switching bank question

chili1496

if i were to switch banks, currently i am with the royal bank of scotland whom i have no issues with except i get zero back from them in any way shape or form, i was thinking of switching to santander123 account and get some returns on my direct debits ie water, mobile sky etc.
my question's are if i do the switch, will all my direct debits retain the same payment dates that i have them setup for now?
i also assume i will need to notify my employer of my bank change for my wages to go in.
also with regards to getting cashback for sky for example. is this hassle free ie i have my sky direct debit set up and say the bill is £50 per month then santander automatically gives me 3% back.

thanks

grumbler

chili1496 wrote: »

my question's are if i do the switch, will all my direct debits retain the same payment dates that i have them setup for now?

Of course they will. The only details are of the company that collects the payments. How can they change?
For standing orders and payees the references will remain the same. I.e. if it was "From bank A" it will be the same after moved to bank B and you will need to correct this.

i also assume i will need to notify my employer of my bank change for my wages to go in.

I think the bank will do this:
7-day bank switching era begins: Full Q&A on - Money Saving Expert

also with regards to getting cashback for sky for example. is this hassle free ie i have my sky direct debit set up and say the bill is £50 per month then santander automatically gives me 3% back.

Yes

P.S. Don't miss TCB £47.25.

chili1496

TCB ? whats that

Archi_Bald

topcashback.co.uk

£50 at quidco.com

chili1496

thanks for the answer's.
last but not least is/are Santander ok to bank with or should i avoid?
i do have a first direct account a nationwide flex account and a halifax account.
1st direct and halifax are kind of just open with only a few quid in each

grumbler

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