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Nationwide 'paid item fee' and overdraft scam
Hi. Has anyone else been ripped off by The Nationwide for 'paid item fees' at £15 a shot? In addition to 'unauthorised overdraft' fees at £20 a time. I have spent a lot of the last 3 years abroad in Europe so have often used my Nationwide Flex account to draw money out (as it used to be good up until about a year or so ago…
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Problems using Natwest card today - unauthorised
Tried to use my natwest card in a department store today and payment was unauthorised, then tried my husbands which is linked to the same account and this also was unauthorised. Went to the bank to tell them and they said no issues etc. Morrisons was also unauthorised today on the 1st go and then authorised on the 2nd go.…
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Fraudulent Activity, BOS Debit Card advice
Hi all, BOS called me this afternoon to alert me to some fraudulent activity on my debit card. Card cancelled and new one on the way. Pleased how quickly they picked this up (if pleased is the right word!) My previous debit card was stolen in February this year - just wondering if this activity today could potentially be…
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First Direct/HSBC & Regular Saver account
Hi Is there any difference between HSBC & First Direct's regular savings account? I understand that First Direct have a slightly higher limit at £3000 but other than that is there anything else? Thanks Alex
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RBS cashback plus?
Is this worth signing up to? 1% cashback on tesco purchases using a debit card, what's the catch?
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Quick Santander 123 question
I've just opened an account, only for the 3% interest as I'm banking elsewhere. Just want to know if the £500 per month credit has to stay in overnight to count, or can I transfer in and out on the same day - can't see any details in the T&Cs
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Sweep facility every 4 weeks? (for public sector workers?)
Hi, Does anyone know of a current account that offers a sweep facility into a saving account but on a 4-weekly timetable (rather than monthly or weekly). It seems like a massive oversight by most high street banks, most public sector workers i know get paid every 4 weeks! Thanks Mark
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switching bank question
if i were to switch banks, currently i am with the royal bank of scotland whom i have no issues with except i get zero back from them in any way shape or form, i was thinking of switching to santander123 account and get some returns on my direct debits ie water, mobile sky etc. my question's are if i do the switch, will…
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Halifax won't remove my name from joint account
Short version: Halifax received forms to remove my name from a joint current account and a joint savings account. They only actioned the savings account and gave me some false reasons why I couldn't be removed from the current account. During the ensuing disagreement with the bank the other joint account holder took the…
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Co-op catches up
A message upon logging in to the online banking for the co-op today informing that the available balance now includes items in transit, hurrah! Also mention that this will follow shortly on the mobile app and is on the telephone service too.
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first direct switching incentive.
hi guys. i was looking to get the switching incentive for first direct back in oct. it's suppose to be be that i transfer a £1000 a month and switching the current account to them, well they caused that much hassle that it took them 3 attempts to and the original bank had to be changed to a differemt one to switch. the…
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Budget Planners
Just a quick question about using budget planners. I tried completing one and said that I overspend every month and am actually in debt. This is not the case, I actually save about £1000 each month. Why is this put in the outgoings (along with ISA's etc) if you still have the money? Any help much appreciated.
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Save or Buy
As above what would be a good choice to do with the bit surplus money i have? save it in a bank and get next to nothing back in the way of interest or buy some gold coins or something similar? i am not talking 100's or 10's of thousands here i am thinking roughly 5k. at the moment it is sat in a nationwide account.
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question about using overdraft facility
Hi all. Im interested in other peoples thoughts on this one. if you have an overdraft facility on your current account, and you dip in and out of it throughout the month, but do not actually exceed it, is that considered to be a bad thing? Do you consider it to be living beyond your means? The reason I ask is because this…
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When did Nationwide come up to date & allow weekly SO's?
Have just been in to my Nationwide online account for the first time in quite some time to amend a SO & i noticed that i could select SOs to go weekly now. When did this happen - Nationwide moving with the times? This was a frustration i've had for a long time with them. I think the most frequent i could remember was…
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Absolutely disgusted with interest rates - is this right?
For a Nat West saver account, i planned to put in £100 as a initial deposit - until i read their interest payable to that account would be 50p per year - !!!!!!, did i read it properly? Was it a typo i read? Or is this a correct rate? If this is correct, theres not a chance in hell i am giving them £100 for 50p at next…
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Overseas transfer of large funds
Sorry not sure if this is the correct section for this Basically there is a large amount of money in an overseas bank account in pakistan that needs to be transferred over to the UK in order to then be split between family members as part of an inheritance. Could you give us some idea of the best route to take in order to…
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Which bank??
We currently bank with TSB (not by choice - moved when Lloyds had to get rid of branches) and are moving to a town with only the following banks: Barclays, NatWest, HSBC and Newcastle Building Society, so will be moving our current account. We are always in credit and our income (married couple, joint account) is about…
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Nationwide Flexplus online statements
Had a wee look on the forum and cannot see any posts so thought I'd share my current problem. I have the above account and have opted for the online/paperless statements. I should receive a statement on the 7th of each month but have received nothing since September. I visited my branch for a couple of months as there was…
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Nationwide account
I have a current account with nationwide which is for my own personal use. It has an overdraft of £250 for 1 year which is why I took it out. I recently received a letter from them saying they have reviewed my account and are taking away the £250 arranged overdraft facility as I am not paying enough in to keep it running.…
