-
Chances of temporary o/d increase
Hi, I have a £4k overdraft limit with Natwest. I am expecting a £17k inheritance in next few weeks but the solictor dealing with it is rubbish and keeps delaying things. I want to ask for a temporary increase for 4 weeks in my o/d of £1000-1500 . I am going to ask this afternoon, but I was wondering what my chances are. I…
-
HELP needed desperately please, with appeal against Bank Decision...
Hi All, I'm new here and this is my very first Post in the forum. I need help please to appeal against a decision made by my father's bank against illegal ATM cash withdrawals from his current account. Background My father is 80 and lives with my Mother in the family home purchased over 40 yrs ago. They are both OAP's and…
-
first direct from HSBC?
I’ve banked with HSBC since I was at school, 16yrs ago. I have, current account, cash ISA, my mortgage and 3 subsequent equity release loans with them. I like the internet banking, I use it daily. I like being able to see all balances and make transfers easily. I’m considering switching as to first because; Excellent…
-
Santander Correct Account?
I applied through the switching process on the Santander website for a preferred in-credit account that pays 5% interest. I was approved and the account was opened last month. Although having said that, there was nothing on any of the letters they sent me saying that it was an in-credit account and on the online banking it…
-
Nationwide won't/can't trace pensioners receipt.
My 80 year old infirm father-in law receives his annuity from Pearl each month into his old Staffordshire Building Society account which had become the Portman and now Nationwide. Nationwide wrote to him in July saying he would need to let Pearl know that his old account details would need to be changed to the Nationwide…
-
What is a bank credit score?
Hi all, Just a quick question, I was in my local bank branch recently and the young lady I spoke with kept referring to my bank credit score as being a 4, what does that mean? is it good or bad? she said I was a long-time customer and the bank thought very highly of me... could it have been that I happened to mention I was…
-
Am I wasting my time with this application?
Hi all, I recently received an application pack from a bank called Cater Allen which a friend of mine recommended to me as I was left a fair amount of money in a will (£6,000) and they said that this is a good bank that seems to be exactly what I'm looking for as I like a personal service and I feel that the hight street…
-
Bye Bye Alliance and Leicester
I've just closed my Allaince and Leicester account after switching BACK to an Halifax Reward Account after only 12 months. Santander have really messed up A&L, I feel sorry for the RBS customers who are going to be switched next year. If you are one of the aformentioned, get OUT NOW whilst you still can!
-
Alliance & Leicester / Santander problem receiving BACS payments
Hi I have been having problems receiving payments into my account with Santander. My Alliance & Leicester sort code was 72-50-03 The new Santander sort code is 09-01-33 I updated my details with some of the mystery shopping companies I work for. The ones which had the old sort code have been able to pay me fine. A payment…
-
Santander systems chaos - Anyone else seeing this?
I suppose I should at least be happy they noticed their own mistake and corrected it before I had to do anything. It's classic Santander that in their first attempt to correct the duplicate they added another charge and then had to do two reversals though... Anyone else had this? I imagine it could have caused big problems…
-
Santander to who?
Hi guys, Had a few issues since our account was transferred from A&L to Santander, and i have decided that enough is enough. I am looking for some advice on what banks people recommend. I was looking at the First Direct account which pays £100 for joining and and extra £100 if you want to leave after 6 months. Anyone on…
-
Barclays Cash Account Application Process
I went into my local Barclays today to enquire about opening a cash account. I told the cashier I did not want to complete the form and send it off, I would prefer to open the account in branch. I have an appointment for 2 weeks time I am sure they will use this opportunity to sell me some of there other products as the…
-
Single Euro Payments (SEPA)
Can anyone help? My daughter is being paid by the British Council while she is working in Spain. She is being hit by double charges to get Sterling paid into her account and Euros taken out of her account.
-
Halifax In Branch Switching Incentive
Just thought I'd share a so far good experience with Halifax. I was tempted by the £50 each from TopCashBack and Halifax for switching. This was a limited online offer, which I knew would probably mean it taking a while for the 2 x £50 to materialise from both the cash back website and Halifax. Instead I decided to see if…
-
Santander 5% interest current a/c - Wrong interest amount paid?
Opened the preferred in-credit interest account 3 months ago, and received my £100 incentive just a couple of days ago. I had been receiving the 5% interest without any problems at the end of months 1 and 2 (£8.30/£8.31 after tax), but to my surprise, I only received £0.19 at the end of month 3 despite having maintained…
-
Alliance&Leicester/Santander direct debits
My A&L account has now been transferred to Santander, and I decided to do a routine check on my direct debits. I found the list was longer than it should be, and that some DD's now had double or triple entries. There were also DD's that I know I cancelled several years ago, which were now again on my list. I finally…
-
Lloyds tsb problem
Right....firstly, HELLO :) Secondly...LLOYDS GRRRRRRRR!! :mad::mad::mad::mad::mad::mad: My son, aged 18, has an account with Lloyds. he doesnt live with me, lives 40 miles away with his dad now. He doesnt fully uinderstand banking and has some learning issues and is autistic. So...he went in and they told him he HAD to…
-
Sterling pension to euros each month?
Hi, I get a pension of around £700 each month, and I want to live in Portugal. This pension need to be paid into a UK account, so I would like to convert it to a useable form in Portugal. I was thinking of a Euro account. I have actually set one up with the Irish National Bank, see this 2002 article…
-
cheque cashing
i have banked with the alliance and leicester (now santander)for the last 6 years.over this period the bank have automatically sent me new cheque books every month,i have wote numerous cheques over the years starting my new cheque book each time one arrives. since being taken over by santander and because of the phasing…
-
Bank A/c with Wordwide travel Insurance
I am thinking about opening Satander Reward a/c, I already have Santander PICR. 1. My first question is, are we allowed to open Santander Reward if we already have PICR. Are we allowed to do so ? 2. I remember there is requirement to fund £1,000 a month, but as I already have Santander PICR I could just easily move this…
