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Barclays balance reduction plan - Hit me with charges
Hi I am overdrawn without an overdraft at Barclays by £119.93. I set up a plan with the bank to pay £20 a fortnight. And they agreed to a temporary overdraft limit of £120. To reduce by £20 a fortnight. No charges would be added for the overdrawn amount so long as I stook to the balance reduction plan. The balance WAS down…
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Paypal
Not sure if this is in the right place, but it operates as an online bank? I just wondered if others here felt that PAYPAL fees were extortionate? I used to sell little craft items I made on Ebay, but stopped when I noticed Paypal were taking 29p per £1.50 sale. Is there a regulatory body that keep PAYPAL in check to…
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Barclays Current account application question
I just applied online for a Barclays Current Account (I already have a Barclays e-saver and their online banking), at the end of the application I was asked some questions from my credit report to verify my identity, then I was told I would hear within 4 days if the application was successful. Now as I have Barclays…
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Banks not playing fair following base rate cuts
This thread is to discuss the following news story: Banks not playing fair following base rate cuts
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Debit Card Overcharge
I have just been checking through my petrol receipts and bank statements for the 2008/9 tax year, and have identified three petrol purchases where my account has been debited by an additional 99p. For example a £50 petrol receipt appears as £50.99. Payments were made at the same supermarket petrol station using my debit…
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HSBC Plus account card?
Hi there, just a quick question. I was about to upgrade my HSBC graduate account to a plus account, mainly because i'm going to spend a few months abroad and would like the saving on cash withdrawals + the breakdown cover when i get back. However i'm leaving on thursday but i don't want to upgrade to find them send out a…
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Cheapest place to cash foreign cheques
Where is the cheapest place to cash a foreign cheque??
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Business Bank Account frozen! Please help!
Hi all. Firstly I appreciate that this is nobody's fault but my own, so please, no pious attitudes, I just need some advise from anyone who may have experience this too. :o Basically I had an account with Barclays registered to my Ltd Company which I seldom used. I moved a few months back and didn't update Companies House…
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Unathorized transactions - Abbey National not being very helpful!! HELP!!
Discovering a major discrepancy on my account earlier today, I contacted Abbey to find out what had gone out of my account I haven't authorized. I have been told that duplicate amounts are pending, with a website I recently registererd with but haven't placed any orders with. The website is a very well known, American…
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Maturing Barclays Monthly Savers
As Barclays brought out the 7.75% monthly saver at the beginning of June 2008 some of these accounts are now maturing. If my experience is typical Barclays will not tell you punctually that the 12 months are up and your money has been transferred into a very low interest account. So if you took out a Monthly Saver last…
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Cheapest way to transfer money into foreign bank account
I'm helping out a friend who has just started a business in Portugal and is trying to find the most efficient and cheapest way for the customer and him to receive funds from overseas bank accounts (i.e UK, Holland, US etc) Wiring money seems to cost about £9 a time or more, paypal charges 3.5% and he doesn't want to go…
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HSBC Plus
Hi, I applied for the HSBC Plus account and have had a letter through requesting a passport and driving licence for identification, so one for name and address and also passport for proof of who I am. I just wondered if once this is sent back if this means that once they receieve this the account is open or it could still…
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Alliance & Leicester Again!!!
Right after my dispute over an incorrect payment leaving my account I have finally settled with Alliance & Leicester. I have not settled because i belive i was wrong I have done this as they bullied me by handing the debt over to a recovery company. Anyhow the account has been closed now :beer: BUT and its a BIG but, the…
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Lloyds "Anti-Fraud" measures
Just heard the best excuse about why Lloyds Faster Payments maximum changes every day - it's so fraudsters don't know how much it is, so they can't empty your account! That said security on phone banking isn't that great - all the information they asked for except for DOB was readily obtainable off the debit card!
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HSBC Plus to First Direct 1st Account Question
Hi, This is my first post. :-) I'm currently having a HSBC Plus account for more than 2 Years so I'm not tied with contract. I was looking into switching to First Direct 1st Account. However, I got a HSBC Credit Card and a Regular Saver account with preferential rate. I would like to know how much hassle if I'm going to…
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cheque in old name.
i appologise if i have posted this in wrong place. i have just received a cheque which is written out in my old name from someones will and the bank account is now in my new name. has anyone got any ideas or knows whether i will be able to put the cheque into my account as the account used to be in my old name. i dont want…
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Basic Account to "Normal" Account upgrade advice needed.
I haven't been a perfect angel in the past with my finances, though I am now making improvements and taking a more responsible approach! Does anyone have any experience of a bank that will upgrade your basic account based on performance of the account itself, i.e - proving you can manage things properly? I am currently…
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Bank Accounts that have Maestro/Solo/Mastercard Debit?
Hi I have just been purchasing some currency online with Travelex and it seems that the only way to get it totally charge free is to have a Maestro, Solo or Mastercard Debit card. So I can benefit from this can anyone tell me which banks offer these cards as I have read somewhere that Maestro & Solo are being phased out in…
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Student banking - Bank mistakes - Advice please
Hello, Please help and advise, Just a little about myself first, I am a 27 year old PhD student, I have been with my current bank for around 10 years, have never missed payments to affect my credit, have borrowed moneys and paid it back in full, and been accepted for several interest frees on electrical purchases before.…
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Fraudulent transaction...
I've just logged into my online banking and I was massively overdrawn with a £1900 withdrawal by a name I've never heard of. Definitely 100% fraudulent. I just called my bank and they closed at 8pm. Any ideas on the best course of action? The transaction is dated today... I e-mailed the bank but no idea how soon I'd get a…
