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Banker's Draft Clearance
My dad has just sent me a cheque, but it has the words "banker's draft" at the bottom - does this mean when I pay it into my bank it will clear instantly - as if I'd paid cash in?
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Declined Nationwide Flexaccount?
I recently applied for a Nationwide Flexaccount and was DECLINED. I consider myself to have a good credit history, earn a good salary, owned a house(mortgaged) which we lived for more than 3 years( just applied for the electoral roll to be registered in April), paid all credit cards by direct debit(recent credit card…
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Cahoot credit check
Hi all It's my first post and I was wondering if any other MSEs out there know Cahoot's acceptance criteria for a current account? A friend of mine who has a six figure sum in a savings account with them applied for a current account and was turned down. She is on the electoral roll, and even though she pointed this out to…
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Bank occounts
I have just been chatted up about the Barclay's Bank "Additions Plus" account. and that it has lots of freebies attatched to it, Free Car recovery, free Travel insurance, ect, is this worth considering ? it does cost £13 a month though. regards
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No Problems with my Bank
Hi, As this is the Current Account forum I thought I would let you know of my experience which might make a change from some of the ales of woe. I opened my curent account with the Co-Operative Bank in 1977 and have not had any problems whatsoever. My direct debits are always paid correctly, I have never paid bank charges,…
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Best place for 15 year olds money
My darling daughter is just about to start her first saturday job :T and is going to get £26 per week . As she has never had this amount of money, I have suggested that she saves £10pw which still leaves her with £15 to spend,(The most she usually has is £5 as she is not into spending- :laugh: we've obviously trained her…
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Trying to get bank charges back....Abbey Customers can you help?
Hi For the past couple of weeks i've been trying to get Abbey to refund £250 worth of charges they have slapped on my account for the past 18 months! I've wrote them a couple of letters but had the usual responses. They have offered me £50 as a good will gesture but i've been advised on (by dave at the bankactionforum) to…
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Newbie needs LLoyds TSB Help Please!
Hello, first time on here but I'm hoping someone may be able to advise me. Brief history, myself and my husband have a joint LLoyds TSB account. The account has been open for about 12 years, initially as my own current account and a couple of years ago we added my husband's name on to make it a joint account. When it was…
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A&L declined for Premier Direct Account....
Just applied to switch to A&L Premier Direct account but was declined. They have said that I have been successful for an ordinary current account and will receive the account pack in the post shortly. Has anyone else had this and if so what do you think my chances will be of upgrading to a premier direct account once I…
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Can u advise on accounts without full ID
Please can someone offer advised on any banks/building societies that allow you to open a basic account without sufficient ID. I have recently moved back from travelling the world and am now working but need an account to get the wages paid into. I have moved to a new flat last week but have no utility bills as of yet just…
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need to open a account tomorrow but terrible credit history
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can banks do this?
missis dopey as she is hasnt paid her c card for 2 or 3 months, she has a bank account and card with the same bank.... HALIFAX she checked her bank account today and they cleaned it out of 190 quid no direct debits set up for card payment etc they just took it from her, shes gutted now but spose her fault i would never of…
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A&L Credit searches?
Hi, would appreciate some advice here or just tell me this sounds normal. After forgetting to use quidco when opening my A&L account (ARGH!!) I received a phone call from the bank. They were trying to find my address and I had to give it to them 3 times before they actually found me on the system. I have also just had a…
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New current account
I'm currently with the alliance and leicester premier current account. I've now had it for a year so I've lost my 0% on overdrafts facility. I will most certainly be overdrawn again in the next few weeks so whats the next best current acount which offers a good deal on overdrafts?
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Financial FactSheet Brainstorm Help Required
While filming Make Me Rich, i was staggered at the number of people who didnt' know who their providers were for things. Also in many couples one partner looked after the money and if anything happened to them, the other partner wouldn't know where to begin. I started telling people to produce a 'financial fact sheet'…
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Moving to Hong Kong - would love advice
Dear all, I am off to Hong Kong next month for a new life (well,job) and need some advice. Wife and kids will be staying in the UK for 6 months while I sort myself out, and will be keeping the house on. Thus I will need to send back money at least once a month. I will be getting paid in HK$, so my question is: what account…
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Euro Cheques
How can I open a personal bank account that will allow me to write cheques denominated in euros?
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paying in cheques is USD $$
I receive regular cheques in american dollars. I pay them into my UK account but every transaction carries a £10 handling charge, and the exchange rate seems a bit poor. The payer can only pay this way, is there a better bank account I can open in the UK which might give me a better deal? Thanks in advance, JF76
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What bank account? :o) Thanks!!!
Hi everyone! Ok, i couldnt decide between this board or the savings board! But here we go... Before i start, can i just explain that i really dont know alot about bank accounts or anything complex to do with money! So please keep it veeeeeery simple! Thanks! Ok, i need to open a new account just to put £20 or so in every…
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Savings Account Standing Order
Hi, I wonder if anyone can help me here, I am looking for a savings account that will give me a reasonable rate of interest but also, and this is the key point, I would like a savings acccount that would allow me to place a lump sum in at the beginning of the year and then withdraw a set amount each month into my current…
