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a&l premier direct travel insurance?
I understood that when I changed my account from the old style account (forget what it was called, but it was the one that you only needed to pay £500 into) to the new style a&l premier direct account, I would forfeit my right to free annual travel insurance.. But today I received a renewal notice saying that the free…
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Large USD Transfer
I need to pay one of my suppliers approx $80,000 from my GBP business account. I always seem disapointed with the rate that HSBC do for me, do I have any other options to get a better rate bearing in mind I would need to get the funds from my HSBC account.
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A&L Under 21
Im in need of an account to run alongside my current account. The new acoount will always be in credit and I can fund it with 100GBP a month. The A&L account seems like a popular choice but is it right you need to be 21+? Thanks
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All this for two weeks in the sun!
Firstly , let me apologise if this is the wrong board to post on, I'm a newbie here!! Since last September (After I had saved for Christmas) I have been on a tight budget so that I can finance our summer holiday (Two weeks in Majorca in August, most pricey weeks, grrrr! plus £750 spending money) I have allowed £500 surplus…
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A&L overdraft and impact on credit rating
Can someone let me know what, if any, impact an agreed interest free overdraft has on your credit rating i.e. am I ok using my £2000 o/d allowance into my A&L ISA in order to take advantage of the interest offered or will it detrimentally affect my credit rating even though the overdraft is agreed? Thank you
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Can I increase my A+L overdraft
Situation: July 05 current account with HSBC with £1000 overdraft limit, changed to Alliance and Leicester in July 05 keeping HSBC current account open. As to date my overdraft with Alliance and leicester has just been upped to £500. However I could do with an increase as the overdraft is currently 0% at the mo being into…
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Online Banking - Paper Statements for Mortgages
When I last got a mortgage, the building society asked for all sorts of documentation for proof of income and outgoings, which included the last 2 years bank statements. My question is, now I have switched to an on-line bank (Alliance and Leicester), what happens next time I switch my mortgage and the building society…
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help needed
I'll keep as short as poss I owe lloydstsb £1300 I agreed to pay them £50 a month more when I can until the debt was cleared. They agreed to put me on a 12 interest free plan because I was being charged around £20 in interest. But over the past month I have been in contact with lloydstsb due to having interest charged to…
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Payment in USD
I have just done some work for a US company and I will be paid in US Dollars. I know from before that my bank charged me around £45 fee to deposit a cheque made out in Dollars. The company has offered to transfer the money into my account but the fee will be $50 and I'm still waiting to hear if my bank will charge me a fee…
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How long before an A&L overdraft is agreed?
I've recently requested for my current account to be swapped over from Barclays to A&L following the information provided by Martin on the MSE website. I've received all the relevant paperwork and sent back the authorisation form allowing A&L access to my direct debits and standing orders etc along with my last statement…
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Small Business Bank Accounts
Hi All Quite new on here and I was just wondering if anyone had any advice or guidance on selecting a business bank account for a small business that I am planning. I understand Nat West give 18 months free, and A&L 24months it's quite difficult to assess what charges are likely to be in the future. Getting 18-24 months…
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£5000 in my acct isn't mine HELP
I have accounts at a main High St. bank and ,a few months ago, opened accounts at the A&L because they were recommened on this site. Each month I transfer £500 from my high st. current account to the A&L account by standing order. this £500 arrived yesterday. I checked my accounts today on the egg monet page and there was…
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Mazdaman
Can anyone help. I have a Premier account with A & L and it's various perks but the Lloyds Classic account seems to be the Martin favourite and I cant see why. The interest on the account in credit is very much the same with either account and while the £50 cashback from Lloyds is an obvious attraction you get free…
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Need new current account with 4 weekly standing orders
I need a new current account. I've recently switched over to being paid once every 4 weeks. My Halifax current account won't let me set up 4 weekly standing orders (13 a year). Its making my budgeting/cashflow difficult. So I'm looking for a current account that pays interest, has a fully-featured online interface which…
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A New Start with A & L
I currently paying off an old student account (now graduate-we're-gonna-make-you-pay account) I use a different account day to day... and I put £100 a month into the old account.. annoyingly: £20 is taken in charges. As I see it I have two options. 1) Get my wife, a current student, to open a second 0% student account. But…
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One Over the Banks
Just a quick question.... If a bank continues to add a monthly amount into my bank account, and it has been advised that it is wrongly doing so, even though I do not know where the bank is taking the money from, ie. it is not my money they are depositing into my account, how long has it to sit there, in MY ACCOUNT, before…
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Nationwide Flex Account
I have a Nationwide Flex account, mainly for overseas withdrawals from ATM's which you dont get charged anything on, really handy. But someone told me that they are going to start charging 2% from May can anyone confirm or deny this ? Thanks
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Barclays Bank £100 account
:beer: I opened an online Barclays account a few weeks ago for the £100 bribe. What about a transfer deal with another bank so I can transfer the A/C once I get the £100.
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How do I get bad credit?
Hello, I was just reading the article about getting back those punitive bank charges, and I was sooooo happy to read that. I'm with HSBC and they've been charging me a lot for going overdraft. I think I paid almost £100, so far, and they want to charge me even £75 in a few days. I sent my Branch Manager a letter asking him…
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joint account for students
i am looking to open a joint account with my fiance but we are both students, the purpose of the account would be to pay the rent on our flat for next year and managing money for bills and shopping etc, rather than messing around with money all the time, we have decided it would just be easier to manage it through one…
