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A Payment a Day -Part Seven!
02-01-2010, 4:08 PM
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Fantastically Fervent MoneySaving Super Fan 
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A Payment a Day -Part Seven!
Emily Hallett started a fantastic thread called 'a payment a day' which you can find here:
Thread 1
 The thread was a huge success and was continued in 'A Payment a Day Part 2'. That thread can be found here:
Thread 2
And once again in Part 3 found here:
Thread 3
And Part 4:
Thread 4
And Part 5:
Thread 5
And Part 6:
Thread 6
The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why part 7 has now been started.
The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.
Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread.
Anyone is welcome to join in at anytime.
Best wishes to everyone 
To show how well we all do, the collective amount paid to each debt, per month, will be logged here. Look how amazing the totals are 
January £49,718.31 What a great start to the year!!
February £55,442.48
March
April
May
June
July
August
September
October
November
December
One step at a time 
Last edited by Hopeful1; 02-03-2010 at 3:55 PM.
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02-01-2010, 4:09 PM
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Fantastically Fervent MoneySaving Super Fan
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Totals
2009
January £31,633.52
February £27,954.19
March £38,976.80
April £34,235.12
May £35,660.62
June £38,126.07
July £54,400.38
August £48,544.56
September £52,615.38
October £38,785.50
November £31380.78
December £54,076.11
Total for 2009....
£486,389.03!
One step at a time
Last edited by Hopeful1; 02-01-2010 at 4:18 PM.
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02-01-2010, 4:18 PM
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Deliciously Dedicated Diehard MoneySaving Devotee 
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Location: Mooomin Towers
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Woo, new thread!
*puts kettle on*
February grocery challenge - £56.87/£200
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02-01-2010, 4:21 PM
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Serious MoneySaving Fan 
Join Date: Sep 2004
Posts: 1,997
Thanked 8,579 Times in 1,558 Posts
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Just about to update my PAD and I see a post with 'shouting' words on so thought I better read before I post and lo and behold the thread has been moved!!!
My PAD is £5.00 house costs.
I have converted my Lightspeed points into a Paypal transfer so should have some money in shortly which I can then move into bank account.
Thanks guys
EE
PWPS Make £2012 in 2012 £45/£2012 Payment A Day Challenge 2009- Mar 2010 - £3969.62 My Diary can be found on the Diaries Thread - Eager Elephants Effective Everyday Excursion...
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02-01-2010, 4:23 PM
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Serious MoneySaving Fan
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Ooooh 'ello!  'tis a shiny noo thread.....(pops off to ring BT arrears so I can pad now in a minute......)
Love Sassers x
PAD running total: £61,826
Debt/m'gage:£92,598 (27/09/10) 
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02-01-2010, 4:24 PM
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Fantastically Fervent MoneySaving Super Fan
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and here's the cake:
One step at a time
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02-01-2010, 4:25 PM
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Fantastically Fervent MoneySaving Super Fan
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Quote:
Originally Posted by Eager_Elephant
Just about to update my PAD and I see a post with 'shouting' words on so thought I better read before I post and lo and behold the thread has been moved!!!
My PAD is £5.00 house costs.
I have converted my Lightspeed points into a Paypal transfer so should have some money in shortly which I can then move into bank account.
Thanks guys
EE
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lol sorry for shouting words - but it worked!! 
One step at a time
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02-01-2010, 4:26 PM
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Fantastically Fervent MoneySaving Super Fan
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My 1st PaD for Green is:
£1.25 savings - ty
One step at a time
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02-01-2010, 4:28 PM
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MoneySaving Stalwart 
Join Date: Jun 2009
Posts: 422
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OOOOoooo new thread for new year. happy Padding everyone x
Joined PAD 17/08/09
Debt 1 Paid 21/10/10
Debt 2 Paid 01/09/11
Joined Make An Extra Payment Every Week challenge Jan 2012
This week £3.88 Total so far £242.44
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02-01-2010, 4:42 PM
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Fantastically Fervent MoneySaving Super Fan
Join Date: Jul 2006
Location: In the middle...of a mess!
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Hi All and Happy New Year
I am now back from London - lots to catch up on and spreadsheets to update etc.
Anyway today's PAD is £1.02 to Evil Egg.
Bye for now!
DFW Nerd 1049 Amazon Sellers Club member 54
LTSB loan: 1/11/12 £4300.43
Total credit cards: 1/11/12 £18418.01 (reduced by 27%)
Total non-mortgage debt: 1/11/12 £22784.86 (reduced by 45%)
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02-01-2010, 4:44 PM
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Fantastically Fervent MoneySaving Super Fan
Join Date: Jul 2006
Location: In the middle...of a mess!
Posts: 2,651
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Oops! Posted on old thread before I realised there was a new one! The following is a copy of what I posted there!
Hi All and Happy New Year
I am now back from London - lots to catch up on and spreadsheets to update etc.
Anyway today's PAD is £1.02 to Evil Egg.
Bye for now!
DFW Nerd 1049 Amazon Sellers Club member 54
LTSB loan: 1/11/12 £4300.43
Total credit cards: 1/11/12 £18418.01 (reduced by 27%)
Total non-mortgage debt: 1/11/12 £22784.86 (reduced by 45%)
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02-01-2010, 4:45 PM
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Serious MoneySaving Fan
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Quote:
Originally Posted by Hopeful1
and here's the cake:
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Count me in for the cakes! 
And the drinks are served!
Could be Runcorn Bridge in the background!!  Not quite sure the water round there looks quite so blue...
xx
(2013) * Virgin Atlantic £2,837.01 £2,835* B'card £851.51 £850 * Egg £5,608.83 £5,608.83 * Mint £816.13 £770 *
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02-01-2010, 4:56 PM
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Fantastically Fervent MoneySaving Super Fan
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Quote:
Originally Posted by PigginSkint
Oops! Posted on old thread before I realised there was a new one! The following is a copy of what I posted there!
Hi All and Happy New Year
I am now back from London - lots to catch up on and spreadsheets to update etc.
Anyway today's PAD is £1.02 to Evil Egg.
Bye for now!
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Welcome Piggin. Was just about to copy your post here - glad you found us!
Hey Danko - i knew we could count on you for the alcohol!! It's good to see you about again, i often wonder how you're getting on
One step at a time
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02-01-2010, 4:56 PM
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Serious MoneySaving Fan
Join Date: Sep 2006
Location: Wales
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oooh cakes - yum!
Been speaking to Mr BT about paying the bills - like pulling blooming teeth I tell you!
Still it's £242.96 to the phone arrears and it's now all ready to move over to T@lk T@lk broadband on the 7th. I will be able to MSE at home to my heart's content.
Whoo hoo so excited - will be trying to do a money neutral challenge although the live on 4k sounds interesting but scary..... 
Love Sassers x
....pops off to adjust sig yet again.....:rolleyes:
PAD running total: £61,826
Debt/m'gage:£92,598 (27/09/10)
Last edited by Sassers; 02-01-2010 at 5:00 PM.
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02-01-2010, 5:18 PM
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Serious MoneySaving Fan
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Quick hello to every one on this shiny new thread.
I am being inspired by various threads (thanks f-f!) to sort and declutter so am just here for a quick cuppa, but if there are drinks & cakes on offer I'll be back after sorting out the vast quantities of nail polish I hoard!!
don't ask!
Pip
x
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02-01-2010, 5:30 PM
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MoneySaving Convert 
Join Date: Dec 2009
Location: Coventry
Posts: 20
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Can I join please.  Wont necessarily be a payment a day but maybe more like a few a week Every little helps they say
My first pad today of £10.00 to EVIL Studio cards
Have been watching a while and your thread has inspired me so thought id give it a go, new year new start n all
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02-01-2010, 5:38 PM
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Deliciously Dedicated Diehard MoneySaving Devotee
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Quote:
Originally Posted by Linzi89
Can I join please. Wont necessarily be a payment a day but maybe more like a few a week Every little helps they say
My first pad today of £10.00 to EVIL Studio cards
Have been watching a while and your thread has inspired me so thought id give it a go, new year new start n all |
Welcome!
You've already got the hang of posting in colour for the adder-upper
It will soon be a payment a day - this thread is addictive
February grocery challenge - £56.87/£200
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02-01-2010, 5:40 PM
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MoneySaving Convert
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Quote:
Originally Posted by flying_fresian
Welcome!
You've already got the hang of posting in colour for the adder-upper
It will soon be a payment a day - this thread is addictive |
Thanks Flying Fresian, was a bit unsure of when to join but figured may as well give it a go. Do you count DD's etc or just payments that you wouldnt usually make? Bit confused as everyone seems do something slightly different.
New year new start.
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02-01-2010, 5:48 PM
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Fantastically Fervent MoneySaving Super Fan
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Yay!!! Thanks for starting the new thread Hopeful 
Quote:
Originally Posted by Hopeful1
and here's the cake:
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Bleurgghhhhh! That's made me feel so sick  ( yes I have been scoffing chocs all day  ) Well I needed to keep my strength up after all the cleaning
I could just about stomach one of those cocktails though - and Runcorn Bridge? - you Glamour Puss you! Great to see you back Danko!
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02-01-2010, 5:55 PM
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Deliciously Dedicated Diehard MoneySaving Devotee
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Location: Mooomin Towers
Posts: 11,659
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Quote:
Originally Posted by Linzi89
Thanks Flying Fresian, was a bit unsure of when to join but figured may as well give it a go. Do you count DD's etc or just payments that you wouldnt usually make? Bit confused as everyone seems do something slightly different.
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People are welcome anytime here!
Everyone does something different on here! Just post when you make a payment. I only count my additional payment personally, but it's up to you
February grocery challenge - £56.87/£200
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