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how soon do I appear in the London Gazette?
How long does it take does anyone know?
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do i have to tell my employer?
hiya i work in the financial sector, not handling money directly but the company does. i've checked my contract and the employee handbook but i can't see anything about bankruptcy. am i obliged to tell my employer that i intend to go br? i am worried about losing my job but not sure i have any other option. anyone have…
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Please Help
Situation in brief. We have a court order on our house for £30,000 and still owe £40,000 to other creditors. I'm trying to find out if it is possible for my husband to apply for bankruptcy and not lose his job. No where can I find a straight answer. I rang the insolvency helpline but they just said to speak to his superior…
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Mistake on early discharge ipq form
Hi all i have made an mistake on my early discharge ipoq form, that i sent back 3 weeks ago. today i have recieved a bill for council tax for this year, and they have included this years council tax in the bankruptcy, so nothing to pay for this year, as i only went BR in may i did not expect this, and had included it on…
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BR no longer showing on IIR
Just checked and by BR order is no longer showing on the IIR. Is this normal? I was only discharged six months ago. Will the data still be registered with the Registry Trust and not the IIR? I thought the IIR got their data from the IIR? Any point getting my hopes up about raising a notoce of dispute via the CRAs and them…
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Home reposessed and DLC
Help, I had my home reposessed earlier this year. Me and my partner split up. I had to work away to earn money. I've come back and now I have a debt of 23k, I hope that this is joint. Before I ring them could anyone tell me the best course of action to take. Any help would be greatly appreciated!!!!
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What happens when I get married?
After bankruptcy, in a few years time when I get married what happens when I have changed my name? Will the London Gazette, Insolvency websites and newspapers advertise my new name? Thanks!
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London Gazzette insolvency listings.
I know that all bankruptcies are listed on the London Gazzette website somewhere but can I find it ? No. How do I search their website for insolvency listings ? Thanks
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debts are sooo much more than I thought!
I have finally finished filling out the creditors section on my OH's soa. He has no secured creditors, but the unsecured, ie loans and credit cards come to £100,000!!!! I thought he owed about £65,000, but it's much more than that. I have included his self assessment tax which is £17,000. The problem is we just don't know…
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declared br today
Hi I have been readin this forum for months now gettin advice, after a messy divorce and a dodgy iva I went br today and I feel amazing best thing I have done this year - and it went amazingly smooth:) good luck to everyone who has it planned am now enjoying a nice glass of wine
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Discharged but need business bank account
Sorry if this has been covered but I have tried to open a business bank account with the Co-Op who have my personal account but they tell me they will not allow me to open even a basic business account until I have been discharged for 6 years. Will any other bank entertain me? :confused:
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Will I be told off or refused BR????
Can you please advise me with your thoughts and knowlege? When I give in my 6 months statements it will clearly show I spent some money while abroad a few months ago. This was my redundancy money. It's only the last week or so I realised I have to go bankrupt and not because of my trip but because of my debt I incurred…
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Phone numbers and credit ref agencies
I have just filled out the forms for my credit files, on all 3 forms it asks for your phone number. Does anyone know whether they can give your number to your creditors? I have just had mine changed and do not want them to be able to get my new number.
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Advice needed please.
My mum is about to go bankrupt and her share of the family home will obviously be taken to pay the debts. They are trying to hold on to the house for as long as possible, so as not to become homeless. The debt is nothing to do with my dad and my mum only has it because she was royally ripped off by a family member, but…
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Rock and roller
Hi folks. It's been since March ? 09 since I went BR ( and I still haven't been discharged:mad:) I have got my taxi licence but am waiting as long as I can before starting in business again ( that will get them going) hoping for an early discharge. Meanwhile I have dug my hidden les paul ( current value£2500) out from it's…
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car finance
we are going bankrupt but really need to keep a car. Currently have finance but we have spoken to the providers and they have told us they will terminate our agreement when BR. Can anyone recommend a company that can help ?
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Gredit reference agencies
What are the 3 agencies I need to send to, to get my credit files, I know 2 of them but not the 3rd, any help much appreciated.
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Help With Debt Relief?
I'm wanting to start a debt relief order and was told before i could i needed to contact all of my creditors and get some updated balances. I contacted 1 of them and was told they'd send me a balance out, 3 weeks later i still haven't received anything from them so contacted them yet again on monday and was told then that…
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Another credit file question?
After about 7 months since discharge I finally got hold of my credit files... have a quick question (probably been answered already :o ) All bar one of my creditors have still got my debts registered as defaults, not satisfied or settled etc.. however they are all dated a couple of years prior to my BR date... what are the…
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Bank Accounts
We have our co op account all set up and ready. All the direct debits have been moved over to the new co op account and work are going to pay my salary in. We intend to wait until the 3rd of the month as this will be after all the direct debits have come out, should we take out the rest of the money in the account to leave…
