MSE News: Avoid hidden holiday charges

One important point missed. If you use ANY debit card abroad (even the best) at a 'hole in the wall' make sure you don't allow the bank issueing the money to bill you in sterling. This can give you 5% or more less money as they use dismal exchange rates & charge you to do this ON TOP of what your card charges. You could end up with 10% less money (or more) using the wrong card & opting to let the foreign bank use their exchange rates. Spanish banks seem notorious for doing this.

In the US many banks charge a fee when you use your card (any card) to withdraw. However some don't charge any fee. I'm sure someone will be along that can tell you which ones don't charge. I seem to remember Bank of America is free - but will be glad to be corrected if I'm wrong.