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Shiny New Year, Shiny New Start. The January NSD Challenge
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# 1
freebyfifty
Old 28-12-2012, 9:23 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Oct 2011
Location: In a debt hell
Posts: 3,127
Default Shiny New Year, Shiny New Start. The January NSD Challenge

Welcome to the January No Spend Day (NSD) thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

http://forums.moneysavingexpert.com/....php?t=4312083


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Debt Free by 50. 4 years 2 months and 10 days to go!!!
Studio £531.95 F/Mans £193.98 L/Woods£97.62
August NSD Challenge 24/21

Last edited by MSE Debs; 02-01-2013 at 3:48 PM.
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# 2
freebyfifty
Old 28-12-2012, 9:23 AM
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Join Date: Oct 2011
Location: In a debt hell
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Default

1st Target Met 2nd Target Met 3rd Target Met

Target Exceeded
Anxious_mum – 10/3
Armchair – 15/14
Barnsleylass – 10/2
BDINI – 15/15 Target Reached 2nd Target Reached 18/18 Target Increased 20/18
Beanielou – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/27
Bigmumma – 16/16 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
Blindtoast – 20/9
Bottleofred – 16/15
BritAbroad – 15/15 Target Reached Target Exceeded 15/16
Brummiebabe – 15/2
Buffy – 10/1
Candlewick – 15/15 Target Reached
Changingme – 20/14
Chris81418 – 19/19 Target Reached 2nd Target Reached 21/21 Target Exceeded 21/22
Commited – 15/5
Coolcats – 15/15 Target Reached 2nd Target Reached 20/20 3rd Target Reached 22/22 Target Exceeded 22/23
Couldsave – 24/24 Target Reached
Crimson – 10/1
Cw18 – 12/12 Target Met Target Exceeded 12/16
Danielle – 15/2
Daydreamer – 15/6
Debtbuster – 8/8 Target Reached Target Exceeded 8/9
Debtfreefuture – 15/2
Debtfreesoon – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/21
Debtfree2013 – 5/4
Dee-Dee – 10/2
Delilahh – 10/10 Target Reached
Dizzy Lizzie – 5/5 Target Reached Target Exceeded 5/9
Donna d – 15/15 Target Reached Target Exceeded 15/23
Dragon – 15/15 Target Reached 2nd Target Reached 20/20 Target Exceeded 20/26
Emloves – 15/15 Target Reached 2nd Target Reached 18/18 3rd Target Reached 22/22 Target Exceeded 22/23
Evertheoptimist – 12/12 Target Reached Target Exceeded 12/16
Fae – 20/20 Target Reached
FallenArcher -10/10 Target Reached
Fedup – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/19
Floella – 10/6
Florida2013 – 15/9
Flowerofscotland – 15/15 Target Reached Target Exceeded 15/16
Flubbery – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/20
Freeby – 20/20 Target Reached 2nd Target Reached 24/24 3rd Target Reached 28/28 Target Exceeded 28/31
Frugalin – 15/1
Gien – 10/10 Target Reached Target Exceeded 10/11
Giggles86 – 10/10 Target Reached Target Increased 12/10
Greenanne – 10/6
Harduphelen – 6/1
Debt Free by 50. 4 years 2 months and 10 days to go!!!
Studio £531.95 F/Mans £193.98 L/Woods£97.62
August NSD Challenge 24/21

Last edited by freebyfifty; 02-02-2013 at 6:24 AM.
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# 3
freebyfifty
Old 28-12-2012, 9:24 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Oct 2011
Location: In a debt hell
Posts: 3,127
Default In-a-Row Challengers

Headabove – 10/10 Target Reached 2nd Target Reached 12/12 Target Increased 14/13
Heartbreak – 10/10 Target Reached
Helga – 10/3
Helsbels – 10/10 Target Reached 2nd Target Reached 14/14 3rd Target Reached 16/16
Hereigo – 12/1
Hermyam – 10/8
Ifwishes – 17/17 Target Reached
Jaxsmar – 12/12 Target Reached
Jelly Biactol – 10/10 Target ReachedTarget Exceeded 10/13
Karb – 12/12 Target Reached Target Exceeded 12/14
Karonher – 16/7
Katholicos – 12/12 Target Reached Target Exceeded 12/17
Kerri – 16/14
Kezlou – 10/10 Target Reached Target Increased 20/10
Kitschkitty – 18/1
Kittiej – 23/23 Target Reached
Kururunfa – 15/1
Laura16 – 10/4
Lilian1977 – 15/3
Lioness – 16/13
Littleskint – 10/2
Living proof – 23/9
Lmac- 8/8 Target Reached 2nd Target Reached 12/12 Target Exceeded 12/13
Lottie3000 – 10/10 Target Reached Target Exceeded 10/14
Loubelle- 15/15 Target Reached
Lurvlyloz - 18/15
Lynney – 15/1
Marmite – 21/21 Target Reached Target Increased 25/24
Miss_t – 10/10 Target Reached Target Increased 18/10
ModestyB – 12/12 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/23
Moneypenny – 12/12 Target Reached 2nd Target Reached 15/15
Motoko – 15/13
Muffin man - 10/6
Mummy2three – 20/10
Mummyrivett - 20/20 Target Reached 2nd Target Reached 23/23 Target Exceeded 23/29
Nargle – 10/10 Target Reached 2nd Target Reached 13/13 Target Exceeded 13/15
New leaf – 10/10 Target Reached Target Exceeded 10/12
Nomi01 – 10/2
Oodnood – 22/22 Target Reached Target Exceeded 22/25
Pennysaving – 7/7 Target Reached
Piquant – 15/9
Pmartin – 10/2
Poohbear – 20/20 Target Reached Target Exceeded 20/22
Positivelypurple – 15/12
Purplemum – 10/6
Purplesarah – 20/11
Ranchyroo – 10/9
Redouble – 10/3
Rising –12/12 Target Reached
Run Rabbit – 10/2
Sazdaz – 15/12
Sazzie – 15/15 Target Reached
Shannys – 12/9
Shortie – 20/8
Sillyblondie – 15/2
Slowlyfading – 18/18 Target Reached Target Exceeded 18/19
Spoony – 20/20 Target Reached 2nd Target Reached 24/24 Target Exceeded 24/25
StressedSteph – 25/25 Target Reached
Suzitiger 10/4
Tokicat – 15/6
Uniongirl – 10/10 Target Reached
VickyV – 15/6
Wannabee – 15/10
WantToBeSE – 25/10
WelshWoofer – 10/7
Wildcherry – 6/6 Target Reached Target Exceeded 6/8
Wouldbe – 12/4
XSpender – 12/4
X0emz0x – 10/1
Zafiro – 25/20
Debt Free by 50. 4 years 2 months and 10 days to go!!!
Studio £531.95 F/Mans £193.98 L/Woods£97.62
August NSD Challenge 24/21

Last edited by freebyfifty; 02-02-2013 at 6:26 AM.
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# 4
freebyfifty
Old 28-12-2012, 9:25 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Oct 2011
Location: In a debt hell
Posts: 3,127
Default

The In-a-Row Challenge


This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here

The In-a-Row-Challengers

Anxious_mum - 5-in-a-row
Armchair - 3-in-a-row
Chris81418 - 6-in-a-row Target Reached 7-in-a-row8-in-a-row9-in-a-row
Citizenkitten - 5-in-a-row
Daydreamer - 5-in-a-row Target Reached 6-in-a-row
Debtfreesoon - 4-in-a-row Target Reached 5-in-a-row
Delilahh - 3-in-a-row
Dragon - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 11-in-a-row
Fae - 6-in-a-row
Freeby - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 12-in-a-row
Greenanne - 4-in-a-row
hermyam - 3-in-a-row Target Reached 4-in-a-row5-in-a-row
Jaxsmar - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row
Karenann - 4-in-a-row
Kezlou - 3-in-a-row
Liltdiddy - 5-in-a-row
Miss_t - 3-in-a-row Target Reached
ModestyB - 5-in-a-row Target Reached 6-in-a-row
New leaf - 3-in-a-row Target Reached
Oodnood - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row 10-in-a-row
Piquant - 5-in-a-row
Poohbear - 4-in-a-row
Purplesarah 5-in-a-row Target Reached6-in-a-row
Redouble - 5-in-a-row
Sazzie - 3-in-a-row
StressedSteph - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row
Tokicat - 4-in-a-row
VickyV - 5-in-a-row Target Reached 6-in-a-row
Debt Free by 50. 4 years 2 months and 10 days to go!!!
Studio £531.95 F/Mans £193.98 L/Woods£97.62
August NSD Challenge 24/21

Last edited by freebyfifty; 01-02-2013 at 5:36 AM. Reason: Changing post
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# 5
wannabee_in_credit
Old 28-12-2012, 9:28 AM
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Join Date: Dec 2011
Location: Tyne and Wear
Posts: 1,726
Default

Morning Freeby,
Time for me to put Christmas aside and get back onto the nsd wagon in the new year. I've been a bit on and off with this challenge, and when I'm good, I'm very good.
However I'm not back at work until 7 Jan so I think that a realistic January target for me is 15 nsds please.
Sorry I'm so sporadic on this thread, but it really does help me when I get into it properly.
DFD Dec 2015
Car Payments Left
2013 is my year!
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# 6
pavlovs_dog
Old 28-12-2012, 10:09 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2005
Location: cool cymru
Posts: 9,019
Default

I'm going to give this a go this year. Those 'it's just a couple of quid' spends soon add up and my credit card has taken a thrashing lately. I work Mon-Fri, and Mon-Thurs are pretty easy NSDs if I can be organised about taking a packed lunch. Fri we go to the pub or coffee shop for a quick drink to start the weekend. I'm not prepared to sacrifice that, but I am going to start making smarter choices (why pay the same as a pint for a shandy when could get a pint of squash for 50p and save the calories too?)

I'm going to aim for 16 NSDs and see if I can build from there.
know thyself

MFW 2014 # 46 - £719.72/£2,000 (36%)
MFiT T3 #29 £106k by 2015

Nid wy'n gofyn bywyd moethus...
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# 7
emslovesmickey
Old 28-12-2012, 10:25 AM
MoneySaving Stalwart
 
Join Date: Apr 2012
Posts: 687
Default

Back again and i would like to make my target 15 please
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# 8
rachyroo1985
Old 28-12-2012, 10:58 AM
MoneySaving Convert
 
Join Date: Oct 2012
Location: Derbyshire
Posts: 112
Default

10 please for me.
BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next: £0/£280 OD: £0/£500
Student OD: £0/£2000 Partner OD:£0/£600Joint OD:£0/£950 Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts 9 4
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# 9
rising from the ashes
Old 28-12-2012, 10:59 AM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 11,394
Default

Ohhhhh lovely shiney new thread for the new year

I can't wait to see the end of this year and am itching to start all my lovely new shiney spreadsheets and budgets

So .... how many NSDs ..... mmmmmmm .... want prizes to tho'lets see ...... 12 please

Thanks as ever to the wonderful ladies (Freeby, Spoon, Marmite, BDINI errr sure there's someone missing from that list - Citizen Kitten?) for the updates - lets hope it's not too manic!

Good luck everyone
Starting again - back on the frugal MSE journey
Groceries & Toiletries: Annual £2080
Coin jars ..... starting again having paid for my car tax!

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# 10
Redouble
Old 28-12-2012, 11:17 AM
MoneySaving Stalwart
 
Join Date: Dec 2011
Posts: 462
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Good morning all! I am so in, 2013 is my 'sort it out' year so I am going to start with 10 NSDs and I'm aiming for 5 in a row

I am really up for this, I know you guys will keep me motivated too (I love this place )

Redouble
NSDs 7/20
Make £10 a day £403.74/£310
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# 11
lilian1977
Old 28-12-2012, 11:19 AM
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Join Date: May 2008
Posts: 4,662
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Ohhhh have been desperate for this to start! I would like to join please so could you put me down for 15 NSDs this month - I would like to exceed this but don't want to set myself up to fall.

Thank you
Halifax card - £1177.28 - DF date Jan 2015, aim Nov 2014

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# 12
Changingme
Old 28-12-2012, 11:23 AM
MoneySaving Stalwart
 
Join Date: Jan 2009
Posts: 317
Default

Hi can you put me done for20 days please. All my direct debits come out on the same day,I don't take my purse out to work as nothing to spend on and no shops near by that leaves five shopping days for food and a few just in case days.
Save £4500 in 2014
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# 13
Loubell83
Old 28-12-2012, 11:59 AM
MoneySaving Stalwart
 
Join Date: Jul 2011
Location: Edinburgh
Posts: 268
Default

I am going to have to have a skint January as I am paying back what I put on cards at Xmas

So I am going to increase my target for Jan to 15 NSDs
CC debt at 03/12 £12000
CC debt at 03/14 £1473 (5 months to go!)
Loan - £9105.60 (27 months to go )
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# 14
Giggles86
Old 28-12-2012, 1:34 PM
MoneySaving Stalwart
 
Join Date: Aug 2012
Location: Sunny Yorkshire
Posts: 526
Default

I'm going to aim back to the dizzy heights of 10NSDs for January and hopefully exceed it. I know it's not a huge amount but I'm taking on a couple of New Year resolutions (and booking a long awaited holiday) so I know I may need to spend on a few days.
*2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
March 2014 NSD 0/15 take lunch to work march 0/21
sealed Pot Challenge #260
NMB books: 6/94+ NMB DVDs: 13/67
"Life is not measured by the number of breaths you take but the moments that take your breath away."
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# 15
Delilahh
Old 28-12-2012, 1:56 PM
MoneySaving Stalwart
 
Join Date: Dec 2011
Posts: 433
Default

Hiya

I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.

Could you please start me off with 10 NSD's / 3 in a row

Thank you
D
Sealed Pot Challenge No 306
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# 16
laura16
Old 28-12-2012, 3:57 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Location: Rotherham
Posts: 626
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Hi, I'm going to have another go because I don't think I'll make my Dec target so put me down for 10 NSD and I'll try harder
Sealed pot challenge 1875
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# 17
Karonher
Old 28-12-2012, 4:01 PM
MoneySaving Convert
 
Join Date: Aug 2011
Location: Liverpool
Posts: 129
Default Nsd

Hi - I have not done this before but would it be possible to join in?

I dont have any debts at the moment but am on a reduced income so would like to have something to aim for and hopefully keep it that way.

I will be optimistic and go for 16 NSDs

Thanks
Getting ready for Christmas 2013

Aiming to make £2,500 online in 2013.

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# 18
marmiterulesok
Old 28-12-2012, 4:54 PM
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Join Date: Feb 2010
Location: La belle Suisse
Posts: 2,817
Default

Quote:
Originally Posted by Delilahh View Post
Hiya

I need to get back on and do this again next year. I did so well the first half of last year, then depression crept in and I lost it after a while.

Could you please start me off with 10 NSD's / 3 in a row

Thank you
D
Good luck for 2013!

Hi karonher and welcome!Hope you enjoy the challenge.

Great theme and prizes freeby!

Can I have a goal of 21 nsds please!
Budgeting has changed my life for the better!

NSD 2014 Jan 19/19 Feb 20/20 Mar 19/19 April 15/19
NSD total so far(2014)= 73

NSD 2013=219 NSD 2012 = 226
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# 19
ModestyB
Old 28-12-2012, 5:05 PM
Serious MoneySaving Fan
 
Join Date: Sep 2009
Posts: 1,326
Default

Hi Freeby, Can I be put down for 12 nsd's and 5 in a row again please.

Thank you for starting this shiny new thread and thanks also to all our lovely updaters.

Welcome to all our new friends and good luck in catching all those nsd's.

S.P.C. No. 062 2013 Total £521.65 2014 Banked £170
My sparkly stars off Sue.
Me & ETO are Sue's


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# 20
WelshWoofer
Old 28-12-2012, 5:48 PM
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Join Date: Apr 2006
Location: Manchester
Posts: 4,987
Default

I used to do this ages ago and then fell off the wagon - but I'm back!

I'm not working until Jan 7th (teacher) and don't have a lot of plans between now and then so I'll have to work hard not to fritter money away.

I think I'll go for 10 NSDs in January and try to do 2 for the end of December

Thank you to all that keep the thread going.
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