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Bank Accounts & Cheque Books
Recently I applied for a Nationwide bank account. They put all my details in the computer and unfortunately I only qualified for there Cash Card Account. Which did not come with a cheque book. I didn't know you needed a credit check for a chequebook! As I had a chequebook with my HSBC account when I was 16! Is there any…
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Lloyds TSB New Online Statement Summary Available SCAM
Lloyds TSB New Online Statement Summary Available beware this email its a scam pishing attempt . Link location is not LLoyds i presume as i dont bank with them and presume they are not from Srilanka. /moneysrilanka.2vie.com/images/www%5b1%5d.lloydstsb.com/logon.ibc.customer jje
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Time to transfer Direct Debits ?
I've changed the current account that a couple of my direct debits use but I was wondering how long does it take, for them to disappear from the one account and appear in the other? Thanks
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Barclays logic!!!!
MY HUSBAND HAS RECEIVED A LETTER ( FROM BARCLAYS) STATING THAT BECAUSE I HAVE GONE TO C A B (CITIZEN ADVICE BUREAU) I WILL HAVE MY BANK ACCOUNT SHUT .....!!!! .ON COMPLAINING TO THE OFFICE TELEPHONE ON THE LETTER THEY SAY BECAUSE I AM OVERDRAWN BY £347.00 AND HAVE GONE TO CAB INSTEAD OF THEM (and cab have asked them to…
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Halifax Guaranteed Offers
How do you view if you have any guaranteed offers on Halifax' internet banking, for overdrafts and credit cards? :D
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Rbs
Anyone know who rbs use to credit score? x Thanks x
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Help! Money management & financial coaching?
Hi, I am new to this forum. The reason being (and by my own admission) I am useless with managing my money / budgeting. I have tried budget planners, taken advice from friends who are good with their money and feel that I understand what I am hearing but completely useless when it comes to carrying out what is required to…
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Overdraft charges
I have an overdraft of £1800 with Natwest and am being charged £15 a month interest. It used to be a student account and is now a graduate account - with a decreasing limit. I am trying to pay off my overdraft from my new bank account - but am starting to feel like this is an insurmountable task. Any advice would be…
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Postal addresses of banks
Hello, I'm looking to close some unused bank accounts I have with HSBC and Halifax, and also a credit card account with Nationwide. The balance on all these accounts is zero, so there's no problem there. I was intending to close these accounts by writing a letter to them, but for the life of me I can't find a postal…
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Santander Internal scoring
Hi Does anybody know as if or when Santander update behavioural scores on current accounts? I have had mine for about 6 months now, overdraft facility of £150 which I have used occasionally and paid back within days. Pay in around £1600-£2000 per month. Loads of green zeros on credit reports, no late payments in last 3…
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How to create an account which will hold Swiss Francs
Can anyone suggest a way of setting up an account in which I can store Swiss Francs (and convert them into £ in a few years or when needed)? I am about to receive some, and wish to keep them in the form of Swiss Francs rather than convert them into pounds, as UK inflation is so high (and likely to remain so, it seems to…
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Santander customer considering move to First Direct
OK my patience has run out with Santander and after reading the many positive comments about FD on here I'm tempted to move. One thing I wanted to know, when calling Santander you need to have a telephone banking number to 'speed things up'. I only found today that by holding and ignoring the plea to enter the number I…
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Card reader/secure key security...why the collective punishment by banks?
After leaving Nationwide due to their card reader requirement, I recently closed my HSBC current account after i got a letter telling me i'll need their secure key to log onto internet banking in future. I've opened a N&P Gold current account which doesn't require any card reader to use their internet banking though i…
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HSBC will not remove my details from shared account
Hi All, I am trying to get my name/details removed from a HSBC current account I set up with a friend. We set up this account in 2008 as we were renting a flat together. In 2009, we stopped renting the flat and I stopped using my card. Unknown to me, my friend decided to use over £500 of the £600 overdraft limit we had in…
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Citibank account or Santander Zero
Hi Guys, I would be travelling soon and was wondering if it would be better to have a Citibank account or a Santander Zero credit card as with both it would be possible to avoid paying a flat fee/percentage for withdrawing cash and making payments overseas. The only extra benefit with the Santander Zero is that it can be…
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Credit checks on opening a bank account
I'm thinking of opening a joint bank account with my girlfriend as we will hopefully getting a house together soon. My question is, how concerned are they with credit checks on opening the bank account? This will be with Nationwide, who we've both already got a current account with. It's also who we're getting our mortgage…
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Money transferred to wrong account, bank won't pay it back.
I was transferring £100 to my friend and i've accidentally sent it to an account that he is seriously overdrawn on. I asked my bank to put a trace on it to request it back and my friend received a letter asking if this was okay but it also said if he didn't have the funds (he doesn't) then it wont be put through. To…
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Problem buying holiday money with Halifax debit card
I bought some US dollars online yesterday from BUPA which was offering the best rate at the time. I paid with my Halifax debit card and got a confirmation email from the company Today I got another email telling me that transaction had been cancelled and when I rang them they said that although Halifax authorised the…
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LloydsTSB closed my Business Bank Account - Need a new one to pay 40K into
Hi there This is my first post to the site so apologies if I am posting in the wrong area. To cut a long story short I did until recently have a business bank account with Lloyds TSB. As a self employed person I have been struggling the last 12 months and have fallen behind with personal credit payments (of which £7500 was…
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Santander Online Banking
Hello, Can you access Santander's online banking? When I login via their website - enter code, click continue I get "the connection has been reset" blank screen. I called Santander, they insisted it was the internet service provider... ... and appeared to hang up on me when I politely asked when it would be rectified.…
