Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
Best Of
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Debt free!!!
Just have to make this announcement ,after 11 years with Payplan on a DMP we are finally debt free! We had debts totalling £100k after much soul searching and a health wake up call,we sold up,downsiz…1 -
Re: DMP - 20 years to pay??
Morning GK,you can definately change to another rate with your current lender with no penalties for being on a DMP,but there may be the normal fees as for everyone,we have done this when our fixed ra…1 -
Re: Steadying the ship - a perilous voyage across the financial middle
Ooh, very impressed at you finishing present shopping for Mrs E! I might take a leaf out of your book and do some festive activity tomorrow5 -
Re: DMP - 20 years to pay??
Hi, As everyone else is saying - dont worry about the time it will take to pay back. As you can see from my DFD, im paying back over 20 years myself! Seems like a long time - but I do have a nice amo…1 -
Re: DMP - 20 years to pay??
Hi, As everyone else is saying - dont worry about the time it will take to pay back. As you can see from my DFD, im paying back over 20 years myself! Seems like a long time - but I do have a nice amo…1 -
Re: DMP - 20 years to pay??
So long as you have enough to live on and can make a little extra by following the advice on this forum, dont worry about how long it will take. Some of your creditors will not be happy about the len…1 -
Re: DMP - 20 years to pay??
In reality it will most likely take a lot less time to pay off and you could save up settlement figures for the smaller creditors.1 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Oh, and a couple of other things Nephew's birthday card Transfer money for club Hmm, I'm sure there was something else but I've forgotten…9 -
Re: Questions on DMP
It is essential that you stop paying the creditors and save everything you can into an emergency fund. You really, really need an SOA if you have self employment. Your steadier employment gives you a…1 -
Re: Fee-only chartered financial planner
Validation of DIY plans is not the FCA regulated form of pensions recommendation and advice service. The process fights you. Providers are not in general to setup to transact with you bespoke as you …2
