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Tesco Current A/C Faster Payments delays
Anyone else get delays when doing FP ? Took 17 hours the other day, but on average it takes longer than a FP with NWide, RBS, LBG etc..
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Halifax HTB iSA now showing on app banking again
Seems the recent app update on Apple appstore has reinstated the deletion of the HTB ISA, thought it would be handy info. Can anyone confirm Android app has reinstated the HTB ISA ? Handy for others to know either way...
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Help needed swapping account
Hello all, I am looking for some advice on the best bank account to go for. I have been with RBS for a long period of time 20 years plus but I am now at the stage were I need to change banks. I have been a loyal RBS customer but in the interest of saving money I dont believe that I am getting the best deal anymore. I was…
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Business Bank Account
Hi, I'm in the process of setting up a company and am needing now a business bank account. Can someone recommend to me a good company? I'll be contracting so I probably won't need many of the options that a SME or similar would require. Just trying to get an account with minimal charges. I've heard that Cater Allen is a…
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Bank account, debit card, with ZERO overdraft
I'm trying to find a basic bank account, with no overdraft at all. It's to be used for monthly spending on non-essentials, so I'll be loading it every month with a budgeted amount. Once it's empty, it's empty, hence I don't want an overdraft at all. It needs to have a normal VISA Debit card with it, and allow joint account…
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Multi-currency international accounts for expats - experiences
Hi, Been a customer of Citibank UK as a Citigold customer for around 20 years. They've just doubled their minimum account balance for the second time in a few years, and I am now looking elsewhere. My main criteria is I need multi-currency (GBP/EUR/USD) current and savings accounts, with multi-currency debit cards too, as…
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Card payment stuck between 2 banks
Please can anyone help me, my two banks are driving me crazy over something that surely shouldn't be this difficult. I've tried to make a card payment, from one bank to another, but the money is stuck somewhere in the middle and both banks are saying it's the others' responsibility. I made a debit card payment to Santander…
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Club Lloyds - Cinema Tickets
I'm interested in signing up for this account to take advantage of the cinema tickets just have a few questions: Does the account req 2 direct debits or is this optional? Can the DD be from the same Tesco internet saver? Can the cineworld tickets be used to book online along side using a carers or meerkat code?
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Changing Accounts - Maximise Personal Savings Allowance
I currently have a Santander 123 Account that all our bills are paid through. As a higher rate tax payer I will only attract the lower Personal Savings Allowance of £500. Is there anything wrong (illegal) with my partner opening a similar Santander 123 Account and all the monthly bills being paid through that instead…
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Metro Bank Fixed Term Interest Payments
Sorry I meant to post on the Savings board. See https://forums.moneysavingexpert.com/discussion/5451032
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Money paid into my account by mistake, what's the law?
Hello, Not sure if this is the correct place to ask this question... Just over £3000 has been paid into my business bank account by mistake it seems. From what I can tell it has come from a company in South Africa. I understand the bank can ask for it back by law, although as it is from overseas would that make a…
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Anti-money laundering consultation
There's a consultation out today on changes to AML legislation. https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/518016/Action_Plan_for_Anti-Money_Laundering_-_Annex_A.PDF It looks to me as if things are just going to get worse in terms of AML paranoia and banks freezing/closing accounts. There may…
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Will I experience problems opening a savings account with cash?
For the past couple of years I have been saving money at home as the savings rates were so low it didn't seem worth putting money away in a bank. However, I now have about £6,000 and I'm a bit worried about having it at home as, although it is is in a safe, it is just one of those fireproof portable ones (which I bought…
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Tax Changes - Halifax Reward
Hi All, So the Halifax Reward has always been 6.25 gross and 5.00 net. With the new changes to allow 1000.00 tax free savings - does anyone know if Halifax will now be crediting 6.25 or will they change it to 5 gross?
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Question about large cheque
Hi all Very quick question on behalf of OH. He has a savings bond which is maturing and he's cashing it in. He will be depositing a large cheque (5 figures) into his Barclays current account. This is very out of character for him- he is constantly teetering on the edge of his £1400 overdraft- do we need to let the bank…
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Halifax switching
I switched from lloyds in September 15, to the Halifax I now want to switch to Sandander to take advantage of the 1we account, how long do I need to stay with the Halifax before I can do this ?
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Budgeting Apps
Hi 😀 I have tried different apps to help me with budgeting, but not getting on with them too well 😐 Is there any good ones what anyone can recommend ? Thank you x
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Santander 123 switch advice
first post, so quite the newbie.... I am considering moving from NatWest to the Santander 123 account. I have heard a few horror stories using the switching service.... Would I be best placed just opening it as a separate account and moving everything over? Any tips/advice would be greatly appreciated.
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Santander 123 current account statement date - when is it?
The santander website says that the 123 current account statements do not run on a calendar month basis but instead run from "the date the account was opened/transferred". This matters because you have to pay in your £500 each statement period. So my question is... If I open the account on 17th may and then the transfer…
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Possible stolen cheque.
Hi all. Not sure if I'm posting in the correct place. An elderly friend of mine has received a letter today to say that his bank are unable to pay a cheque from his account due to insufficient funds. The cheque number is one he hasn't yet reached in his cheque book but the relevant cheque is missing. It looks like someone…
