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    How does Expired MOT affect insurance claim?
    • #1
    • 3rd Apr 07, 8:02 AM
    How does Expired MOT affect insurance claim? 3rd Apr 07 at 8:02 AM
    Hi, I've searched the threads where this issue has been discussed previously, sorry if I'm repeating but I'm just looking for confirmation on a point raised.

    I had a minor at fault bump resulting in almost 1.5K of repairs to my car the DAY after my MOT expired without me realising (hows your luck ) I was oblivious and the claim was set in motion. Now I've realised my mistake I'm in a dilemma over whether to tell my insurers about this or if its not worth it. The car is booked in to be repaired in a couple of weeks and thus far all I've been told by the insurers is that I will need to pay my £150 excess diectly to the bodyshop.

    I've seen it stated on this forum that for minor reparable claims, insurance companies do not require you to produce a valid MOT certificate. Is this a fact?

    Many thanks in advance
    Last edited by Phirefly; 03-04-2007 at 10:19 AM.
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