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Nationwide FlexDirect - to open new or to upgrade?
Have their FlexAccount which has been open for about 10 years now. Question is - to upgrade the account or to open fresh? What are the +/- here regarding this? Once the 5% ends, there'd be no interest (no pun intended) in the account really.
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Nationwide Flexplus account - feedback
I have just heard about the new Nationwide current Flexplus account. http://www.nationwide.co.uk/current_account/flexplus/default.htm?intcmp=Intcmp_1767 For a monthly fee of £10 pm you receive a number of benefits. Before i decide to joint the current account i like to know if anyone has this account already and happy with…
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first direct opening account advice please
ok i am a completenovice when it comes to bank accounts etc so i need some advice. i was looking to open a savers account with first direct the 6% one would be ideal to put money away for my son each month, so i clicked apply, unfortunatly i need to open a first direct 1st account and use the switching service and deposit…
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Santander overdraft
I have been given an overdraft of £1000 it seems I can put in multiples of £50 as I started with £500 and decided to place it to £1000 as this will help over the coming months with budgeting it is actually a godsend that I have been allowed an o/d as before I was in the position to consider other methods financially what I…
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Halifax switching dept and customer services....
As a regular switcher and saver, benefitting from cash incentives and 0% or low-fee overdrafts, I recently switched from Santander to Halifax. I did this purely because I had come to the end of my £5-capped overdraft with Santander and was getting charged £20 per month. Usually I have no problem switching and its usually…
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Santander 123 account - some questions?
My husband and I have a current account with santander, salary is paid into this account and we use it for general spending. We also have a current account with nationwide that we transfer money into each month, we use this for all our bills and direct debits. I'd like to take advantage of the three percent interest rate…
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Direct Debit Problem
Hi all I have a DD set up to pay Hitachi Capital (DFS) every month on the 1st. I paid in Jan, feb and march with no problems but April hasnt come out yet so I called Hitachi and they said the payment was made and to call the bank to check the DD was all ok. I called Lloyds and they told me that Hitachi had amended the DD…
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Opening 1st Direct Account
Hi wonder if anyone can help here regarding opening a 1st Direct account. I've applied & now been asked to provide proof of who I am, which is not a problem but the only people that can certify my passport is a 'Solicitor, Lawyer, attorney, barrister, licenced conveyor' +needs a company stamp. I don't know about anyone…
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Change of name - Nationwide
I opened up a Nationwide FlexAccount in 2009 in my birth name, then in 2010 I got married, changed my surname on the account and then after the divorce I didn't change it back. I've seemed to have misplaced the dissolution certificate and would like to change my name back, I have a passport and a driving license, both of…
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Santander warning
:mad: A warning for any Santander bank account customers with any credit rating issues: I phoned Santander this morning as I had still not received my new debit card (the old one expired 31/3/13). I was told that a block had been put on the new card by my (not so local) branch and that I would have to visit the branch to…
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Martin's Money Tips - First Direct - 6% linked savings
Just reading today's email article about First Direct. As you would guess there are investment limits on the linked 6% savings account [£25 to £300 per mth no partial withdrawals for the year]. First Direct also offer a "sweep facility" that automatically sweeps extra funds from your current account into a savings account…
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Flexplus Joint account (travel insurance)
I'm travelling around the world with a friend for a month and so I'm currently looking into different travel insurance. I've noticed that Nationwide offer an extremely good worldwide insurance with their Flexplus account and wondered whether it would be possible to open a 'joint' account, in order for us to both benefit…
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Hope i am on the right board
Could anyone tell me how much savings you can have before it affects your benefits. Thank you xx.
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Lloyds packaged bank accounts
Hi all I'm hoping that some of the people around here may be able to help on this. I'm after details of the packaged bank accounts that Lloyds (and Lloyds TSB) has sold. I know that in the past these have included Select, Silver, Gold, Platinum and Premier but I would like more information: Does anybody know when Lloyds…
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Current account question
I've always just had a basic current account - LLoyds - but from reading the forums, its wise to have a few and make the most out the deals? Its seems that everyone just moves around their money to get make more money? So i could open a First Direct account (£125) Nationwide FlexDirect (5%) and Santander123 (cashback on…
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Claiming back bank charges when not in hardship?
Has anyone ever managed to do this? I read this article on here. The charges I got about four years ago probably satisfy the 2nd and 3rd criteria that banks consider when deciding whether to refund charges, but I'm not in financial hardship. I was on a low wage (£80 per week - the current apprentice rate at the time) when…
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N&P (Overdrawn)
I transferred money into my N&P account on 29th March from Nationwide via the Nationwide Faster payments system. Debit card transactions on 29th and 30th have been recorded in "real time" but the transferred money didn't become recorded until this morning. This has made the account overdrawn. I sent the following message…
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Exclusive First Direct offers New Customers £125 to switch if you go via MSM
Just received an email from moneysupermarket saying if you switch via them you get an extra £25 on top of the usual £100. I assume I cannot put a link, but if you google moneysupermarket first direct £125 you will get the page. Typical I opened my new FD account last night so can't go for this, but thought it might be…
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Standing Orders
Are banks like HSBC allowed to cancel a standing order without the account holder's permission?
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Natwest no longer show transactions immediately, do other banks?
I rely on online banking to keep on top of my account, budgetting etc. over the last month transactions have been taking longer to appear on my account, payments are reduced from my Available Balance but the details of them are taking a week to show on the transaction details. Having asked Natwest why, they said they now…
