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HSBC Plus- worth it?
Hey guys, I've recently been looking at changing to the HSBC plus account. It does seem a bit steep at £12.95 per month, however I have just found a £100 cashback deal on wepromiseto.co.uk which, coupled with the half price for 6 months offer they are running at the moment, means it would only work out to £16.52 for the…
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Bank account compromised/fraud. Top marks to Yorkshire Bank.
With regards to bank fraud, I always thought it was something that would never happen to me. I always play safe and check my account on-line each day. Today however I tried to use my card in ATM's. Each one declined me the cash requested. Got back home, checked online - no problems, so thought I'd try another ATM later -…
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Thumbs up to Natwest
This may be quite normal for most of you but to me it's a novelty which i very very rarely have and just wanted to say why! When i go into Abbey (my current branch that iv'e been with since birth) i ALWAYS queue, doesn't matter if i am the only one there they are useless, the systems are always down the manager doesn't…
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hsbc online banking
hi, can anybody tell me if they are struggling to get their banking online. my home page just wont seem to load up but the rest of my computer seems fine so was wandering if it was the banks website. thanks
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Barclays Onlinei Banking
iiiiiiiiiiiii
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Ringing your bank
Hey Im not 100% this is the best forum to post in, but could benefit more people in here... Whilst ringing a few banks today using phone numbers found on their website, I realised that they give an international calling number (HSBC for example is +44 1226 261226). Is this a cheaper alternative to call from within the UK…
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HSBC No Interest and now £25 Overdraft
I have been banking with HSBC for over 20 years now - and have kept my account in reasonable order. I got a letter a few months ago saying that due to popular feedback, they would be removing interest on current account credit balances. Now they have advised that my "Current Account Advance" (not sure when it changed to…
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Budgeting Query
Hi, I'm a member at COSTCO and am wondering if anyone would recommend using it as a cost cutter, for example buying in bulk for toilet paper or toothpaste, general stuff like that and then maybe the food items.....is the food cheaper here or in the supermarkets....?? Feel the need to save money and stock up now the climate…
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Barclays Premier Life ?? is it worth it and the Will Writing Service
Hi I have just been offered the Barclays Premier Life for a reduced amount, is it worth it ?? I am thinking about using the will writing service for the creation of a will for to cover the family.. is it worth using or not ??? Thanks
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Suspect transaction - THE WATERWORKS STU
I just checked my online backing with Lloyds TSB and 2 debit card payments were made on 13th January to THE WATERWORKS STU, both payments were £500. On 15th January (today), both payments were credited back to my account. Now, luckily for me, I had just enough in the account so as not to go overdrawn. I just phoned Lloyds…
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Overdraft Extension Rejected...
Just applied for an overdraft extension on my Halifax student account but it was rejected because I've had too many bank charges on my account. I'm £1000 overdrawn at the moment and my overdraft limit is £2000. All being well, I shouldn't go anywhere near my limit in the next 6 months, but when I finish Uni in June, I'd…
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Natwest help plz
Hi i currently bank with Abbey for my sins and have been saying for a long time i wanted to change banks as mine are useless, had a few episodes where i have not been able to do things through the bank manager yet the girl on the counter manages and just think they are incompetent..anyway! after queuing for 15 mins…
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Advice/opinions please
I am not working and have no income but my dp is working and his wages go into my bank account, actually the income I do get is child benefit. we have 2 accounts with lloyds, One Classic and One Select Account - both of these have an overdraft of £1500 each so owe £3000, and have £1700 owed on a loan. I want to open…
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HSBC Internet Banking
has nayone else noticed a change in the log in page for HSBC Internet banking? it's now asking for the Internet banking no, D.O.B, security No. (in full), and the 9 digit card no. what's it that? i never had to give out the full security no until now and thought that was part of the security. just checking here if anyone…
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Bank error - seeking compensation
Hi, I could realy do with some advice..... I bought a car for £9k last month using my banks debit card. The retailer entered the authorisation code incorrectly and had to call their bank to do the transfer manualy. They accidenatlly put through £90k. My account went into the red and several DirectDebits and StandingOrders…
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Quick question about savings account V current account
Hi, Just wondered if anyone knows - I opened a savings account at natwest where I have a current account. My plan is to transfer a few direct debits over to the new savings acc, and transfer one income, but cant find out if it works the same as a current account, also I dont know if I'll get a cheque book and cant find out…
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Current Bank Accounts for "Foreigners"
Hello! My name is Ana and I'm from Portugal. I came to work in England last month and I am having trouble opening a current account. The last thread I found on the forum about this subject dates almost 2 years back so maybe someone has new information about bank institutions that allow you to open an account with a…
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Nationwide Flex account card.
Hi all, i opened a nationwide Flex account the other week because i'm going traveling in a few months and this is by far the best current account for doing just that. However when my card arrived, it was a bloody cash card, not even a chip so cant even use it to buy things in england never mind abroad, and its only cirrus…
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HSBC Managed Loan - Copy of agreement "lost"
Hi, I arranged a managed loan with HSBC about 5 or 6 years ago for £10,000 with repayments of £200 per month. This will be paid off in full by the end of this year, however I have moved a couple of times since I took the loan and have misplaced my copy of the agreement paperwork. After reading about PPI reclaims I…
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Co-op or Smile Bank Account
Hi all, wonder if i may trouble you all for a little bit of advice. I received an email from Smile as i have an insurance policy with Co-op (which was well cheap compared to others), inviting me to open an account with them. I have a current Acct with A&L but i fancy a change and the Ethical View appeals to me. I am…