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Easter Saturday/Sunday 23rd/24th April 2011 What small DFW things will you do today??

determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :rotfl:
:easter_os Happy easter everyone :easter: may your baskets be full of (metaphorical) eggs :laugh: Not that I am religious but I am going to a service tomorrow with a friend - and I get a free breakfast
Working today for me... Hopefully the comps will back up & running & I can get on with a lot of stuff that I have had to leave in my intray
Today:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :rotfl:
:easter_os Happy easter everyone :easter: may your baskets be full of (metaphorical) eggs :laugh: Not that I am religious but I am going to a service tomorrow with a friend - and I get a free breakfast

Working today for me... Hopefully the comps will back up & running & I can get on with a lot of stuff that I have had to leave in my intray
Today:
- porridge for brekkie & dinner from stores - not sure what yet
- fridge rummage to find something for lunch
- go for a run after work
- go get petrol & do tyre pressure
- check for surveys - unlikely
- go to see a friend after work & not spend alot - I have had a fiver in my purse since sunday so that is my max
- check out lastminutehotels for a last minute get away
- washing @30 with soapnuts & get oh to hang out
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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I'm in Thailand 6 hours ahead of BST so already it's Saturday afternoon.
This morning i went to an auction and bought a box full of books for 500 baht (about ten pounds) i then took them straight to one of the second hand English bookstores in town and got 1500 baht for them.
This afternoon I will blitz the house cleaning, tidying up organising etc.
This evening I'm to the bar to watch my team Sunderland on the big screen. I will nurse one drink for the whole of the game (65 baht) which also means I will be under the drink driving limit so I can ride my Yamaha Nouvo there and back saving on a taxi fare.0 -
wish I was in Thailand... better get ready for work...DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Made the burgers for today's BBQ - came out at half the price of ready-made. Did not bulk out with breadcrumbs or anything - these are 100% meat with addition of onions and seasoning
Thailand sounds good to me;)Outside of a dog, a book is man's best friend. Inside of a dog it's too dark to read.
Groucho Marx :laugh:
As Cranky says, "M is for mum, not maid".0 -
Good morning all, and thanks to DNMS for starting the thread today.
It's going to be a busy old day today as I'm looking after DGS's baby brother this morning and he's a screamer!
So far today I have:- Done absolutely nowt (sat in bed with the laptop
)
- check banking
- check for surveys
- feed, water and clean out chickens
- blitz sitting room before baby comes
- make granola in slow cooker
- send DH to allotment to dig last two beds as my peas and pumpkins are ready to go in
- plant more seeds
- buy chicken food with money earned from eggs :T
- all meals from stores
- evening in sewing room working on a new design
- have an NSD (egg money doesn't count as "my" money)
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 - Done absolutely nowt (sat in bed with the laptop
-
Good morning guys, I have been awake since 5.30am so have a had quite a productive morning ( albeit a very quiet one!) Have sorted out my finances for the rest of the month, updated my CC balances and made some small extra payments towards them.
Dont know if its the sun shining so early, the fact that I've been up for a few hours already or looking at my CC balances, but I feel super motivated today to make money to get rid of my balance, so today will be ebay ebay ebay!
Apart from that, I shall be baking some easter cakes to give out to my family, ready for tomorrow.
Have a fab Saturday everyone xxLiving as simply as we can
Baby Girl Due 1/2/2016 :j0 -
Hi everyone :wave:
I'm off to visit family today. It's mum's bday and we're having a joint mini bday celebration because I haven't seen them since my bdayAll good. Tomorrow hopefully sis is having a BBQ so that'll just involve me playing with my niece and nephew in the garden
On the downside I need to get there/back (walk, tram, megabus then train = 5 hours of annoyance) and try to keep spends to a min :eek: Not been doing too well recently :eek:
Other stuff:- Porridge brekkie
- OH buying day travel card; I just need a single ticket - walking then tram, rather than taxi to bus station :cool:
- Take refillable water bottle and flask for journey
- Phone doesn't need charging yet; charge tomorrow/Monday at sister's
- Bought niece and nephew's Easter egg on multibuy deal :T
- Bought photo frames on 2 for 1 for wedding photos - one for us; one for grandparents - thank you to them for our wedding pressie - one for their Wall of Fame, ie, hallway wall full of family photos - I'm sure all grandparents have one
Take care everyone! Big hugs to all!
:easter_os0 -
Morning everyone it's raining today here hopefully it will clear up later.
Today I will:- check e-mails
- check banking
- meal plan for week- need to be really strict totally overspent for yesterdays bbq but it was a good day
- have a tidy round
0 -
morning all
well done on the business bank account stitchy
DNM we are also going to church for an easter breakfast tomorrow. can't wait
my list for today
washing on line
wash dishes from last night
go to church to help set up for the breakfast tomorrow
work later this afternoon
visit sister who's at my mum's for the weekend
sign up for new 100days challenge
check money
check ebay
NSD
won't get much housework done as will be up mum's for most of the day visiting sister who i don't see very often
happy easter saturday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Morning Everyone!! :wave::easter: Thanks DNMS for starting us off on this lovely sunny morning
Sorry I have been awol for a couple of days been really busy... Thursday OH had a day off work as when I took him there was a lorry stuck under a tree in the lane :eek: :eek: so we had a productive day in the garden/house. I now have hanging baskets and a nearly fully productive greenhouse :j:T
Yesterday I spent 2 hours cleaning the kitchen (wasn't really that dirty either) and the best part of 1.5 hours in the bathroom.... (not very big
) I even got on my hands and knees and scrubbed the floor with the scrubbing brush :eek: then I went to work ....
DS had a friend over last night to sleep, they finally got to sleep about half eleven last night so consequently all is still quiet...
Anyway, onto listy for the loooooooooong weekend:
MUST do ironing!
wash dogs beds (again)
Line dry everything
Sweep/hoover/mop all floors (except our bedroom which is carpet :rotfl:)
Take the boys out somewhere today (trying to think of something cheap to do!)
Tomorrow, we'll possibly go out somewhere and take some photos (OH has big expensive camera he likes to play with!) Plus it doesn't involve spending :T
Monday I'll probably have to do some work as its payroll daybut I'll try and do it from home if OH isn't working...
It's not a very inspiring list TBH, but I think this week will be the last quiet weekend before I have 400 people descend on the farm in the space of 2 weeks :eek::eek: THEN it'll be 5am starts and 15 hour days... oh the joy!
Anyway, enough drivel from me, I hope you all have a fantastic weekend and enjoy the sunshine
......Bah have just heard movement from the boys :eek: the peace will soon be shattered!!0 -
Pookie_lou wrote: »Good morning guys, I have been awake since 5.30am so have a had quite a productive morning ( albeit a very quiet one!) Have sorted out my finances for the rest of the month, updated my CC balances and made some small extra payments towards them.
Dont know if its the sun shining so early, the fact that I've been up for a few hours already or looking at my CC balances, but I feel super motivated today to make money to get rid of my balance, so today will be ebay ebay ebay!
Apart from that, I shall be baking some easter cakes to give out to my family, ready for tomorrow.
Have a fab Saturday everyone xx
Och I got up about the same time but have not been so productive due to having a huge row (first for ages) with Ma starting @ 6.30 and only finishing about 8.30 so waybehind schedule
Today's list folks (some of this is run over from yesterday)
AM
* take library book back
* Tidy and clean kitchen
PM
* Don't forget nap
* Click sites (on going throughout day)
* start on bathroom & Menu plan
* Get new scaffolding
* Get envelope for S….
*?ebay bags should have done months ago
EVE
* typing tutor
* Let the boys out for a run
E
* Evening routine:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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