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  • FIRST POST
    freebyfifty
    Shiny New Year, Shiny New Start. The January NSD Challenge
    • #1
    • 28th Dec 12, 9:23 AM
    Shiny New Year, Shiny New Start. The January NSD Challenge 28th Dec 12 at 9:23 AM
    Welcome to the January No Spend Day (NSD) thread!!

    We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

    On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

    It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


    Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

    http://forums.moneysavingexpert.com/showthread.php?t=4312083


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    Last edited by Former MSE Debs; 02-01-2013 at 3:48 PM.
    Free by Fifty

    Debt of the Moment -
    August NSD Challenge 14/15
Page 1
  • freebyfifty
    • #2
    • 28th Dec 12, 9:23 AM
    • #2
    • 28th Dec 12, 9:23 AM
    1st Target Met 2nd Target Met 3rd Target Met

    Target Exceeded
    Anxious_mum – 10/3
    Armchair – 15/14
    Barnsleylass – 10/2
    BDINI – 15/15 Target Reached 2nd Target Reached 18/18 Target Increased 20/18
    Beanielou – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/27
    Bigmumma – 16/16 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
    Blindtoast – 20/9
    Bottleofred – 16/15
    BritAbroad – 15/15 Target Reached Target Exceeded 15/16
    Brummiebabe – 15/2
    Buffy – 10/1
    Candlewick – 15/15 Target Reached
    Changingme – 20/14
    Chris81418 – 19/19 Target Reached 2nd Target Reached 21/21 Target Exceeded 21/22
    Commited – 15/5
    Coolcats – 15/15 Target Reached 2nd Target Reached 20/20 3rd Target Reached 22/22 Target Exceeded 22/23
    Couldsave – 24/24 Target Reached
    Crimson – 10/1
    Cw18 – 12/12 Target Met Target Exceeded 12/16
    Danielle – 15/2
    Daydreamer – 15/6
    Debtbuster – 8/8 Target Reached Target Exceeded 8/9
    Debtfreefuture – 15/2
    Debtfreesoon – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/21
    Debtfree2013 – 5/4
    Dee-Dee – 10/2
    Delilahh – 10/10 Target Reached
    Dizzy Lizzie – 5/5 Target Reached Target Exceeded 5/9
    Donna d – 15/15 Target Reached Target Exceeded 15/23
    Dragon – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
    Emloves – 15/15 Target Reached 2nd Target Reached 18/18 3rd Target Reached 22/22 Target Exceeded 22/23
    Evertheoptimist – 12/12 Target Reached Target Exceeded 12/16
    Fae – 20/20 Target Reached
    FallenArcher -10/10 Target Reached
    Fedup – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/19
    Floella – 10/6
    Florida2013 – 15/9
    Flowerofscotland – 15/15 Target Reached Target Exceeded 15/16
    Flubbery – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/20
    Freeby – 20/20 Target Reached 2nd Target Reached 24/24 3rd Target Reached 28/28 Target Exceeded 28/31
    Frugalin – 15/1
    Gien – 10/10 Target Reached Target Exceeded 10/11
    Giggles86 – 10/10 Target Reached Target Increased 12/10
    Greenanne – 10/6
    Harduphelen – 6/1
    Last edited by freebyfifty; 02-02-2013 at 6:24 AM.
    Free by Fifty

    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    • #3
    • 28th Dec 12, 9:24 AM
    In-a-Row Challengers
    • #3
    • 28th Dec 12, 9:24 AM
    Headabove – 10/10 Target Reached 2nd Target Reached 12/12 Target Increased 14/13
    Heartbreak – 10/10 Target Reached
    Helga – 10/3
    Helsbels – 10/10 Target Reached 2nd Target Reached 14/14 3rd Target Reached 16/16
    Hereigo – 12/1
    Hermyam – 10/8
    Ifwishes – 17/17 Target Reached
    Jaxsmar – 12/12 Target Reached
    Jelly Biactol – 10/10 Target ReachedTarget Exceeded 10/13
    Karb – 12/12 Target Reached Target Exceeded 12/14
    Karonher – 16/7
    Katholicos – 12/12 Target Reached Target Exceeded 12/17
    Kerri – 16/14
    Kezlou – 10/10 Target Reached Target Increased 20/10
    Kitschkitty – 18/1
    Kittiej – 23/23 Target Reached
    Kururunfa – 15/1
    Laura16 – 10/4
    Lilian1977 – 15/3
    Lioness – 16/13
    Littleskint – 10/2
    Living proof – 23/9
    Lmac- 8/8 Target Reached 2nd Target Reached 12/12 Target Exceeded 12/13
    Lottie3000 – 10/10 Target Reached Target Exceeded 10/14
    Loubelle- 15/15 Target Reached
    Lurvlyloz - 18/15
    Lynney – 15/1
    Marmite – 21/21 Target Reached Target Increased 25/24
    Miss_t – 10/10 Target Reached Target Increased 18/10
    ModestyB – 12/12 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/23
    Moneypenny – 12/12 Target Reached 2nd Target Reached 15/15
    Motoko – 15/13
    Muffin man - 10/6
    Mummy2three – 20/10
    Mummyrivett - 20/20 Target Reached 2nd Target Reached 23/23 Target Exceeded 23/29
    Nargle – 10/10 Target Reached 2nd Target Reached 13/13 Target Exceeded 13/15
    New leaf – 10/10 Target Reached Target Exceeded 10/12
    Nomi01 – 10/2
    Oodnood – 22/22 Target Reached Target Exceeded 22/25
    Pennysaving – 7/7 Target Reached
    Piquant – 15/9
    Pmartin – 10/2
    Poohbear – 20/20 Target Reached Target Exceeded 20/22
    Positivelypurple – 15/12
    Purplemum – 10/6
    Purplesarah – 20/11
    Ranchyroo – 10/9
    Redouble – 10/3
    Rising –12/12 Target Reached
    Run Rabbit – 10/2
    Sazdaz – 15/12
    Sazzie – 15/15 Target Reached
    Shannys – 12/9
    Shortie – 20/8
    Sillyblondie – 15/2
    Slowlyfading – 18/18 Target Reached Target Exceeded 18/19
    Spoony – 20/20 Target Reached 2nd Target Reached 24/24 Target Exceeded 24/25
    StressedSteph – 25/25 Target Reached
    Suzitiger 10/4
    Tokicat – 15/6
    Uniongirl – 10/10 Target Reached
    VickyV – 15/6
    Wannabee – 15/10
    WantToBeSE – 25/10
    WelshWoofer – 10/7
    Wildcherry – 6/6 Target Reached Target Exceeded 6/8
    Wouldbe – 12/4
    XSpender – 12/4
    X0emz0x – 10/1
    Zafiro – 25/20
    Last edited by freebyfifty; 02-02-2013 at 6:26 AM.
    Free by Fifty

    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    • #4
    • 28th Dec 12, 9:25 AM
    • #4
    • 28th Dec 12, 9:25 AM
    The In-a-Row Challenge


    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here

    The In-a-Row-Challengers

    Anxious_mum - 5-in-a-row
    Armchair - 3-in-a-row
    Chris81418 - 6-in-a-row Target Reached 7-in-a-row8-in-a-row9-in-a-row
    Citizenkitten - 5-in-a-row
    Daydreamer - 5-in-a-row Target Reached 6-in-a-row
    Debtfreesoon - 4-in-a-row Target Reached 5-in-a-row
    Delilahh - 3-in-a-row
    Dragon - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 11-in-a-row
    Fae - 6-in-a-row
    Freeby - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 12-in-a-row
    Greenanne - 4-in-a-row
    hermyam - 3-in-a-row Target Reached 4-in-a-row5-in-a-row
    Jaxsmar - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row
    Karenann - 4-in-a-row
    Kezlou - 3-in-a-row
    Liltdiddy - 5-in-a-row
    Miss_t - 3-in-a-row Target Reached
    ModestyB - 5-in-a-row Target Reached 6-in-a-row
    New leaf - 3-in-a-row Target Reached
    Oodnood - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 10-in-a-row
    Piquant - 5-in-a-row
    Poohbear - 4-in-a-row
    Purplesarah 5-in-a-row Target Reached6-in-a-row
    Redouble - 5-in-a-row
    Sazzie - 3-in-a-row
    StressedSteph - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row
    Tokicat - 4-in-a-row
    VickyV - 5-in-a-row Target Reached 6-in-a-row
    Last edited by freebyfifty; 01-02-2013 at 5:36 AM. Reason: Changing post
    Free by Fifty

    Debt of the Moment -
    August NSD Challenge 14/15
  • wannabee_in_credit
    • #5
    • 28th Dec 12, 9:28 AM
    • #5
    • 28th Dec 12, 9:28 AM
    Morning Freeby,
    Time for me to put Christmas aside and get back onto the nsd wagon in the new year. I've been a bit on and off with this challenge, and when I'm good, I'm very good.
    However I'm not back at work until 7 Jan so I think that a realistic January target for me is 15 nsds please.
    Sorry I'm so sporadic on this thread, but it really does help me when I get into it properly.
    Hoping to be debt free in 2015
  • pavlovs_dog
    • #6
    • 28th Dec 12, 10:09 AM
    • #6
    • 28th Dec 12, 10:09 AM
    I'm going to give this a go this year. Those 'it's just a couple of quid' spends soon add up and my credit card has taken a thrashing lately. I work Mon-Fri, and Mon-Thurs are pretty easy NSDs if I can be organised about taking a packed lunch. Fri we go to the pub or coffee shop for a quick drink to start the weekend. I'm not prepared to sacrifice that, but I am going to start making smarter choices (why pay the same as a pint for a shandy when could get a pint of squash for 50p and save the calories too?)

    I'm going to aim for 16 NSDs and see if I can build from there.
    know thyself

    MFW 2015 # 69 - 857.55/3,000 (28.6%)
    MFiT T3 #29 106k by 2015

    Nid wy'n gofyn bywyd moethus...
  • emslovesmickey
    • #7
    • 28th Dec 12, 10:25 AM
    • #7
    • 28th Dec 12, 10:25 AM
    Back again and i would like to make my target 15 please
  • rachyroo1985
    • #8
    • 28th Dec 12, 10:58 AM
    • #8
    • 28th Dec 12, 10:58 AM
    10 please for me.
    BC: 2000/3800 S Loan 1: 4973.37/7000 S Loan 2: 6884.13/9000 Next: 0/280 OD: 0/500
    Student OD: 0/2000 Partner OD:0/600Joint OD:0/950 Car: 9424/9901 Mort: 77000/79000
    Total Debt exc mort23281.15/34,031 31% paid off
    POAMAYC2013 694.99/10000 target 14112.50
    NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts 9 4
    • rising from the ashes
    • By rising from the ashes 28th Dec 12, 10:59 AM
    • 12,236 Posts
    • 59,081 Thanks
    rising from the ashes
    • #9
    • 28th Dec 12, 10:59 AM
    • #9
    • 28th Dec 12, 10:59 AM
    Ohhhhh lovely shiney new thread for the new year

    I can't wait to see the end of this year and am itching to start all my lovely new shiney spreadsheets and budgets

    So .... how many NSDs ..... mmmmmmm .... want prizes to tho'lets see ...... 12 please

    Thanks as ever to the wonderful ladies (Freeby, Spoon, Marmite, BDINI errr sure there's someone missing from that list - Citizen Kitten?) for the updates - lets hope it's not too manic!

    Good luck everyone
    Back on the frugal MSE journey
    Debt free & determined to stay that way!
    1,000 Emergency Fund Challenge #76 375 / 1,000
    Vet Fund: 350.28 / 1,000
  • Redouble
    Good morning all! I am so in, 2013 is my 'sort it out' year so I am going to start with 10 NSDs and I'm aiming for 5 in a row

    I am really up for this, I know you guys will keep me motivated too (I love this place )

    Redouble
    NSDs 7/20
    Make 10 a day 403.74/310
  • lilian1977
    Ohhhh have been desperate for this to start! I would like to join please so could you put me down for 15 NSDs this month - I would like to exceed this but don't want to set myself up to fall.

    Thank you


  • Changingme
    Hi can you put me done for20 days please. All my direct debits come out on the same day,I don't take my purse out to work as nothing to spend on and no shops near by that leaves five shopping days for food and a few just in case days.
    Save 4500 in 2014
  • Loubell83
    I am going to have to have a skint January as I am paying back what I put on cards at Xmas

    So I am going to increase my target for Jan to 15 NSDs
    CC debt at 03/12 12000
    CC debt at 03/14 1473 (5 months to go!)
    Loan - 9105.60 (27 months to go )
  • Giggles86
    I'm going to aim back to the dizzy heights of 10NSDs for January and hopefully exceed it. I know it's not a huge amount but I'm taking on a couple of New Year resolutions (and booking a long awaited holiday) so I know I may need to spend on a few days.
    *2014 365/365days - 52/365* *20p Savers club #17 12.00/50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • Delilahh
    Hiya

    I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.

    Could you please start me off with 10 NSD's / 3 in a row

    Thank you
    D
    Sealed Pot Challenge No 306
  • laura16
    Hi, I'm going to have another go because I don't think I'll make my Dec target so put me down for 10 NSD and I'll try harder
    Sealed pot challenge 1875
  • Karonher
    Nsd
    Hi - I have not done this before but would it be possible to join in?

    I dont have any debts at the moment but am on a reduced income so would like to have something to aim for and hopefully keep it that way.

    I will be optimistic and go for 16 NSDs

    Thanks
    Getting ready for Christmas 2015

    Aiming to make 3,500 online in 2015.
    • marmiterulesok
    • By marmiterulesok 28th Dec 12, 4:54 PM
    • 5,790 Posts
    • 30,396 Thanks
    marmiterulesok
    Hiya

    I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.

    Could you please start me off with 10 NSD's / 3 in a row

    Thank you
    D
    Originally posted by Delilahh
    Good luck for 2013!

    Hi karonher and welcome!Hope you enjoy the challenge.

    Great theme and prizes freeby!

    Can I have a goal of 21 nsds please!
    NSD September 1/10 J20 F18 M18 A17 M26 J23 J19 A22 ~ NSD total '15 164/227
  • ModestyB
    Hi Freeby, Can I be put down for 12 nsd's and 5 in a row again please.

    Thank you for starting this shiny new thread and thanks also to all our lovely updaters.

    Welcome to all our new friends and good luck in catching all those nsd's.

    S.P.C. 8 2015 No. 062 Banked 260
    My Gold Stars off Sue.
  • WelshWoofer
    I used to do this ages ago and then fell off the wagon - but I'm back!

    I'm not working until Jan 7th (teacher) and don't have a lot of plans between now and then so I'll have to work hard not to fritter money away.

    I think I'll go for 10 NSDs in January and try to do 2 for the end of December

    Thank you to all that keep the thread going.
    January grocery spending - 82.73/ 120
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