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  • FIRST POST
    linlin
    Occasional Student car insurance
    • #1
    • 18th Jan 07, 9:38 AM
    Occasional Student car insurance 18th Jan 07 at 9:38 AM
    My student son is at uni and my insurance company (Direct Line) will insure him for 90 days in any one year - in summer 2006 they charged £84 for fully comp with £500 excess. When the 90 days is used, they will insure but for greatly increased premiums. Over Christmas he was insured for 10 days....costing £29.40.

    Can anyone recommend another insurance company? I'm happy to stay with Direct Line so recommendations for insurance just for him would be good.
Page 1
  • Jenny_S
    • #2
    • 18th Jan 07, 5:37 PM
    • #2
    • 18th Jan 07, 5:37 PM
    www.ecarinsurance.co.uk has got me good quotes, also you can sign up to 'pay as you go' which is where you pay on a month by month basis.
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    • Savvy_Sue
    • By Savvy_Sue 20th Jan 07, 3:07 PM
    • 37,732 Posts
    • 34,063 Thanks
    Savvy_Sue
    • #3
    • 20th Jan 07, 3:07 PM
    • #3
    • 20th Jan 07, 3:07 PM
    Direct Line told me that if I wanted DS1 insured for more than 90 days, I had to put him on for the whole year as a named driver. BUT he would then be 'earning' a no claims bonus (assuming he didn't crash the car).

    Any insurance company is likely to 'load' premiums if you keep putting people on for short periods, IMO.
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    • C_Ronaldo
    • By C_Ronaldo 15th Feb 07, 8:36 PM
    • 4,633 Posts
    • 959 Thanks
    C_Ronaldo
    • #4
    • 15th Feb 07, 8:36 PM
    • #4
    • 15th Feb 07, 8:36 PM
    are there any insurance companies who give discounts to students or not discounts but are student orientated
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    • teeb
    • By teeb 15th Feb 07, 10:22 PM
    • 387 Posts
    • 190 Thanks
    teeb
    • #5
    • 15th Feb 07, 10:22 PM
    • #5
    • 15th Feb 07, 10:22 PM
    are there any insurance companies who give discounts to students or not discounts but are student orientated
    by C_Ronaldo
    You'd be lucky to find ones that give student discounts / student orientations - as students tend to be young, and thus the highest risk, it's a fairly daft business idea.

    Endsleigh try to market themselves as student-friendly - they have branches in or near a lot of universities, for example, but no idea how competitive they'll be.
  • nelliebag
    • #6
    • 15th Feb 07, 10:31 PM
    Occasional student car insurance
    • #6
    • 15th Feb 07, 10:31 PM
    Try Budget Insurance - I put my daughter on when she is home from uni and their charges are reasonable.

    nelliebag
    • ames123
    • By ames123 15th Feb 07, 10:58 PM
    • 561 Posts
    • 338 Thanks
    ames123
    • #7
    • 15th Feb 07, 10:58 PM
    • #7
    • 15th Feb 07, 10:58 PM
    My Mum has gone with direct line and she said I go can go up to 8 times in a year. I shall ask her about this 90 day limit. Thanks.
  • pinginal
    • #8
    • 16th Feb 07, 9:34 AM
    • #8
    • 16th Feb 07, 9:34 AM
    Endsleigh are very good. They were at least £1,000 cheaper than any other quotes I had.
  • The_doomed
    • #9
    • 16th Feb 07, 10:30 AM
    • #9
    • 16th Feb 07, 10:30 AM
    endsleigh are simply a broker, ane expensive one at that. how ele can the make profit and pay for all the offices they have?
    • C_Ronaldo
    • By C_Ronaldo 20th Feb 07, 11:59 AM
    • 4,633 Posts
    • 959 Thanks
    C_Ronaldo
    Ive just tried endsleigh and i had the talk about how they are more caterd to students and they have the lowest price, well tghe lowest price is from my current insurer who beat endsleighs quote by £26 this is based over 12 monthly payments(my current insurer) and the 11 monthly payments from endsleigh
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  • DrFluffy
    Urgh! Direct Line - THE worse car insurer I have EVER been with... Cowboys!
    April Grocery Challenge £81/£120
  • pedro3gb
    Direct Line
    As well as giving me a reasonable quote they put both my son and daughter on my insurance for about £80 a year. When she is back at uni, they send me money back by direct payment but there is an admin charge. Worth it though as they do earn their own no claims discount.
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