Abba1772's Debt Free Diary

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  • jwil
    jwil Posts: 19,120 Forumite
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    That's so annoying that the parent didn't pay you it all - especially if she's getting credits for it! It's so rude! Hope you get it soon.

    Good luck with the viewing, hope it goes well x
    "If you can dream it, you can do it". Walt Disney
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    I know but she's a friend and I've learnt my lesson will defo not be missing business with pleasure she's starting to take the !!!! now and it's actually getting me down now to the point I want to tell her to stick it.......
    .she works shifts never the same days I have three of her kids when she's working she expected me to take her kids swimming eventually told her no as my mil takes my kids swimming on a Monday so why should I take someone else's kids swimming when I don't take my own????? She'll do til we get a house then she's going probably taking her friendship with her :rotfl: no loss really xx

    Hubby got paid today and college paid me today so I've paid £300 towards the credit card :j instead of putting it towards the mortgage fund and quicker I get that down I'm hoping the bank with notice that it's going down lol and it works in our favour for a mortgage :j

    Got the morning off one of my mindees is sick but she still paid for the space........this is how it should be but hey ho lesson learnt so going to playgroup £1 then need to nip into town for nappies and wipes and other bits as well as delivering an avon order this afternoons on busy wee afternoon then working from 3pm to 5.30pm so an easy working day xx

    Off to get baby k dressed xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 19,120 Forumite
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    That really takes the p!

    I think you are right to get the ccs down as much as possible, it will definitely help with the mortgage.

    I put little jwil in cloth nappies overnight as I was so fed up with him being drenched. It pretty much worked! There was just a small patch of damp which was probably more due to my fitting than anything else.
    "If you can dream it, you can do it". Walt Disney
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Never gave cloth nappies a thought but when you think about it your having to wash everything anyway lol xx

    Nipped into town got a box of nappies £8.99 and little bag of nappies fir nighttime £3.99 2 packs of wipes £1.98 2 x sawdust 98p nipped into tesco got bread, thins, chocolate roll things the kids like and my crisps for £4

    Still waiting on my £25 for my surveys wonder when that'll come through???? Will need to check it out

    Looking about living room and will be putting some of baby k's big toys up for sale soon I reckon as he's too big for them and he's not really showing a interest in the them and tbh could do with the space lol xx

    Off to get ready to pick up the after school kids today xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • StressedSteph
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    Hi abba

    Wow you sound like a busy bee. Doing the Avon run with 5 children :eek::eek::eek::eek::eek:. Wow.....

    Hope you have had a lovely weekend and find the perfect house soon. xxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Evening :hello:

    Been a busy bee.........we've done a second viewing on two properties and we've decided to go for one.......bit of negotiating has been done the property we've put a bid in for and the seller has came back with a offer we are happy to accept its £7k below the asking price :T as the house has been on the market for 2 years now but it's in move I condition so it's just needing decorating as per your own taste :T now just to get this mortgage sorted.......company has sent out the forms for us to sign regarding direct debit mandates bank details statements affordability so so far it's looking ok *** fingers crossed***

    Was working before school today 7.30 til 8.30 then after school 3pm til 5.30pm went to weight watchers lost 1lb :T only 2 more to go and that's the Christmas weight back off lol xx

    Nipped to homebargains got room spray £1.59 it's yummy fairy non bio liquid £5.99 baby toothbrush 29p a big bag of potatoes 55p 2 bottles of juice £2 then nipped into tesco £20.15 later :rotfl: xx

    Need to stop daydreaming about this house as the eBay watch list is going up :rotfl:

    Had a query about more childminding for two days a week so that would be another £40 a week :T so fingers crossed she's coming out on Tuesday morning xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 19,120 Forumite
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    Great news about the house! :T :T :T

    Fingers crossed all goes smoothly with the mortgage xx
    "If you can dream it, you can do it". Walt Disney
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    jwil wrote: »
    Great news about the house! :T :T :T

    Fingers crossed all goes smoothly with the mortgage xx

    Thanks jwil

    Need to nip into town to put my wages in the bank seeing my friend/parent decided to pay me on time so that's going into the bank and need to get daughter shoes for my sisters wedding on Friday......not that I'm looking forward to it xx

    Daughter is off school today complaining of sore tummy and eyes means I don't need to make two trips to the town today :rotfl:

    Tax credits should be paid today so will be paying more to the credit card to get it down and might chuck something else at the debt later on see how funds are doing xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Just read and catched up sorry about what your friend done! hope you are ok xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    You don't need friends like that.

    Hope your mortgage application goes well. You are doing brilliantly debt busting and I can't manage 1 tot and to walk my dog at the same time - 5!!! and avon run. How do you do it?
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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