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Best Of
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Re: N180 – ELMS Legal & email/post
Thanks! Useful to have the Excel v Ambler transcript here in case newbies are reading:2 -
Re: How to declare pension contrib to HMRC?
Thank you for posting the link to the decision flow chart. It certainly explains some things which I wasn't aware of. I was certainly loose with my language when I talked about a "large&quo…3 -
Re: How to declare pension contrib to HMRC?
Are you sure about that? No figures have been mentioned (so maybe recycling can be absolutely ruled out for that reason) but the mere fact you make the contribution before you take the lump sum is no…1 -
Re: How to declare pension contrib to HMRC?
I did similar a few years ago. Basic rate tax was added by HMRC. i.e. I paid in £16K some time later (maybe a few weeks or a couple of months) HMRC pay in 4K. So if your getting close to the limit of…2 -
Re: Cash ISAs: The Best Currently Available List
Their easy access was fine but I think from memory they dropped the rate pretty quickly so I didn't stay long. I currently have a 1 year fix and they tried to be sneaky over backdating interest …4 -
Re: Triple lock increase for April 2027 is 3.9% (probably)
The triple lock was introduced in 2011/2012 so it’s not 0.3% from when the triple lock came in, it’s 0.3% above CPI from 2017/2018. It’s more difficult to model the period prior to 2017/2018 because …1 -
Re: How to declare pension contrib to HMRC?
The first ever taxable withdrawal from a pension will be taxed using an emergency tax code irrespective of your actual circumstances. HMRC will then inform the pension company of the tax code that sh…1 -
Deferred State Pension
On 4th September 2024 I requested a value for my deferred pension. I chased this request on 6 occasions and sent emails to my MP to chase. I had been told that the delay was because they were verifyi…2 -
Re: Cash ISAs: The Best Currently Available List
18mth at 5.05%, well that's me sold… until a better rate comes along tomorrow!1 -
Triple lock increase for April 2027 is 3.9% (probably)
Following earnings data published today we know that subject to a possible minor adjustment in October (see below) the triple lock state pension increase for April 2027 is likely to be based on the a…5
