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Budgeting & bank accounts
Archives for June 2009
Discussion List
What's the bank's ideal customer?
I've been wondering this for a while - which does a bank prefer - the customer who is always in credit and has never missed a payment/direct debit, or the customer who is constantly overdrawn and racks up hefty interest (but still has a very good credit history/stays within overdraft limits)? I always used to think it was…
Looking for savings/banking a/c with 'jars'
Hi all, I currently have a RBS current account which operates fine - very happy with their on line banking and try to save money in Intelligent Finance as I wanted to set up different 'pots'. However currently transferring money across seems to take a long time:confused: - four days to appear in IF account and then another…
cheque put through with wrong amount!
I banked a cheque this morning for just £7.60, which has accidentally been put through as £760! Got quite a shock when I checked my bank account there! I'm not sure what I should do, or if I even need to do anything, will it be detected and corrected automatically? Or should I go and tell them tomorrow? I don't want my…
Please advise me
I just opened a new account with Barclays and have not paid for anything with my Connect card yet. I went online and changed my Internet access for BT from my old bank account to paying monthly with my debit card. Shortly after that I checked my new account and was told that £1.01 had been requested from my account. This…
Declined joint account?
My and my OH both have accounts with A&L, We decided it would be easier to have a joint account, so I said I wanted to add her onto my bank account, they sent out forms, we sent them back, got a letter saying they can not offer us a joint account, that was it,no explanation no nothing. Any ideas?
Lloyds Nightmare
Hi, So my hubbys just rang lloyds to inform them that we're going abroad tomorrow (so he can use his cards abroad) anyway hes failed security and has been told to go into branch. Well we cant, we fly at 9.30 tomorrow am. Will they have blocked his cards? Will it be ok or will he just not be able to use telephone banking…
LloydsTSB Vantage Account - too good to be true?
I was considering moving my current account away from LloydsTSB because of their stupid system of auto deleting my list of regular payees on internet banking. Anyway .... I was thinking of moving to Halifax with their new £5 per month if you pay in £1000 per month. So I rang LloydsTSB and asked what I was presently getting…
Help needed with Natwest Current Account Application
I applied online for a Natwest Currentplus account this was accepted and the form was posted to me to sign and return which I did last Monday. I phoned on Saturday and was told the form was received and scanned in on Wednesday and it should be opened today as I would need to be seen by a Manager ?, call back on Monday. I…
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