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Refused Nationwide and First Direct
I have just been refused a current account with Nationwide. I tried First Direct before that. I have my own place for 3 1/2 years with no mortgage arrears or late payments. I have occasionally been a few days late with a cc payment but they are all now paid off. I have savings. Had a current account with BoS for the last 5…
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Free Bank Account Organiser?
Hi, I was wondering if there is a program out there which will simply be able to organise my bank account, not online at the present. Hopefully something simple, found the MSE worksheet not for me, any suggestions ?
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Company Account
Urgent. I need to open a company (ltd) account but since I have a bad credit record the banks (all of them) have declined to open one. How do I get around such a problem. I am told that it is mandatory for all companies to have a bank account. Kappler PS Hope I have posted into the correct forum
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halifax-insufficient notice of charges
Hi I wondered if anyone can help. My husband and I have a cardcash account with the Halifax. Last we we had a cheque returned unpaid as a direct debit had been incorrectly taken out of our account on the same day as the cheque for £30.50 had been presented, incurring a £39.00 charge. This was on the 1st of March, however…
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Banks holding on to money during transfers...
This has probably been posted before but I couldn't find a reference... Has anyone ever challenged the legality of a bank holding on to YOUR money for a few days during a transfer to another institution? Back in the "old days" pre-IT etc etc it was maybe understandable that things took time. These days, however, I would…
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Bankers draft Intelligent Finance?
I have a current account with IF and just wondered if anyone knew if it was possible to get a bankers draft, as they are an online only bank wasnt sure? If anyone could help, would be great.
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Basic Business Bank ACCT ?????????
I would like a basic business bank account, am currently with the co-op for my personal account, a cashminder one while i get myself sorted, still paying off all my debts, not missed payment in 6 month since i started paying back, i know thats irrelevant now ive messed up with lloyds hsbc natwest, so that rules them out :(…
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Help
Help me please. having had a daughter in november, i recieved quite a lot of money to invest for baby, at the moment its sitting in a young savers account at hsbc at a pretty bad rate, just under 5%. having all ready opened a stakeholder CTF, i feel i want to invest the money into a cash savings account wth a high rate of…
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Notices of Correction
Does anyone know if the companies reviewing your files with the Credit Agancies actually manually look at Notices of Correction? Thanks.
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Best business account?
Hello, I'm starting up my own small business and I wondered if anyone has any advice as to the best business account out there? Or alternatively, ones I should really avoid! Thanks Sarah
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Lloyds TSB Recommend a friend
Hi, i recently opened a TSB Current account using the refer a friend scheme. My partner refered myself. We placed the first 500 pound in on the 26th February, when we opened the account we were told it would only be a few days after we deposited the first 500 we would both get the 40 each. However after phoning them…
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Overdraft loophole / stoozing?
Ive gone overdrawn by £1000 (my OD limit is £1200) in my HSBC account, I think I get charged interest if its not cleared in a month, or it may be per day can someone clarify? Would it work to use my overdraft from another account to clear this overdraft then a few weeks later transfer the money back to clear that…
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Chip n Pin still not everywhere?
Went to a Pizza Hut takeaway at the weekend and a reciept still had to be signed when paying with Debit Card. Anyone else had this experience in other places?. I thought February 14th was meant to be the day when everywhere switched?
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A&L Prem Direct - overdraft applications.
I've got an A&L prem direct account that's in credit, along with all the associated savings accounts, reg saver and an ISA. I can forsee myself needing around £1K of 0% money in the next few months. Is it possible to apply for a 0% OD facility after opening the account (I opened mine 4 months ago), and what sort of limit…
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Coventry BS 5.1% and 250 free money
Just got to know Coventry BS launch this new product http://www.coventrybuildingsociety.co.uk/CoventryFirst/home.aspx 5.1% interest paid monthly, and 250 free overdraft just 1000 paid monthly, i think it would beat A&L
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Choosing Appropriate Accounts - Student/Saving
Hello, I'm not quite sure if this should be in the current accounts section or savings section but ill stick it in here:) I require some advice on what is the most suitable bank account(s) for me, as I haven’t got a notion about any of this. I am 18 years old and in my final year of school, in September I will moving onto…
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Help! Too Nervous to Claim Bank Charges
Being as there are so many lovely people here on MSE, I know that you'll be able to help me! This month I've accrused £88 of bank charges. 2 of them were because I went £10.13 and then £11.12 over my overdraft limit with direct debits. Then, because of the first charge of £30 being taken out of my account, I went to £41.12…
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A&L - £50 when you open an ISA and current account
If you've just got a Direct ISA from them. I just applied for an Alliance & Liecester Direct ISA (one of Martin's best buys) and after completing my application it popped up a special offer - open a Premier Direct Current Account (also one of Martin's best buys) within 24 hours of opening your ISA and get £50 cashback…
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Best joint account?
Me and my other half are looking to get a joint account. I'm with Barclays, she is with TSB and we would like to stay with one of them or another big high street name. Anyone know which would be best? This account will have our wages being paid into and then all bills coming out of. We'll be moving as much as we can to our…
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Maestro in USA
HI Can anyone tell me if Maestro is accepted in the states. Cheers
