-
barclays leisure club...any good? reimburse £40 of petrole...
any tips appreciated. thanks
-
euro to usd conversion and charges using UK bank?
euro to usd conversion and charges using UK bank? Hi all, is it just a standard currency conversion charge and rate when converting euro in to usd in an UK high street bank? travelling to us via london and would like to wait till london to change my euros to usd because most banks are closed here on a sat and i missed them…
-
Nat West Overdraft facility withdrawn without notice
Never had a cheque bounced in my life before, now they are bouncing around like there's no tomorrow. Just found out the hard way that Nat West have withdrawn my Advantage Account overdraft without informing me. The account has never been outside the agreed limit and is in constant use. I knew I was near the limit and paid…
-
Nat West - Closing Account Fees
Hoping someone can help me out. Had a nat west account, was about 1000 in the O/D, paid that back over 2 or 3 monthly deposits. So i took the balance to Zero and asked to close the account They said they cant do that because of some "Charges" - totalling 75 quid!!! Now i get another statement and they charged me another 12…
-
Cahoot Current Account Declined
I recently applied for a Cahoot current account. I applied online and was told I had been accepted and then received the relevant forms through the post. I just sent off the forms and copies of id they asked for today then got home from work and found a letter from them saying they've changed their mind and have now…
-
debit card problem
i have a debit card on my account but I want to close my account and open a new one at the same bank (for reasons which i wont go into now). I can open a new account but it would only be a basic account and i wouldnt get a debit card with it. My husband has an account with a debit card. Now I was thinking if i can go joint…
-
Cheque written by bank questions
Went into Halifax today and asked for a cheque (I have a savings acc. with them) I now have a Halifax cheque however this cheque is for an item I brought on the net so need to post it. If it was lost in the post is it possible to reclaim the funds (they have already been deducted from my balance) I am a little worried, we…
-
A&L "interest free" overdraft
Ok, their current account has a 0% overdraft for 12 months, and is free. But I just noticed something a little bit sneaky. After 12 months apparently you keep your 0% overdraft, but they charge a 50p/day (max £5/month) "usage fee". This seems like a blatent attempt to keep a nice attractive headline 0% overdraft figure,…
-
Smile - I hate them!
I have a current account with smile (not used) I am owing £978 on it. No money going in it apart from £20 a month. My credit card limit, (they sent me a new card the other week after not issuing me with a new one in November because I had missed one payment which was an overseen error on my part) was £2300. The other day I…
-
Wrong reference on bank transfer...now no one will help me!!
Hey ppl, I don't know whether this is the right section but here is goes... I recently sent a payment transfer of £400 from my alliance leicester current account to pay my lloyds tsb credit card. But I put in the wrong reference number and the money has gone out of my current account but not into my lloyds tsb credit card…
-
why oh why is the nationwide still a building society
hello all i would like a campaign started to change the nationwide into a bank. :mad: we as the account holders own it but where are the benefits of it the windfall of a bank takeover would far outweigh any advantages i see. this is why i am so cross :mad: my mortgage was due for renewal last week and whilst i was about to…
-
How long to keep Bank Statements
Hi All Does anyone know how long I should keep bank accounts for? I have loads of the things going back years but am never sure if I can get rid of them. Thanks PJ
-
Citibank Paying In At Lloyds?
I'm using Citibank for my main current account at the moment and I have avoided paying in cash at the counter at Lloyds because of the 4-5 day turn around for cash to hit my account. I read recently but can't remember if it was on here or the other consumer forum that if you pay in cash at Lloyds now to hit Citi, the cash…
-
Is there anywhere I can bank a load of Euro coins?
I do the accounts for a charity that had an event in Ireland last year. They had bucket collections and got about £500 in euro coins. They didn't think to bank them while they were over there and now it looks like we are stuck with them Anywhere in the UK take them?
-
Advice needed on an ex missing payments
I said i'd post on behalf of a friend whos having some problems with his bank account/credit file. Basically he split up with his wife 9 months ago, stayed at a friends house for a while then bought a house. Anyway he checked his credit file the other day and found he had 8 missed payments from his bank on it. He hasnt…
-
What time of the day is your account updated with incoming payments
If I'm expected a payment going into my account on a particular day, when will that payment show in my account. Is it when the banks open at around 8am or does this get updated at 12am, as soon as it turns that day?. Thanks
-
Lloyds TSB, when are payments due in on Monday available to withdraw?
Hi, I have just opened a lloyds tsb cash account and am expecting my student loan to go in on Monday (I dont have a student account - ccj, bad credit etc lets not go into that lol). Now, with my old account at Natwest, I was always able to withdraw my loan (which was always due in on a Monday) on the Saturday before,…
-
Banker's Draft/Cheque -when is money actually taken from account ?
With a Banker's Draft/Cheque, when is the money actually taken from the account: -when Draft/Cheque is issued ? -when Draft/Cheque is presented & clears ? I have a postal savings account. Few months ago I asked for a cheque to pay a debt. Got the cheque with the account book updated showing new balance & money debited. I…
-
Barclays Young Persons Account Confusion
My girlfriend who is coming to the end of her Young Persons Account with Barclays put £4.01 petrol in her car the 4th of April (a Friday). On the account we used there special statement viewer and it's come out the 8th (I understand the delay from taking the money). But it has put her -0.33p in her account. How has this…
-
Is this a problem?
I logged on to my current account this morning and the balance showing was £729 but the available balance was £639. I know in the following circumstances this is perfectly normal: 1) An inward coming cheque has been presented but hasn't cleared yet. 2) A card payment/direct debit has had funds set aside for it but has yet…
