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Direct debit bounced & charged but money was there
I have just received a letter from Halifax saying they have refused a £2 Paypal payment today because I didn't have enough money to cover it. And they'll be charging me £35 for the pleasure. But I had more than enough to cover it having paid money in yesterday - and it says so in my available balance. There are no other…
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lloyds young persons account and visa Card Overdrawn
When i got my Visa Debit Card at 16 it allowed me to go overdrawn by £50 Not 100% sure but isnt this illegal as it could be classed as giving credit to minors If so shouldnt this be not only frowned upon but action taken upon as this has been in my opinion the starting point of any potential financial issues as it would…
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WARNING: NatWest system 'glitch' is charging unpaid item fees for no reason
If you bank with NatWest, look out for completely unjustified charges caused by a systems bug (according to the bank - maybe they are just trying it on, who knows?). I have a current account linked to an automatic depot account and a separate savings account with NatWest. I received a latter stating that I would be charged…
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Abbey : are they ok now to send new card when your card expire?
My Debit card expires at the end of the month. The last time I was sent a new card was two years ago, when there were so many problems with getting the new cards on time, I remember, mine arrived 3 weeks after my card had expired. Are Abbey sending the cards on time now? Which postage are they using, recorded sign for or…
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Sorry - Just had to do it! Banks LOL!
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Alliance and Leicester current account.
Hi all; Been reading the email from the team with regards to the Alliance and Leicester account which offers 0% Od and £100 cash back etc. I'm looking at changing my account due to me coming of a student account and now Barclays want to charge me £10 a month for interest free OD etc. The question i have is how reliable are…
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Paid money into wrong account... Grr!
Hi, This may be a stupid question - it's definitely a stupid situation. My partner pays his share of the rent, bills, etc., into my bank account via online banking. Last month I changed my bank account to the Co-op, as I owed £900 on my old overdraft to Natwest and have just started a debt management plan with cccs. So lat…
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FX accounts that can be funded by eurocheque
Are there any forex brokers that offer trading in deliverable assets and will accept a cheque (in euros)?
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Bank error in my favour?
Hi, A year ago I sold my house and had 9k deposited into my bank, later that same day , the bank also deposited 19k into my bank for some reason. ANyway 6 months later they asked for it back, i didnt send it and after a while i got fed up of it and sent them a cheque for 10k to keep them off my back. ANyway they never…
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Alliance & Leicester - charges and exceeding limit - not helpful!
Has anyone had problems with the Alliance & Leicester regarding charges and exceeding limit charges? I found i was having difficulty at the start of the year as my employer changed our pay date from the middle to the end of the month - 6 weeks of bills out of 4 weeks pay and they didn't seem to think this was unfair(!) I…
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NatWest reducing unarranged borrowing charges!
I am very surprised that no-one has posted on here about the whole page advertisements in today's newspapers that NatWest are drastically reducing their unarranged borrowing fees.:j:j Unpaid item fee goes from £38 to £5. Guaranteed card payment fee from £35 to £15. Paid referral fee from £30 to £15. Maintenance fee from…
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lloyds classic a/c debit cards
Hi folks, have a lloyds classic a/cand my question is re the debit cards. Had a few probs with finances over the last 2 years and when last card ran out they replaced it with a cashline card, not a debit one. Problem is where i live i really could do with a debit one for online purchasing etc. Are they likely to put me…
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Barclays 0% overdraft?
On the site it states that it offers 0% for 12 months WITH Overdraft matching.......however I can't seem to access the terms and conditions link? Anyone got any info on this?
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Business Bank Account - Is it necessary?
I have a seperate First Direct Bank Account which is not a specific 'Business Account' but is a seperate account that I use for my business finances. Sometimes I receive cheques made payable to my business name (Name Name Photography) even though my account is in my name only (Name Name) so upon trying to pay these cheques…
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GMTV this morning (09/09)
Just been watching :money: on GMTV. Missed the first bit about best bank accounts. Did anyone see it that heard which account he was discussing?
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Experian subscription Cancellation
Hi guys, just after a bit of advice-in-advance, if possible I signed to the online credit check thing with Experian, and was happy to keep the subscription going past the 30 day free trial, and things have been fine, However, now comes to the time i'm wanting to cancel, and i'm a bit concerned that even if they acknowledge…
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Can a card issued to an under 18 be used to buy age restricted products?
I ask because I was in the supermarket today and my mum noticed she'd left her purse at home. I offered to use my debit card to pay for the shopping for her to pay me back when we got home. In the trolley we had some bottles of cider. It turned out that I didn't need to use my card, as my dad just happened to phone up as…
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Disputing a Visa transaction made online...
Hi, I'm going to dispute a Visa purchase made online that I did not make or allow. But I'm worried in case the bank refuse to reimburse me - I can't really afford to lose this money. What procedures do they use to check out disputed transaction? Is it completely up to their whim whether to accept or not, or is it a bit…
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Halifax money transfer
Im having a crisis!! Im pretty new to internet banking and was very impressed when i was able to transfer money from hsbc to my halifax account within 2 hours. I have since tried to transfer the remaining balance (around £700) as i want it with halifax. i clicked on immediate transfer as planned. The funds left hsbc…
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A&L or Halifax???
Hi A&L or Halifax? Which is friendlier??? I want try switch for one of this banks.. Only one thing for the future is I dont save money in UK. Over 2000 salary is going in every month.
