Bankruptcy & living with it

Archives for October 2006

I think I may try bankruptcy
Hi there, I can see no way out of my debts,I am seriously thinking about bankruptcy. I do not want to,but it seems like the only option. The CAB have closed my case now,Lloyds and MBNA are saying no to token payments,and threatening bayliffs.I live with my parents,and they are saying that they must produce receipts to show…
Bank accounts whilst bankcrupt
Hi there Just want some advice my hubby and I are in a joint IVA. We don't know how things are going to go and feel there may be a better solution for us going BC instead. BUT our major concern is opening a basic account. The ones I see mentioned and recommended are Nationwide, Barclays and Co-Operative. The problem is we…
Reclaiming Bank charges and Bankruptcy
My brother has a is going to hopefully be made bankrupt ( CCCS advised him that due to the size of his debt and the lack of money coming in ) But during his working life he has been hit many times with bank charges and when he gets made bankrupt if he is able to reclaim any bank charges what will happen to the money or…
Question about Bankruptcy, benefits & Council Housing.
I'll make this quick, at the moment I've sent proposals to my 5 creditors for token payments while I get back on my feet, my worry is one in particular, will not accept, Barclays, who I owe £20k on a sole trader business overdraft. I think they will refuse my offer and go for bankrupcy, TBH I don't care what they do to me,…
Discharged Bankrupt Accounts
Hi, this is on behalf of my wife: Any help would be brilliant. My wife was discharged from bankrupcy a few months ago. She has also recently been backpaid her DLA for the last year after a second appeal. She therefore has a just over a thousand in her CO-OP account which was one of the few who let her have an account while…
bankruptcy
how much does it cost to go bankrupt
re filling in bankruptcy forms any help apreciated?
Hi Im trying to talk my OH around to going bankrupt, he sticks head in sand and Im left to sort out mess as per usual very long story how this all came about so I wont bore you with that. but ive printed the forms off to fill in for bankruptcy and there are a couple of quick things I need to know how to put it / or what to…
If One Partner Wants Bankruptcy And The Other Doesn't?
Hi all I have just found out that my sister and her husband are 250,000 in debt:eek: There is a LONG story at the back of this. The thing is my sister would go bankrupt (they have no equity in their house), but her OH won't. Can she go bankrupt on her own? Or can she do a DMP on her own? I am guessing that the big debts…
Going to do Voluntary Bankruptcy
On the assets section of the Statement of Affairs it does not say what value the asset has to be to be listed! Is it over £100, £200 or what???? I have a private number plate on my car, which may be worth £175. I am going to remove that tomorrow and put it onto a retention certificate. The car will go in the bankruptcy…
bankrupcy advice needed
Hi I have just spoken to the cccs about my debt, and am basically left with two options 1 go bankrupt 2 enter into dmp of £159 per month for 8 years I was hoping for a bit of advice on what to do for the best, I am currently waiting to emigrate to Australia and have received my Visa and dont plan on coming back, however…
Advertised Bankruptcy?
I am seriously thinking about going bankrupt.I have had enough of all the sleepless nights and arguements with my husband. The thing that concerns me is,will it be put in the local paper in the courts section and will my employers know? I don't know what will be worse,comments from friends and work colleages,or just…

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Bankruptcy & living with it

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