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Shiny New Year, Shiny New Start. The January NSD Challenge
28-12-2012, 9:23 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Oct 2011
Location: In a debt hell
Posts: 2,704
Thanked 19,530 Times in 2,673 Posts
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Shiny New Year, Shiny New Start. The January NSD Challenge
Welcome to the January No Spend Day (NSD) thread!!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)
http://forums.moneysavingexpert.com/....php?t=4312083
Debt Free by 50. 4 years 6 months and 20 days to go!!! Next £611.08 £767.58 Studio £531.95 F/Mans £193.98 L/Woods£97.62  April NSD Challenge 15/12
Last edited by MSE Debs; 02-01-2013 at 3:48 PM.
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28-12-2012, 9:23 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Oct 2011
Location: In a debt hell
Posts: 2,704
Thanked 19,530 Times in 2,673 Posts
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Debt Free by 50. 4 years 6 months and 20 days to go!!! Next £611.08 £767.58 Studio £531.95 F/Mans £193.98 L/Woods£97.62  April NSD Challenge 15/12
Last edited by freebyfifty; 02-02-2013 at 6:24 AM.
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28-12-2012, 9:25 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Oct 2011
Location: In a debt hell
Posts: 2,704
Thanked 19,530 Times in 2,673 Posts
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The In-a-Row Challenge
This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here
The In-a-Row-Challengers
Anxious_mum - 5-in-a-row
Armchair - 3-in-a-row
Chris81418 - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 9-in-a-row 
Citizenkitten - 5-in-a-row
Daydreamer - 5-in-a-row Target Reached 6-in-a-row
Debtfreesoon - 4-in-a-row Target Reached 5-in-a-row 
Delilahh - 3-in-a-row
Dragon - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 11-in-a-row
Fae - 6-in-a-row
Freeby - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 12-in-a-row
Greenanne - 4-in-a-row
hermyam - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row 
Jaxsmar - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row
Karenann - 4-in-a-row
Kezlou - 3-in-a-row
Liltdiddy - 5-in-a-row
Miss_t - 3-in-a-row Target Reached 
ModestyB - 5-in-a-row Target Reached 6-in-a-row 
New leaf - 3-in-a-row Target Reached 
Oodnood - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 10-in-a-row 
Piquant - 5-in-a-row
Poohbear - 4-in-a-row
Purplesarah 5-in-a-row Target Reached 6-in-a-row 
Redouble - 5-in-a-row
Sazzie - 3-in-a-row
StressedSteph - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row
Tokicat - 4-in-a-row
VickyV - 5-in-a-row Target Reached 6-in-a-row
Debt Free by 50. 4 years 6 months and 20 days to go!!! Next £611.08 £767.58 Studio £531.95 F/Mans £193.98 L/Woods£97.62  April NSD Challenge 15/12
Last edited by freebyfifty; 01-02-2013 at 5:36 AM.
Reason: Changing post
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28-12-2012, 9:28 AM
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Serious MoneySaving Fan 
Join Date: Dec 2011
Location: Tyne and Wear
Posts: 1,418
Thanked 6,887 Times in 1,185 Posts
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Morning Freeby,
Time for me to put Christmas aside and get back onto the nsd wagon in the new year. I've been a bit on and off with this challenge, and when I'm good, I'm very good.
However I'm not back at work until 7 Jan so I think that a realistic January target for me is 15 nsds please.
Sorry I'm so sporadic on this thread, but it really does help me when I get into it properly.
May the force be with you challenge - contender #2
sfd 16/21, planned days out 1/3, groceries £108.61/£220, petrol £91.70/£160
Back on the slimming bandwagon too 11.5lb so far
Car Payments Left      
2013 is my year!
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28-12-2012, 10:09 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Jan 2005
Location: cool cymru
Posts: 8,695
Thanked 14,442 Times in 4,980 Posts
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I'm going to give this a go this year. Those 'it's just a couple of quid' spends soon add up and my credit card has taken a thrashing lately. I work Mon-Fri, and Mon-Thurs are pretty easy NSDs if I can be organised about taking a packed lunch. Fri we go to the pub or coffee shop for a quick drink to start the weekend. I'm not prepared to sacrifice that, but I am going to start making smarter choices (why pay the same as a pint for a shandy when could get a pint of squash for 50p and save the calories too?)
I'm going to aim for 16 NSDs and see if I can build from there.
know thyself
MFW 2013 # 46 - £448/£2,000 (8.6%)
MFiT T3 #29 £106k by 2015
Nid wy'n gofyn bywyd moethus...
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28-12-2012, 10:25 AM
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MoneySaving Stalwart 
Join Date: Apr 2012
Posts: 459
Thanked 3,475 Times in 426 Posts
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Back again and i would like to make my target 15 please
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28-12-2012, 10:58 AM
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MoneySaving Convert 
Join Date: Oct 2012
Location: Derbyshire
Posts: 112
Thanked 591 Times in 101 Posts
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10 please for me.
BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next: £0/£280 OD: £0/£500
Student OD: £0/£2000 Partner OD:£0/£600Joint OD:£0/£950 Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts 9 4
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28-12-2012, 10:59 AM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,682
Thanked 55,041 Times in 8,803 Posts
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Ohhhhh lovely shiney new thread for the new year
I can't wait to see the end of this year  and am itching to start all my lovely new shiney spreadsheets and budgets 
So .... how many NSDs ..... mmmmmmm .... want prizes to tho'  lets see ...... 12 please
Thanks as ever to the wonderful ladies ( Freeby, Spoon, Marmite, BDINI errr sure there's someone missing from that list  - Citizen Kitten?) for the updates - lets hope it's not too manic!
Good luck everyone
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £655.88/£1680 May £4.27/£130
Coins 20p#12 £9.80 50p#5 £23.00 £2#18 £44 Bus £54/£54
Emergency Fund £125/£500 Rainy Day £24 Boiler £425/£1500
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28-12-2012, 11:17 AM
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MoneySaving Stalwart 
Join Date: Dec 2011
Posts: 434
Thanked 3,386 Times in 347 Posts
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Good morning all! I am so in, 2013 is my 'sort it out' year so I am going to start with 10 NSDs and I'm aiming for 5 in a row
I am really up for this, I know you guys will keep me motivated too (I love this place  )
Redouble
In a pit, preparing to drag us out
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28-12-2012, 11:19 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: May 2008
Posts: 3,937
Thanked 12,430 Times in 2,649 Posts
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Ohhhh have been desperate for this to start! I would like to join please so could you put me down for 15 NSDs this month - I would like to exceed this but don't want to set myself up to fall.
Thank you
VSP#31 £621.70/£1500 / £2 savers club #83 / Swagbucks started 12.12 - £65 Amazon
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28-12-2012, 11:23 AM
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MoneySaving Stalwart 
Join Date: Jan 2009
Posts: 315
Thanked 2,561 Times in 299 Posts
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Hi can you put me done for 20 days please. All my direct debits come out on the same day,I don't take my purse out to work as nothing to spend on and no shops near by that leaves five shopping days for food and a few just in case days.
Jan GC £236.16/£300
NSD 15/20
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28-12-2012, 11:59 AM
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MoneySaving Stalwart 
Join Date: Jul 2011
Location: Edinburgh
Posts: 268
Thanked 976 Times in 173 Posts
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I am going to have to have a skint January as I am paying back what I put on cards at Xmas
So I am going to increase my target for Jan to 15 NSDs
Sealed Pot Challenge 2013 #1812
£2 Savers Club #139
Pay off one debt in 2013 - £300.94/£1180
Feb NSD challenge - 10/16
DFW Long Haul Supporter #315
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28-12-2012, 1:34 PM
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MoneySaving Stalwart 
Join Date: Aug 2012
Location: Sunny Yorkshire
Posts: 344
Thanked 1,225 Times in 307 Posts
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I'm going to aim back to the dizzy heights of 10NSDs for January and hopefully exceed it. I know it's not a huge amount but I'm taking on a couple of New Year resolutions (and booking a long awaited holiday) so I know I may need to spend on a few days.
April 2013 NSD Challenge 4/10 *£365/365days - £87/£365* *20p Savers club #97 - £12.60/£50*
NMB DVDS: Watched 10/60 NMB Books: Read 8/115
"Life is not measured by the number of breaths you take but the moments that take your breath away."
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28-12-2012, 1:56 PM
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MoneySaving Stalwart 
Join Date: Dec 2011
Posts: 314
Thanked 2,902 Times in 248 Posts
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Hiya
I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.
Could you please start me off with 10 NSD's / 3 in a row
Thank you
D
Why, why, why ............................. Sealed Pot Challenge # 1585 -
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28-12-2012, 3:57 PM
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MoneySaving Stalwart 
Join Date: Jul 2009
Location: Rotherham
Posts: 619
Thanked 1,131 Times in 261 Posts
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Hi, I'm going to have another go because I don't think I'll make my Dec target so put me down for 10 NSD and I'll try harder
Dec NSD's 8/10 Jan NSD's 3/10
Make £10 per day in Dec £619.45/£310 Jan £538.18/£310
Clothes challenge £-70/£200
No buying toiletries in jan - 4 ins / 7 out so far
Sealed pot challenge 1875
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28-12-2012, 4:01 PM
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MoneySaving Convert 
Join Date: Aug 2011
Location: Liverpool
Posts: 116
Thanked 1,442 Times in 114 Posts
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Nsd
Hi - I have not done this before but would it be possible to join in?
I dont have any debts at the moment but am on a reduced income so would like to have something to aim for and hopefully keep it that way.
I will be optimistic and go for 16 NSDs
Thanks
 Getting ready for Christmas 2013
Aiming to make £2,500 online in 2013.
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28-12-2012, 4:54 PM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Feb 2010
Location: Ch
Posts: 2,382
Thanked 15,465 Times in 2,112 Posts
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Quote:
Originally Posted by Delilahh
Hiya
I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.
Could you please start me off with 10 NSD's / 3 in a row
Thank you
D
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Good luck for 2013!
Hi karonher and welcome!  Hope you enjoy the challenge.
Great theme and prizes freeby!
Can I have a goal of 21 nsds please!
Declutter in 2013 14/365
NSD 2013 May6/17 April 18/16Mar 19/18 Feb 18/18 Jan 24/25
NSD 2012= 226
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28-12-2012, 5:05 PM
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Serious MoneySaving Fan 
Join Date: Sep 2009
Posts: 764
Thanked 9,462 Times in 747 Posts
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Hi Freeby, Can I be put down for 12 nsd's and 5 in a row again please.
Thank you for starting this shiny new thread and thanks also to all our lovely updaters.
Welcome to all our new friends and good luck in catching all those nsd's.
April NSD 12/12 21/15. May NSD 9/10
S.P.C. No. 1481 2013 £230.35 banked.
I love Jakes-mum & LC2.
My two glorious stars from Sue.  
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28-12-2012, 5:48 PM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Apr 2006
Location: Manchester
Posts: 4,857
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I used to do this ages ago and then fell off the wagon - but I'm back!
I'm not working until Jan 7th (teacher) and don't have a lot of plans between now and then so I'll have to work hard not to fritter money away.
I think I'll go for 10 NSDs in January and try to do 2 for the end of December
Thank you to all that keep the thread going.
Mini May Grocery Budget £90 - £23 spent
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couldsavemore (29-12-2012), emily jackson (22-01-2013), EverTheOptimist (28-12-2012), freebyfifty (29-12-2012), ifwisheswerehorses... (28-12-2012), kerri gt (28-12-2012), marmiterulesok (29-12-2012), ModestyB (29-12-2012), Munchin (28-12-2012), positivelypurple (29-12-2012), solventsoon (29-12-2012)
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