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  • FIRST POST
    • sugarbaby125
    • By sugarbaby125 4th Jan 18, 10:45 AM
    • 1,122Posts
    • 7,165Thanks
    sugarbaby125
    My Over 50's Spending Diary
    • #1
    • 4th Jan 18, 10:45 AM
    My Over 50's Spending Diary 4th Jan 18 at 10:45 AM
    I have been with MSE a number of years and each year I have become better and better at making sure that I spend my money wisely. I find that recording the savings I am making no matter how small reminds me that if I take care of the pennies the pounds will take care of themselves.

    Littlewoods Clearance bargains via eBay:

    1. V By Very Chambray Men's shorts £3.99 saved £21.01

    2. Reebok Supremium Ladies Black T-shirt £4.99 saved £17.01

    3. V By Very Black Ruffle Jumper £7.99 saved £30.01

    4. V By Very Black/cream High Neck Striped Jumper £5.99 saved £26.01

    5. V By Very Men's Navy Woven Jogger Shorts £4.99 saved £27.01

    Plus I saved £15.80 on P & P costs
    Plus a £5 discount because I had spent £20 plus
    Plus I used an eBay 20% voucher code which saved me another £4.59

    1 hopper bus journey worth 75p

    Free Metro Newspaper 20p

    Council Tax Support for 2017 to 2018 £899.83

    Tesco Mid Week Delivery Saver cost me £40 for the year in 2017 but I saved £263 on the price of the individual delivery slots I used ( Tesco delivery drivers deliver to my kitchen which is really helpful as I live in a maisonette and there are so many stairs to negotiate)

    Revolution Super Light 4 Wheeled Suitcase from Tesco Direct which was half price in the Sale so I saved £22.50 and I got free delivery worth £3 because I have a Delivery Saver Mid Week Plan and I had spent over £10 on my order

    Poundland Bargains:

    2 X Maltesers and Friends small selection pack half price saved me £1

    4 X 6 Packets of Sensations crisps saved me £2.80

    Superdrug In Store Shop:


    2 X Cadbury's Buttons Tubes half price saved me £1

    4 X Dove Men's Duo Sets 50p reduction saved me £2

    Current total = £1,342.52
    Last edited by sugarbaby125; 04-01-2018 at 11:02 AM.
Page 5
    • chanie
    • By chanie 9th Feb 18, 9:57 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    Hi Chanie,

    I would like to get my sister a solid gold bracelet, but I will have to keep looking as there are none in my price range on eBay at the moment
    Originally posted by sugarbaby125
    Fingers crossed that something suitable comes up soon.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 10th Feb 18, 9:44 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Hi Chanie,

    I have a few month's to find a suitable bracelet on eBay thank goodness, but I am surprised at the high prices being asked on eBay at the moment

    My son gave me £35 to pay my day return train fare to Andover, so that I could spend time with him and his 2 daughters and watch my 2 granddaughters in their dance class show in The Links theatre in Andover

    My son paid for my ticket for the show £10

    My son spent£13 buying me lunch and a large glass of soda water

    My son bought me a cup of tea and a slice of luscious chocolate cake for £3.50 in the theatre

    My son bought me a cup of tea in Costa £1.95


    I had such a lovely day with my elder son and his 2 daughters today


    2 hopper bus journeys (9th Feb) £1.50

    Current total = £1692.93
    Last edited by sugarbaby125; 11-02-2018 at 12:54 AM.
    • maman
    • By maman 10th Feb 18, 10:39 PM
    • 17,546 Posts
    • 105,127 Thanks
    maman
    Hope you had a lovely day Sugarbaby . It's lovely that your son wants you to be part of occasions like that.

    I enjoy reading about your time in Andover. I, too, have family there including my DD2.

    I lived there myself for a few years but worked there for many more.

    Although it's thought of as a bit of a soulless overspill town, it has a long history. The hotel where Pizza Express is, is one of many Georgian coaching inns in the town as Andover is on the route from London to the West Country.

    I'm having my coming birthday lunch in a hotel just outside the town as it'll be closer for family to get there.
    • sugarbaby125
    • By sugarbaby125 11th Feb 18, 6:16 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Hi Maman,

    I had such a lovely time for the whole day with my son and my 3 granddaughters in Andover

    I do not visit Andover that often, only to visit either my elder son or daughter and their families, so I do not really know Andover
    • chanie
    • By chanie 11th Feb 18, 9:39 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    I don!!!8217;t know Andover very much, but I went to University in nearby Winchester. I should really visit it again, it!!!8217;s been years since I was last there.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • maman
    • By maman 12th Feb 18, 11:13 AM
    • 17,546 Posts
    • 105,127 Thanks
    maman
    It's a small world chanie. I'm in Winchester at least once a week. It's where my dance classes are held.


    Reading your thread is good for me sugarbaby. Last week was quite expensive so I'm conscious I need to try to be a bit more mse. I think it becomes a habit to find the best value whenever we can.


    I tried Poundland last week but no Woolite in my area.
    • chanie
    • By chanie 12th Feb 18, 11:20 AM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    It's a small world chanie. I'm in Winchester at least once a week. It's where my dance classes are held.
    Originally posted by maman


    That's funny isn't it!!!! I didn't enjoy living there (far too small, when you've grown up in London), but I do look back on my time fondly and I'm pleased I did get to experience living somewhere totally different.


    I think a trip back in in order.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 12th Feb 18, 1:04 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Maman, the Woolite sold out really quickly here in London but I kept going back until I simply had no more space in my home to store any more. I don't particularly know Winchester, as I have only been there once and spent a single night in a Hotel there

    Chanie, I am a Londoner through and through, I have never lived anywhere else that I preferred.


    I bought 3 X Big Macs and Medium Fries for £5.97 with 3 coupons I cut out of Metro newspaper which saved me £6.57 (the coupons were about to expire, so I thought I might as well use them up)

    2 hopper bus journeys £1.50 (10th Feb)

    Free school meals for my son last week which saved me £11.50

    I bought the Nine Lives set of 10 full sized nail polishes form Nails Inc online with the MSE code for £17.50 including P & P costs and saved myself £85.45 I will give almost all of them away as gifts to family members

    Current total = £1797.95
    • chanie
    • By chanie 12th Feb 18, 7:48 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    Maman, the Woolite sold out really quickly here in London but I kept going back until I simply had no more space in my home to store any more.
    Originally posted by sugarbaby125
    Sugar bought all the woolite in London .
    I popped into my local store today and there was one solitary bottle left on the shelf.
    Iím wondering whether Poundland is going to regularly stock such items. My local store now has a huge section of various laundry items, all more than £1. I recently bought some Dettol hygiene wash for £2. Sometimes BO lingers on clothes, even when clean, so Iím hoping this will help. Like the woolite, this was also sold out.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 13th Feb 18, 11:23 AM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Chanie I did not buy all of the Woolite, I did leave some for others to buy

    I bought another £100 of Pizza Express Gift Cards from Tesco Gift Card Store with a 15% discount which saved me £15

    I hope that with the Pizza Express Gift cards and the Tesco Clubcard Boost voucher codes, I will have enough to have 20 or more family members celebrating my son's 18th Birthday. We celebrated his 16th birthday at Pizza Express and everyone had a really good time.

    Current total = £1812.95
    Last edited by sugarbaby125; 14-02-2018 at 10:15 AM.
    • chanie
    • By chanie 13th Feb 18, 2:08 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    I!!!8217;m sure you all will have a wonderful time as your sons birthday. I always plan ahead for my childrens birthdays which normally involves stocking up on sweets and decorations for their party. Plus saving up for their presents.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 14th Feb 18, 11:20 AM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Chanie, I find that planning ahead for the big events in your life or your children's lives is the only way to ensure that they happen.

    My 25 year old daughter is amazed that I am willing to spend £500 or more on a birthday meal, but your children only have one 18th birthday and I want my son's to be really special surrounded by family as the memories will be priceless for him. ( Not to mention the rest of us). Also she is forgetting that I will have my Tesco Clubcard Boost codes which will take just over £200 off the bill, so I will not be spending £500 cash on the day.

    Judging by what a fantastic time we all had on his 16th birthday, I am sure this birthday will be just as enjoyable.

    He is my youngest child and I could not afford family celebrations like this for my other 3 children on their milestone birthdays, so this is my last chance. My youngest son likes being in the family spotlight, so this is really fun for him and he is looking forward to his 18th birthday celebration meal, so every pound will be well spent.
    • maman
    • By maman 14th Feb 18, 6:26 PM
    • 17,546 Posts
    • 105,127 Thanks
    maman
    Woolite has arrived in the sticks!!!
    • sugarbaby125
    • By sugarbaby125 14th Feb 18, 6:39 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    So happy for you Maman

    I bought 2 X Big Macs & Medium Fries for £3.98 with vouchers on the back of 2 Oyster receipts which saved me £4.38 ( I have no more vouchers now so McDonald's is off the menu now)

    I got a Smart Water Kit from the Metropolitan Police today worth £70.

    When they turned up on my doorstep today and explained why they were here, I was keen to sign up. Once I have used the Smart Water on valuable items in my home, in the event of my home being subject to a burglary, my items would them be traceable back to me if they were ever recovered.

    Current total = £1887.33
    Last edited by sugarbaby125; 15-02-2018 at 11:27 AM.
    • chanie
    • By chanie 14th Feb 18, 7:06 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    maman well done on the woolite.

    Sugar you initially confused me with the smart water, but I had a quick check and it looks useful. I think you should mark up your stash of woolite - lots of people seem to be interested in it.

    Its great that you will be able to celebrate your sons birthday in style. Many families dont get the opportunity to come together like that, so its good that you can do this for everyone and something you will all remember for a long time to come.
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 15th Feb 18, 12:43 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Chanie,

    I had never heard of Smart Water, before the police constable explained. I went through the booklet last night, but I will have to wait until next week to use it on my valuables.

    I did my daughter's 21st family party at home. I cooked from 7am to 7pm until I was thoroughly fed up of cooking. I spent so much money on food and drink that I have since preferred to have the family come together in a restaurant. It costs less and it does not involve me doing lots of preparation and cooking and being stressed out and tired on the day.
    • sugarbaby125
    • By sugarbaby125 15th Feb 18, 5:01 PM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    I got £4.34 Quidco Cashback. This time it was all from my eBay purchases. I am so glad that Quidco added eBay UK in December 2017 as I do so much of my online shopping from eBay and now I can also get some cashback on the bargain prices that I pay for my purchases

    I saved £17.86 on this week's online grocery shopping with special offers and price reductions

    I bought 2 X Bic Writing Sets for my 2 granddaughter's birthdays in September and October for £10 from Tesco Direct which saved me £26 and I also got free next day delivery as I am a Delivery Saver customer and I had spent £10 worth £5.95

    I am looking forward to my weekend in Birminghan, as I have a budget of £100 so I do not need to be so MSE for this weekend, I can simply concentrate on having a very good time with my sisters

    Current total = £1941.48
    • chanie
    • By chanie 15th Feb 18, 9:08 PM
    • 1,893 Posts
    • 9,672 Thanks
    chanie
    I hope you have a nice time in Birmingham this weekend. Will you be taking any of your books to read on the commute?
    2018 challenge to save £1000
    Spend less - £189.44
    Live more - £1569.05
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 19th Feb 18, 10:40 AM
    • 1,122 Posts
    • 7,165 Thanks
    sugarbaby125
    Chanie I took the book I was currently reading and I did not end up reading even one word of the book throughout the whole weekend, so I could have left it at home

    Littlewoods Clearence via eBay Bargains:

    I decided to buy some more items to put away as gifts for family members for their birthdays

    1. Reebok Inner Bra Vest £4.99 saved £33.01

    2. Karl Lagerfield Long Sleeved Party Top age 16 £12.99 saved £64.01

    3. So Fabulous Curve Cold Shoulder Printed Blouse £4.99 saved £30.01

    4 North Sails Keith Crew Neck Jumper in Navy Size S £10.89 saved £88.11

    5. V By Very Double Frill Neck Bardot Top in Raspberry size 14 £2.42 saved £19.58 ( I bought this top for myself now I could find it discounted because I had always wanted it)

    6. Coca Cola Just Be Cool Pyjamas size 10-12 £8.55 save £19.45

    7. Puma by Rihanna Bra in Black size 12 £6.50 saved £43.50

    I got a £5 discount because I had spent more than £20 and I also got a £19.75 discount on P & P costs

    Total Paid = £54.23


    Total Savings = £297.67

    2nd Order

    1. V By Very Long Sleeved Oxford Men's Shirt in Blue size S £3.99 saved £23.01

    2. Boys Adidas Track Suit age 3-4 £17.99 saved £14.01

    I got a £5 discount because I had spent more than £20 and a £3.95 discount on P & P costs

    Total spend = £21.98

    Total savings = £45.97

    3rd Order

    1. V By Very Nautical Harem Lounge Set in Navy size 10-12 £6.50 saved £25.50

    2. V By Very Stripe Cropped Pyjamas in Grey size 10-12 £3.06 saved £22.94

    I got a £3.95 discount on P & P costs

    Total spend = £9.06


    Total savings = £52.39

    3 X hopper bus journeys £2.25 (15th Feb)

    2 X hopper bus journeys £1.50 (16th Feb & 18th Feb)

    My sisters bought me 2 bottles of water on our night out in Birmingham which saved me £3

    My sister H paid for my Uber to the train station £18 and she also paid £15 towards my replacement train ticket home from Birmingham, because I stupidly missed my original train which was a non transferable ticket

    My sister M paid for the taxi from the train station to my sister H's home that we shared £18.60. My sister had kindly waited for my train to arrive in Birmingham so that we could share a taxi, but she would not allow me to pay even though my train was delayed by more than 30 minutes so she ended up having a lot longer wait for me in the train station than we had planned on

    Current total = £2395.76
    • lessonlearned
    • By lessonlearned 19th Feb 18, 1:51 PM
    • 9,542 Posts
    • 59,140 Thanks
    lessonlearned
    Hi SUgarbaby.......

    I am loving your thread. So many tips and ideas. Thank you for sharing.

    You have given me so many ideas and I have decided to follow your example and start stockpiling a bit on bargains and also to plan ahead for Christmas and birthday presents the way you do.

    Your savings are fantastic.

    I am feeling inspired.
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