Nationwide Flex account card.

Hi all,
i opened a nationwide Flex account the other week because i'm going traveling in a few months and this is by far the best current account for doing just that.

However when my card arrived, it was a bloody cash card, not even a chip so cant even use it to buy things in england never mind abroad, and its only cirrus so hardly easily accessible at ATMs either for normal withdrawals.

I rang up to upgrade to a REAL debit card and the guy told me they had to monitor the flow through my account for SIX MONTHS before i could upgrade.

Anybody else has this problem? and does anyone else know a solution (the guy on the phone didn't sound very savvy) or maybe an alternative card to use whilst traveling.?

Cheers for reading,
Ash

Comments

  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Ashley,I had this prob when I opened a flexaccount in Jul. However I ran it well, opened an esavings and I have a credit card with them too. Just been accepted for the debit card now, waiting for it to arrive!

    I don't think the post office credit card charges for purchases abroad, but you can't use it to withdraw cash.... same with the nationwide credit card.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • noh
    noh Posts: 5,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ashleybond wrote: »
    .............. and its only cirrus so hardly easily accessible at ATMs either for normal withdrawals..........
    Ash

    There doesn't seem to be a shortage of ATMS
    http://www.mastercard.com/us/personal/en/cardholderservices/atmlocations/index.html
  • System
    System Posts: 178,311 Community Admin
    10,000 Posts Photogenic Name Dropper
    The Cirrus atm card will work at most, if not all cash machines that display either that logo or MasterCard. This should be similar to the cash machine coverage from Visa.

    The Post Office credit card is MasterCard, as is Abbey Zero.
    The only other Visa based card, with no commission, that I can think of is the Thomas Cook card .
    ashleybond wrote: »
    Hi all,
    i opened a nationwide Flex account the other week because i'm going traveling in a few months and this is by far the best current account for doing just that.

    However when my card arrived, it was a bloody cash card, not even a chip so cant even use it to buy things in england never mind abroad, and its only cirrus so hardly easily accessible at ATMs either for normal withdrawals.

    I rang up to upgrade to a REAL debit card and the guy told me they had to monitor the flow through my account for SIX MONTHS before i could upgrade.

    Anybody else has this problem? and does anyone else know a solution (the guy on the phone didn't sound very savvy) or maybe an alternative card to use whilst traveling.?

    Cheers for reading,
    Ash
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Heng_Leng wrote: »
    The only other Visa based card, with no commission, that I can think of is the Thomas Cook card .
    There's also Saga Platinum...for the over 50's and within 'Visa Europe' only.

    http://www.saga.co.uk/money-shop/credit-card/
  • Ok Cheers everyone, looks like i'll use the Cash card purely for ATM withdrawals and use my Abby Zero for purcheses. Does the Cirrus cash card still have the same benifits as the normal VISA flex account card? most importantly the 0% on withdrawals abroad?!?! if so then all is not lost :)

    Thanks again for info and advise..
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