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Lloyds TSB - Closing all my accounts!!! Please help!
Hi guys, Just couple of days ago i received a letter from lloyds telling me they were going to close my Private Banking Account. The letter said: "We're writing to let you know that following a review of your account we can no longer run a bank account for your. We will be closing your account on (60 days from the letter)…
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Natwest Daily Overdraft Charges
Hi All I have an account with Natwest bank which I dont use anymore, mainly because when I transferred money it was always taking an extra day to clear and took me over my overdraft a few times. The account has an overdraft of £300 on it. I think the account was overdrawn by around £250 or so when I stopped using it. The…
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Switching to First Direct
Just a query, I have applied to switch to First Direct for two reasons, firstly their customer service is supposed to be excellent and secondly the £100 'reward'. Although I have never held a First Direct account, I do hold two HSBC accounts. Given that First Direct are part of the HSBC group,will I be excluded??
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Halifax Reward Current Account - how to get a joint account?
Background facts: * I have a Halifax Current Reward Account, in my name only, opened online * Spouse has the same as above, in his name only * We use the above as backup current accounts (for gift spending only, mainly use them to cycle £1000/month for the free £5 each) * Currently living in Glasgow (temporary - home is in…
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Someone has stolen £1200 from my account!!
I checked my internet banking on Friday morning and saw that there was £1200 of transactions pending. I knew I had nothing pending so rang my bank. She went through my account and someone had used my ( cancelled!!) debit card to but 4 lots of insurance and a plane ticket over 14 hours. She then said I had to wait until the…
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Natwest, braunton, devon
Does anyone know whether the Natwest in Braunton has been closed down?
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New bank, same poor service - HSBC
So, following the advice from the peps here and with my need to make fairly regular transfers of modest sums to the USA I duly called the HSBC. Spent 30 minutes or so listening to them going on about the benefits etc and they said yes they could help as I could get a mirrored account in the USA and free transfers between…
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Feb 29th DD problem
Ive had a letter today from NW telling me they couldnt pay one DD because of insufficient funds and i would be charged. The DD is set up for the 30th of the month my salary was paid in by bank transfer at midnight of the 28th/29th. This i know for sure as i checked on line at about 1 am on the 29th. So to me obviously as…
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RBS loans offer below account
RBS loans offer below accounts, this has now come up in the account section of online. I wonder why they are doing this, the other week I even had someone trying to flog me a loan. Anyone else had it?
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Bank Charges Every Month
Hi I'm a student on a very low income and every month Lloyds bank is charging me £100-£180 for going over my £1500 OD limit and bouncing direct debits. This is a very sizable amount of my income and I cannot seem to get myself out of this vicious circle. I estimate that Lloyds has had over £5000 in charges from me over the…
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Do defaults prevent you having a savings account from Natwest ?.
My brother has four defaults (!!) three credit card ones and a bank account one. None are with Natwest or RBS. BUt he has applied to Natwest for a First Reserve account and as been declined. He showed me the letter and it is the 'Thanks for your application but upon further checks etc etc, but ends with if you…
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Credit Report
Not too sure were to post this, so apologies, but I figuredsomebody might have ideas to help me. I currently view my credit report with Experian, and I’mpaying 14.99 for it per month (after the initial 30 free days). Does anybody have any advice and tips on how I can get mycredit report from Experian for free or cheaper…
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Paying into a Bank Account?
This may seem a strange question, but I need advice. For some time I've been paying £10 per month into a Royal Bank of Scotland account for the benefit of a food supplier in Baghdad. It came about as the result of an article in a newspaper under the heading of 'Baghdad kitchen'. I've since contacted the newspaper and asked…
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Personal Expense Tracker - Android app, MS Access???
Hello, I am looking for a tool to help me track daily expenses and then give a monthly and annual summary. There are a few spreadsheets out on the Internet but they all have fixed categories or are in US $. I'd like to find an ideally free way to record stuff, perhasps by an android app where I can log when I buy stuff but…
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BT Over charging me?
Hi there, Recently I had a look at my direct debits and I have BT Internet and a phone line. I was paying 38 pounds for a few months just for BT (I thought 38 pounds was quite a lot for internet and a phone line I hardly use).. So anyway, in Feb BT charged me 60.50.. I called them up and they said they were increased the…
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LLoyds asking me to update my address
I'm wandering if anyone can help - I've just tried to increase my overdraft through Lloyds internet banking & had an error message come up saying I need to update my address. Now I've been at the same address for the past 2.5 years & get all my mail from lloyds sent to that address - therefore I know they have the correct…
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HSBC - Sent me a new debit card (but never requested it?)
Hmmmmm today i checked my post and saw i got a new HSBC debit card... but i haven't requested it at all? what is this? new technology in the chip or??? card looks the same silver with the map of the world on it... nothing new?
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card reader
After using the card reader my bank sent me a few years ago its stopped working, i find out that after 3 years they need new batteries,now my question is why am i to stump up my hard earned cash to pay for something my bank wants me to use whilst banking,its a part of THEIR security isnt it?. So instead i requested a new…
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NatWest Online banking tech issue
Im not sure if this has been discussed on here, but if it hasnt then I am hoping to find out if anyone else is affected by the current problem NatWest are having. Basically this weekend see's the start of the third week in which I am unable to access my online accounts. Logging in goes to the last page before bringing up…
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Need your help! Best debit card to use overseas??????
Hi everyone, really need as much help as i can get! I'm moving to Turkey next month as i'm going tobe a holiday rep. I'm with santander at the moment and they charge quite a high amount for withdrawls abroad!! Can anyone recommend a bank account which does not charge a lot or dosent charge at all? Or have any tips??? I…
