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Are Lloyds good?
Hi all, Thinking of setting up a claiisic + account with lloyds, are their any known promblems with them. Internet banking good? if I dont meet the 1000GBP a mont, do I just lose on the intrest for that month? and the 1000GBP dones not have to be in a lump sum does it? Im just after an account that I can put all my…
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Children's regular saver account
Hello guys! My wife and I open Halifax regular children's account for our son and daughter last Sept. 2005. Just a quick question, do we need to fill in the R85 form to earn tax free interest? We both have permanent jobs. Many thanks.
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Abbey Basic Bank Account
Does anyone know the following 1. Does abbey upgrade basic bank accounts to full accounts with debit / cheque cards after the account has been running for a period? 2. If so what is the period of time required? Thanks
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Bank Accounts of Companies that are in liquidation?
Have done something really stupid - made a payment to my ex-employer (in error!) instead of my credit card account. Anyway the error has come to light today - but the thing is the company went into voluntary liquidation on 14/2/06; I made the payment on 24/02/06 so would have hit their bank account around 28/02/06. I…
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budgeting for household maintenance?
my friend has just bought a one bedroomed starter home which is about 25 years old???. she wants to know how much to budget for household maintenance e.g. decorating, replacing things which are worn out etc she has household and contents insurance. is £30 per month reasonable? thanks
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keeping statements
Does anyone know how long you need to keep Bank satement & credit card bills ?. I'm trying to have a tidy out but I dont want to shred anyyhing I should be keeping . Ta in advancve :j
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A&L Sea of Paperwork
I have recently changed bank from the recommendations here on MM. I am closing my barclays account and opening with A&L. Someone seems to have gone mad in their post department and I now have the following. A current account, 2 savings accounts, a business account and a business 'depost' account and a credit card (which I…
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has anyone actually received the barclays £100 bonus?
hi, Does anyone know when the bonus is actually given out? cheers, yogi
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teenager opening a current account and credit reference
I am asksing behalf of a friend who is 18 now about this situation. She is quite worried about opening a current account (not a basic bank account). Her family and him 'ran away' from a country, as one of the parents are in debt and can't pay it back. Now she is here and lived for more than 3 years and is a british citizen…
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debit card pictures
I tried finding on google about pictures of debit cards. However, I can't seem to find any. In addition, I tried to find pictures on the bank website - there isn't any. Any sites that you know that have pictures of debit cards, as I want to see how they look like before I open another one . No matter how the card looks, I…
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Lloyds TSB Gold Service Account - £10 Account Charge
FOR INFO :- This ONLY applies to account holders who receive free banking for keeping their account above the £2000 threshold. It would appear that those of us who make use of this facility have been inadevertently charged a £10 fee this month. Upon noticing the charge to my account I called Lloyds, who explained that due…
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Abbey scrooges wont give my girl a debit card?
Hi Moneysavers, Im a bit baffled as to why Abbey have turned down my girlfriend for a debit card. She does not have a great credit score and she has a debt under £5000 (which she is paying off) But she has disposable money in the account. Why wont they give her a debit card, after all, you need the money to be in the…
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Need a whole set of new accounts!
After banking with Halifax for many years I have finally had enough of their poor customer service and bad advice so I am leaving them. I need to set up the following accounts: 1 x current account for wages / bills etc 1 x current account for our spending money (so we dont spend the bills!!) 1 x savings account, instant…
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A&L debit card charges
Hi there... Just wondering about this. I have a Barclays debit card and basically I can withdraw cash for ANY cash machine in the UK for NO charge (no matter whether the ATM belongs to Barclays or not). I have just received a new A&L debit card and after reading the T&Cs I was wondering if this is still going to be the…
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SMILE wine. A test of conscience...
Further to my post in the SMILE Wine thread. Briefly, I have received a second wine voucher. I know what I should do...
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Quick and easy new account
I'm claiming back my unfair bank charges and want to open an account at a different bank just in case mine (RBoS) get crappy with me and close it or something. What's the best and easiest bank to open an account at if you've had bad credit problems in the past? Just a simple account with a cash card that allows payments…
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Halifax - won't give a ATM card unless £100 is lodged!
Hi, I have a halfiax account (bog standard basic one) for the last 2 or 3 years that hasn't been used. It had the initial deposit in it and over the last month or 2 i've deposited all my £2 coins and fivers any time i have passed. I asked for a new bank card twice, first time round the request was ignored (i asked for it…
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Student to full time employment transition?
Hi there, it's my first post after much reading! I have a few questions to ask, but first I will give a bit of background. I am about to finish University in May, and start a job in my home town in Northern Ireland on the 1st of June. My current financial situation is as follows. Northern Bank Student Current Account:…
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A&L account
I've just opened an A&C (the online passwords not through yet though) with the 10% months saver. But so far I've received no details of the monthly save account. Will all this be clear online? Do you set up a standing order from the current account to the regular saver? Thanks
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getting wife to budget as well
How can i get my wife to help with the budgeting as ever time we go shopping she will always buy way more than is needed example : went shopping for a few items today didnt expect to pay more than 10 pounds she went and bought twenty six pounds more on things that we just did not need any ideas ?
