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Best Of
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Re: The Cutting Down Alcohol Challenge for January & 2026 :)
Thanks @maggiem and @maman 😀 Declaring early for today on 11/10 please cathybird4 -
Re: Thank god we paid the mortgage off
It's great you have the hoist! It should reduce risk as well as saving energy. I hope you're feeling better soon.1 -
Re: Thank god we paid the mortgage off
great re the hoist, and working out how to manage energy whilst young is a skill I am still trying to master whilst old :)1 -
Re: Inheriting a house
Assuming she is on Universal Credit - do advise if otherwise. Could she sell and buy elsewhere. Yes. UC allow you to sell your home with intent to buy another home... ideally these transactions happe…1 -
Re: Inheriting a house
That would be fine as the property would be disregarded as it would be her home. Moving is also ok.1 -
Re: Inheriting a house
If she is claiming a means-tested benefit (most likely UC) then assuming it's worth more than £16,000 she would have to move in basically immediately once the house became hers, or it would coun…2 -
Re: Vanguard Bond ETFs: Transaction charges more than the Ongoing costs
There's no reason transaction costs have to be lower than ongoing costs, and where the ongoing cost is very low it's quite likely the transaction costs could be higher. However the clue is …1 -
Re: £20 from MSE
What email address are you replying to?The one they tell you to contact them on is energyclub@moneysavingexpert.com1 -
Re: Shared ownership is this the best move.
I have no idea how UC works, but if you pay £1500 rent and would pay £1500 mortgage - then that's pretty the same? With £1500 paid towards rent you lose £1500 really, with £1500 paid to mortgage…1 -
Re: Flying solo
Fab to hear from you @twiggy86! All sounds good. Onwards and upwards love Humdinger xx1
