%, without affecting my long 0% on the other card,(also has the benefit of…
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Deleted
“ Jet lag kicking in .... I haven't slept for over 26 hours Originally posted by Retiredin2009 ” Surely not the best time to make decisions? Quick Reply Thank You3 QuoteMulti-quote
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When opening a debit card am I allowed to send it to a different address?
Hey guys, I'm 17 and I want to open a debit card with nationwide. My parents don't like me having my own freedom and they don't let me have a debit card because they want to see what I'm doing with my money. The money I make from work goes directly into my mothers account and I am not allowed to spend it on anything that I…
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Customer and chargeback help
I sold something on Facebook and sent the item 2nd class recorded delivery an hour after they paid (they paid via bank transfer also postage paid on same bank card) The letter arrived today and they are saying what was in there isn’t there just a piece of paper which I argued was not the case now all they are saying is…
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HSBC blocked my account with them
Hi, my friend in france owed me 20K. Since then I moved to the UK and now he wanted to give it back to me. So I gave him my bank account details (HSBC) so that he can transfer it into my account. He transferred it into my account and now HSBC has put a block onto it. I don't know what to do. I have an appointment with them…
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HSBC Current Account Switching Delay
I finally bit the bullet and started my current account switch from HBOS to HBSC two weeks ago. The account should have moved today - 21 June. Debit card received the first weekend, followed by a PIN number and various emails all going well. Tonight at 17.02 i received a text - we are busier than usual and it may take…
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Transferring USD to UK/GBP
Hi, wondering if anyone had any recent experience transferring USD to the UK without losing £££ in the process. I have sold vested shares which are held in a USD account in Hong Kong. Plan was to transfer the proceeds to a USD borderless account with Transferwise. Unfortunately, due to the new rule that the USD…
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Help with banking indemnitys?
Hi people new here and looking for some advice on a very complex issue. So I was with bank a had various direct debits set up including PayPal credit cards etc, no problems all direct debits paid. I changed to a different bank account bank b and had money in my PayPal account from sales I sell dj equipment very expensive…
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Jam jar account or multiple accounts with one bank?
We aren't a high income family so budgeting is very important. Although we are not huge spenders the odd £1 here and there seems to add up quickly. I'm turning my attention towards simplicity with money because I can't remember or keep on top of several accounts with several banks. It's not for me. After having children…
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Why do First Direct send so much by post?!
I recently opened a First Direct account to receive the £125 incentive for switching I've opened other bank accounts with TSB, Natwest etc. and they were all simple online processes followed by receiving a debit card and PIN number in the post But First Direct sent about a tree worth of paperwork in the post! Most of it…
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ATM-finding app will now show you your nearest post office too - MSE News
With free cash machines disappearing, there's a handy tool to let you find nearby ATMs where you can withdraw cash for free – and it'll now also show you thousands of Post Office branches where you can take cash out over the counter...Read the full story: 'ATM-finding app will now show you your nearest post office too'…
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Standing order to HSBC regular saver
I accidentally setup a monthly standing order for £1,000 to go into my HSBC regular saver. I only realised this once the first payment went through, it has gone through successfully and is showing in my regular saver account. I phoned HSBC and they have said they can't remove the funds because its a 'locked account', I…
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What's happened to First Direct?
Hey, Anyone else feel like First Direct have really gone downhill? It wasn't that long ago that ringing them was painless, being answered by a human within a few rings - now you're put on hold for minutes. What's happened?
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Telephone banking without internet to set-up
Hi, An elderly neighbour who doesn't use the internet wants to set up a current and savings account that she can operate by phone. Are there any banks offering telephone banking that don't need web access to set them up? Thanks, David
