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Best Of
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Junior SIPP and/or Junior s/s ISA
Have 2 kids 13 & 16, considering opening SIPP and/or ISA for each. Will be low values in to start say £50p/m ea or £25 p/m ea if open both a SIPP and ISA, perhaps increase a bit after a year or s…1 -
Re: Junior SIPP and/or Junior s/s ISA
Mrs not so keen on SIPP as thinks world will end before 50 years up If it does, then it won't matter anyway. If it doesn't, then the children will be better off because of your actions. So,…3 -
Re: Oven or air fryer?
Since buying an air fryer I've only used the conventional oven for large meals with lots of dishes; I think the last time was last Christmas/New year and the next will be the coming ones.2 -
Re: Oven or air fryer?
I’ve worked out my payback will be made within a year. I often cook a whole chicken, it takes about an hour instead of 1hr 40min at a lower temperature, so I think the saving is more than 20p. I boug…1 -
Re: are pension withdrawals classed as "income"
If you give a large gift out of a surprisingly high income one year, then either it’s accepted as part of regular gifting of variable size or it’s a PET; your estate’s tax position can’t be worse off…2 -
Re: An in-between phase
I’ve had several run ins with my SIL. She thinks she’s right about everything and her ideas are the only ones that matter. I quite enjoy deliberately disagreeing with her 😈😆4 -
Re: Hopefully debt free before Mortgage renewal in June 2026
That's a very clever idea, sleeping on overnight transport, ive never thought of that. But i'm not the sort of person who can fall asleep anywhere like that, especially surrounded by strang…1 -
Re: Turning Straw into Gold: Creating Long Term Security & A Solid Home
Something else I've been thinking about is how to be intentional about actually using all of the rooms in my house. I saw a video of someone talking about how they love their small money-saving …2 -
Re: Steadily climbing the mountain, enjoying the view along the way
You said you didn't want sympathy so I wasn't giving you much 😁 @Sun_Addict if you have odd earrings see if any would work well as a pair, e.g. if there are similar styles of different len…1 -
Re: "Isn't it nice to think that tomorrow is a new day with no mistakes in it."
I'm not coping. If the weather wasn't so vile (and it wasn't rush hour) I'd have driven to the petrol station for crisps and chocolate… Stripey doesn't appear to be in any pa…3
