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    • MrsPorridge
    • By MrsPorridge 2nd Dec 15, 8:04 PM
    • 1,442Posts
    • 1,507Thanks
    Mrs P's Diary - The Final Push
    • #1
    • 2nd Dec 15, 8:04 PM
    Mrs P's Diary - The Final Push 2nd Dec 15 at 8:04 PM
    Its been quite a few months since I have posted anything on my diary - so I thought I would start a shiny new one.

    A bit about myself - I am the wrong side of 50, married with one son who is in his second year at university. DH and I both work.

    I am aiming to be almost debt free by December 2017. I want to count my mortgage in with this debt.

    I can feel bad habits starting to creep in again and want to nip it in the bud so hopefully this diary will help to keep me on track.

    Money owed:

    Credit Card £1350 approx
    Overdraft £1500 approx
    Loan 1 £10,000 approx
    Loan 2 £15,000 approx
    Mortage £15,000 approx

    Savings are £6,500

    We also need some work done to the guttering and roof of the house which is costing £1,900 - have saved £1,500 towards this - the work will be done mid-January so i do have a bit of time to save up the £400.

    At the moment am working to pay off the cc and the overdraft so a bit on each every month.

    The loans are of course being paid monthly - I am aiming to also save once the OD and CC are paid off and then try and pay down Loan 1.

    I have gone back to meal planning and doing one big shop once a month - did this last month and it worked really well. Have already done my meal plans for December and January and am hoping not to have to do a big shop until we are paid at the end of January.
    Getting back on Track
Page 2
    • sunshine__
    • By sunshine__ 9th Oct 16, 2:13 PM
    • 11 Posts
    • 20 Thanks
    This is fab progress, a great read :-)

    Good idea for the soup too, perfect time of year for lovely homemade soup!!
    • MrsPorridge
    • By MrsPorridge 11th Oct 16, 5:43 PM
    • 1,442 Posts
    • 1,507 Thanks
    I have had a bit of a declutter these last couple of days and now have 5 bin bags of old clothes, bedding, material and yarn ready for the charity shop.

    The next room on my list is the kitchen which I will "hit" in a couple of weeks.
    Getting back on Track
    • MrsPorridge
    • By MrsPorridge 12th Oct 16, 12:57 PM
    • 1,442 Posts
    • 1,507 Thanks
    Early start at work today so had a packed breakfast of yoghurt. Lunch was hm soup with a tuna sandwich (also hm). No money spent yet.

    However, on way home need to get two new tyres! And they are run flats so I won't see much change from a couple of hundred quid (although money is saved for this - but I still don't like spending on unexciting things like tyres).

    I will be a bit naughty while the tyres are being fitted and pop to the Costa Coffee for a hot choccie.

    Dinner tonight is yellow stickered pies and some sweet potato mash
    Getting back on Track
    • MrsPorridge
    • By MrsPorridge 18th Oct 16, 7:12 PM
    • 1,442 Posts
    • 1,507 Thanks
    We went to the pub tonight just for a snifter but ended up eating there. Well you have to have a treat sometimes don't you?

    Back to meal planning. The quice (yellow stickered) and chips (from potatoes which are quite spongy and have eyes) will be tea tomorrow.

    Packed lunches done - HM soup for me and DH has some jacket spuds with beans and cheese. I tend to make these in one batch and then freeze in portions.

    Am working from home tomorrow so my travel time and my lunch hour will be taken to continue the de-clutter. Have decided to do the spare bedroom. There is stuff under the bed there that hasn't seen the light of day for 10 years so I reckon I can get rid of most of it. It's a good chance to do it without DH been about (and I can fit in a tip run if needed before he gets home). DH is a bit of a hoarder - not as bad as he used to be, but I get quizzed on what I am giving to charity shop or throwing away - so I need to be a bit savvy about it.
    Getting back on Track
    • MrsPorridge
    • By MrsPorridge 19th Oct 16, 4:14 PM
    • 1,442 Posts
    • 1,507 Thanks
    Got loads of "work" work done as at home and no interruptions.

    Also did a load of decluttering - it was bin day and managed to declutter 5 bin bags of "rubbish".

    Have cleared out one wardrobe - although there still isn't any space! But at least stuff doesn't fall out as I open it now.

    Also listed 5 items on Ebay. We cleared out Dad's house in April when he moved into sheltered accommodation and there are some things that I just really don't want but kind of took them as I couldn't bear them to go to the tip or house clearance. Now is the time to part with some of them. They have been stuck in a box on the dining room floor since the end of August and I haven't looked at them once. I have kept a couple of items but the rest really can go. If no success with Ebay then I will take them to the charity shop.

    At lunchtime I bought a sausage roll - there was an offer on buy 1 get 1 free - so the second one has gone into DH's packed lunch for tomorrow. I am back on the hm soup tomorrow.

    Dinner tonight is the quiche and chips we should have had last night.
    Getting back on Track
    • MrsPorridge
    • By MrsPorridge 21st Oct 16, 7:26 AM
    • 1,442 Posts
    • 1,507 Thanks
    Last night's dinner was HM chilli from the freezer plus 2 small naan breads found at the back of the freezer.

    Tonight we are out to dinner with a friend.

    Weekend plans are more decluttering - with DH's help to reach on top of wardrobes and also sort through all his clothes - I have told him to "be strong" and it's OK to give stuff/throw stuff away. Also will go to the cinema as I want to see Inferno - hate to admit it but I am a Dan Brown fan. We were going to have Chinese takeaway after the cinema but after our slip up of eating at the pub earlier in the week I have planned a Meditteran supper for Saturday night consisting of some falafel (found a box in the back of a cupboard), with some cabbage leaf rice things I have in a tin (I bought in the summer and never used), plus some cous cous and flatbreads. Will get some humous to supplement it.

    It's another early start at work (means I can share with DH and so save money on a 50mile round trip), means I finish early and then DH and I will go shopping on way home. We are going to go back to shopping at Lidls and will top up anything we have to at Sainsbogs.
    Getting back on Track
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