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Bankruptcy tomorrow (take 2 !!)
Hi All, not sure what has happened but the court and debt free direct seem to have ironed out their problems and the oh and i are due in court tomorrow at 10am to try and go bankrupt again maybe second time lucky (unmlucky however you look at it) Really nervous but it can't be as bad as last time can it when they sent us…
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Yorkshire Bank
I saw that Hulltrucker said he recently opened an account with Yorkshire bank and got a Maestro card. Is this still available ? I thought I read somewhere that you could only get a debit card with Barclays or Coop.
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Question about BRO/BRU
Please can someone clarify that if u are discharged as Bankcrupt , Can u still get BRO/BRU after that date :confused:
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More Questions
So, I'm seriously considering bankruptcy. If I go bankrupt, can I get a job? If I go bankrupt, can I start my own business, if I don't have to borrow any money, like an online affiliate marketing business? If I set up a website that just gives info and has affiliate links, is that really classed as a business?
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IVA or bankrupcy
hi we are dealing with debt free at the moment, with the thought of an IVA but because my wife goes on maternity leave in 10 weeks, therefore a drop in wages, we are being advised either to do a debt managemet agreement in the short term then a IVA or go bankrupt now. we are around 31k in debt with only 10 k equity in the…
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I survived !!!!!
I wonder if any of you ever get tired of being right ;) , As you may have read this morning at 9.15 i had my bankruptcy hearing. and as im here now posting this i survived the ordeal:T. The proceedings were probably the most boring thing i have ever had to do. arrived at 8.50 manged to cue jump, the woman behind a desk…
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Please help me Obi-Wan-Kinobis!
Hi all - This is my first post on here - I've been lurking for a couple of weeks now. Decided to post as my head is whirling and I'm not sure where to start. Suppose the beginning would be a good idea. Well, I've had an initial conversation with the CCCS re: my situation. It aint good (no! I hear you cry in mock surprise).…
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Another Independence day booking!
Went up and booked my bankruptcy hearing this morning. I think they must be struggling for bookings here - because the receptionist asked me if I wanted tomorrow! She couldn't persuade me to have any of the days preceding the 4th either! I will post my SOA but can I ask a couple of things first please. I have read that…
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barclays. can they come to my home?
Hi there. I'm about to complete the paperwork and get the money together to go bankrupt. Barclays keep phoning me about 20 times a day and have sent me two texts saying they will apply to the courts to get money directly from my wages and also appy to the courts to send bailiffs? Is this possible?
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Great!!!!!!
:mad::mad: I swear everythings against me!!! Nearly saved up enough money for me and OH to go BR and lo and behold the washing machine breaks yesterday and today the cookers died!!! So thats that money gone then!!! Im now woundering how to hold DFD off and everyone else while i take another 3 months or more to save. I know…
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Crewe court anyone used them??
Just wondered if anyone had had any dealings with them?? The BR clark sounded nice last week, posted my forms to me 3 of each and will phone when they book next block of dates. Saying it be Aug/Sept!!! Did say my name is on her list which is quite long. Wish they had been quicker, they seam to book 10 an hour with one…
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Property and Bankruptcy
Reading threads here I am now confused about what will happen to my flat - I became bankrupt on 11th June and no longer live there. It was always the intention that any equity in the property would go to my unsecured creditors, and mortgage paid off. Property value has dropped from £155k in Nov to an alleged £125k now, but…
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Bankruptcy?
Hi all. In a nutshell i have cards maxed at 15k, unsecured personal loans of 26k, 6k student loans, and am a self employed sole trader with 5k business o/draft. Works due to start last week and take me through to december are now not happening leaving me with an income of zero, with work becoming harder to come by and at…
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July tax bills
Good morning everyone, especially those sweating it out in court this morning. Another tax question relating to self-employment: Will the 31 July 08 tax bill be counted as arrears and therefore wrapped up in the bankruptcy? Many thanks Lily (three days to go)
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will I lose my house?
Hi I was wondering if anyone could help. Iam considering going bankrupt but like everyone else I dont want to lose my home.I am a registered childminder and therefore use the house as a part of my business and need it to earn a living. Would the OR allow me to keep it based on this or would they insist on me selling it? I…
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IVA no way
I spent an hour going over some stuff with a friend and got them to write out their expenses and income - he's got an IVA but his circumstances have changed as it's come into effect so he desperately needs to sort it out again. They did take into account his GF's income and that left them the required minimum 200 a month…
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All the best Marste, Dadof2 and Leilag
I hope it all goes smoothly for you all today. It is the first day of your debt free life. We'll be thinking of you.
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quickie
can a BR sell his house? is the OR in charge?
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Its less than 12 hours to go i cant eat, sleep im so nervous
Well its the big day tomorrow im in court at 9am, I have my papers ready but i have forgot to take copies of them so im trying to get someone to take Jamie (my son) to school so i can nip to work to get some photo copies. I really cant sleep, think, eat i went to work today for what it was worth i was no good just kept on…
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paying family before going br
Hi all as put on earlier thread 'failed iva..' I am looking at going bankrupt pretty soon. However, family and friends have supported me and could easily count as creditors ; if I sell my flat quickly enough, and realise the equity, how do I stand if I pay them first from that money, then go br owing whatever to the banks…
