-
alliance and leicester UNDER FUNDING FEE
i have a premier direct account- where i have to pay min of £500 per month. I always do that. Today i got charged a 'under funding fee'- i rang A+L and was informed that their system has changed so the date that i get my wages from work paid into my account is after the date they've now switched to to produce my statement-…
-
Overdrawn Bank Account
And it's not mine! Today I received about the 3rd letter from Lloyds TSB for a 'Mr Istvan', at a glance when it was on the mat I assumed it was me and just went ahead and opened it (oops). Anyway, hes £381.09 overdrawn, and being charged £15 daily, this is about as I said, the 3rd time we've received a letter from them, my…
-
A&L sort-code change? :|
Hi, I'm due to recieve my student loan payment via BACS or something (not good with technical terms, lol) tomorrow/friday. When I sent my application for the loan, I used the old 72-50-0x sort-code format. I got the payments in successfully on the 13th september. However, I got my new santander card through and the…
-
Halifax not paying mortgage?????
Can anybody advise if this is legal or correct. this month i recieved a letter from Halifax saying they had not paid my mortgage due to their not being enough funds in my bank account to pay this. This i can see would be acceptable. However on the date the mortgage was due to be paid there was more than sufficent funds.…
-
HSBC Premier Account declined because of credit checking!!!!!!
Hi, I have been with HSBC for over 20 years, back to the Midland Bank days.... I recently applied for the premier account because I wanted to open the premier savings account 8% interest. Anyhow, after going through the criteria required they said they would be happy to process the application. They processed the…
-
Santander - Spain / UK money transfers
Now that Santander lets you (Santander current account holder) take out cash in Spain without charges at Santander ATMs, the next logical step would be to let you transfer money between the UK and Spain, without charges. This is assuming you have a Euro account in Spain and Pound account in the UK. Has anybody come accross…
-
QVC not taking there money?
I placed an order with QVC on sunday for 2 different items total order came to nearly £170, one item over 4 easy payments and other over 2. The pan set with payment over 2 came out of my bank account plus postage on the 4th when it was shipped, but the set over 4 payments (plus postage) was shipped yesterday and they have…
-
Alternative to O2 Cash Manager?
I've recently been using the "O2 Cash Manager" card.... if you haven't come across this before, the concept is that you "load" the card with cash (from your bank account, in my case via a regular debit card payment) and then you draw down on that cash.... .... it's a great wheeze for them (they hold your cash interest free…
-
Best current acct??
Hi I've got a fairly basic question but can't find the answer on the forum. I currently bank with RBS in England and do NOT want to be with Santander (like most people it seems:)). I have 3 acct's with them - 2 current - one for daily use & one for DD's. I also have a very low interest paying easy saver. My question is…
-
German bank account
I couldn't really see anything relating to foreign bank accounts here, so wasn't sure where to put this. Hopefully someone here has experience or knowledge of this area. Basically I lived and worked in Germany and while I was there the money obviously went into a bank account. When I came back to the UK, I left the bank…
-
Financial oblivion
Did you know millions of people face financial oblivion? I found this out in a leaflet on the counter at Leeds Building Society: "Breaking News. With big mortgage rises on the way, MILLIONS of home owners face financial oblivion as interest rates rocket to 8% within the next two years, a top economist warned yesterday.…
-
can bank close your account without reason
hsbc seem to be currently shutting everything down on me. first my pre-approved loan facility (£4500) was cancelled because I did not use it, they send me a letter saying if I do not use it within 2 months they will close it, I did not need it then but emailed them that I would need the facility in summer, but instead of…
-
Hello from a lurker!
Hiya peeps, long time lurker, first time poster! I'm not sure which part of the forum I should be on, I'm thinking the best way to start is to explain a bit about my situation and hopefully someone can shove me and the thread in the right direction :o I'm not in debt, although my credit card generally sits around the £800…
-
Faster Payment to closed account
I paid money back to a friend from my HSBC account via FP on 22nd September. I then dicovered my friend had closed his Halifax account, I informed both banks immediately, to be told my bank that the money should come straight back, I was then informed that it could take 7 working days to receive the money, after waiting…
-
Euros paid into a Barclays Sterling Account
Hi, I have a Barclays sterling business current account. I have been working for 6 months and being paid my invoices in Euros into this account. The charges are paid by the sender so Barclays just credit the account on the 3rd day at the days exchange rate plus they add a bit more. eg. instead of 1 = 1.15 they may convert…
-
Advantages of business bank account?
Hi all, I'm considering opening a bank account, can anyone tell me what advantages are? I'm a sole trader, I recieve around x,xxx-xx,xxx per month in wire transfers. It gets sent in dollars and needs to be converted to pounds . I currently have a natwest current account Also, as I'm a sole trader, can I use my business…
-
US Citizen getting a UK Bank Account
I wonder if anyone can please offer advice on this matter. A relative who is a US citizen is coming to work in London and needs to get a UK bank account - preferably in advance of arriving although that is not a show stopper. She will be living as a lodger in a friends house I have been making enquiries and drawn a blank.…
-
Moving from A&L to Halifax
Hi I already have a Halifax rewards account set up a couple of months ago and was planning to manually switch my dd's & wages maually. I knew I wouldn't get the £50 incentive but didn't want to go through the nightmare I went through 2 years ago when A&L totally messed my switch to them up. But today I got a call from…
-
cahoot: warning
Anyone cancelling a standing order online with cahoot should be aware that doing so may trigger a payment as well as a cancellation. I have cancelled six in the last week and each one was paid as well as cancelled. £2000 left my account!
-
Visa Card payments - processing times?
I shop a lot online, and normally when I use my Visa card the payments show up on my current account's transaction history within a day or two. However, I recently purchased an item online and the payment has not yet shown up. The item has been dispatched, - something I have confirmed as I am tracking it with Parcel Force.…
