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Cheapest way to transfer money abroad - SEPA
What is the cheapest way to transfer £5000 from a UK current account to a current or savings account in euro in another European country. From my initial research I found that it is better to do the conversion here and send the money in euros from here. SEPA is an option, but I'm yet to find the exchange rates of each bank…
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Second current account for tax-related transactions
I do online-shopping and pay personal bills all via debit card and dd. Also, I get rental income from property and expenses related to property. All this tends to crowd my statement. I was thinking it would make sense if my private, non-taxable transactions were separate to tax-relevant transactions. Not just for ease but…
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Which (if any) pre-paid credit cards can I use to hire a car abroad?
Hi everyone, Hope I'm in the right place. Is there a pre-paid credit card I can use to hire a car abroad (Bulgaria) - I know most companies don't take debit cards. Thanks.
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MSE News: Treasury Committee to reopen cheques enquiry
This is the discussion thread for the following MSE News Story: "Banks stand accused of ignoring millions of vulnerable people by pressing ahead with plans to phase out cheques ..." Read the full story: Treasury Committee to reopen cheques enquiry
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HSBC security key
HSBC online customers will need to upgrade to HSBC security key. I have been watching the online demonstration and being not very good at new technology. I wonder how easy it will be to use, also you do not need to insert your debit card in it like you have with a card reader, am I right? Thanks
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overdraft or not?
Hiya, I was wondering how easy barclays is to get an overdraft from. I have an emergency £10 on at the moment, which come with the account and I am looking to increase this. I finished an iva in Sept last year and all my defaults and accounts on my credit report are satisfied. Will this go against me? dont want to ask if…
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Meeting with Lloyds Tsb
Hi all, advice needed. First of all, I have an overdraft of around £1,900. One which I will start to bring down from the end of May, and got a call from Lloyds tsb asking to speak to me RE: A review of my overdraft tomorrow. However, on the letters I get each month, it advises that a review will be taking place at the end…
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Business accounts
We have a business account that is currently charging a fortune to bank cash. does anyone have details of banks that will either not charge for banking cash, or as little as possible?
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Building Society cheques?
Are building society cheques cleared funds and 'as good as cash'? T.I.A
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http or https
Just a warning really. My parents came over to visit me at the weekend (they live in France) and as usual dad likes to check his emails and bank online every day. He logs onto his bank and said 'oh they are asking different questions' which made me suspicious imediately. He said no it is his bank and carried on with his…
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"E-marking" funds .. is this new?
Twice in the last couple of weeks I've had situations where I've tried to buy something online and both times the funds have been "e-marked" (Barclays terminology) to come out of the account so funds have been set aside from my balance. The first time was an online order at B&Q which was cancelled within minutes via phone…
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Problems with Lloyds TSB Online Banking - Security Certificate
Morning all Is anyone else having problems logging on to Lloyds online banking this morning? I've tried around three times now - put my ID and password in, but next page says there's a problem with the security certificate and registered to a different website. Have shut it down at this point! Silver x
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Bye Bye Santander!
Such a great feeling to have closed all my Santander accounts and run very fast back to my old bank Natwest I'm sure this has been mentioned time and time again on here but just to have a vent... Santander's incompetance, disgraceful customer service, lack of knowledge on their own internal procedures, pathetic "faster…
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the best prepaid card?
after paying £24 in card fees at ryanair for a £24 flight i decided i had better get myself one of these prepaid mastercards, especially as now nationwide also charge to make withdrawals abroad. i generally take enough cash for first few days on holidays then use mt debit card as and when i need something. with all the…
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Bank denies access to account
Hi hoping for some good advice. My uncle who is in a nursing home has been having problems with his bank. They refused to allow him access to his account due to his signuture not being the same as when he opened his account. Now Iv been in with him before and had the same problem but he has had photo id and they have let…
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In need of Accountant Walsall, West Midlands
Me and a friend have recently just set up a LTD company and are in need of an accountant to help us work out all our accounting needs. We have a business plan in order and some rough costs for trade, expenses etc. If you would like to get involved in a small business with lots of scope in the field of beauty and health…
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Student bank account.
Hi, Trying to find out how I can set up a bank account for my son who is returning to the UK to start Uni in September. As we live overseas we cannot just pop into a bank to sort this out. Does any one have any ideas how we could set one up or know how to set one up. Obviously we only have an overseas address for him at…
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new bank AC
I'm looking to switch accounts after some particularly bad overdraft charges from smile, which is the co-op's online service. What I'm really looking for is a good online and mobile account - first direct were the obvious choice but their charges for going over your limit are even worse than smile - upto £25 per day(!!)…
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Maximum cash withdrawals from Building Societies - so low!
I have a few accounts with various building societies, and am very frustrated at the limits they place on cash withdrawals over the counter. I know they're not clearing banks, but their limits are ridiculous. Most building societies have a £500 limit, including the mighty Nationwide (who have had such a limit for over 15…
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Bank taken my money...sort of
My daughter is on holiday with her friend (and friends dad). I needed to get some money to her so transferred it via internet to (friends dad)s account. The account the money was transferred to is not used by the dad as it is at it's overdraw limit. When friends dad tried to withdraw the money I had sent (with note on the…
