We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Best Of
-
Re: Investing in Us: Holidays, Health, and the Road to £150k
Thank goodness that there is only one week left of term and the weather should be cooler for it too. This week has been grim for everyone and especially those with long term health conditions. Well d…7 -
Re: National insurance query
If they have qualified for a full state pension then further NI contributions will not increase that amount. However I don't think anyone who works and earns above the limits is exempt from cont…2 -
Re: National insurance query
I suspect your friend has read things incorrectly or is winding you up.1 -
Re: National insurance query
If you are below State Pension Age, and you earn more than £12,570 then you must pay National Insurance. applies to Employed and Self Employed (based on profits). The way it's calculated can get…1 -
Re: National insurance query
For those on PAYE the question of whether you pay NI or not depends not on your annual salary, but on whether your salary for a pay period exceeds the NI threshold. You could work for 1 week and get …1 -
Re: National insurance query
That is the complexity I was trying to keep out so that the OP could get a simple answer to their question.1 -
Re: National insurance query
But there is no simple answer to the OP's question as framed, other than "it depends".2 -
Re: New "Have a Look at This" thread
Photo 20 is absolutely dreamy. Interiors need a little updating though. https://www.rightmove.co.uk/properties/90143655#/?channel=RES_BUY Many decades ago someone was going to drain the lake and crea…5 -
O/S Daily Sunday 28th June 2026
Morning all.12 -
Re: Weekly Flylady Thread 22nd June 2026
Thanks for your messages about my stepsister. I now have my new car. I got very anxious picking it up yesterday; I don't do change easily and I don't do heat, so sitting in the car while th…6


