Abba1772's Debt Free Diary

jwil

abba1772 wrote: »

Glad I'm not the only one suffering from wet clothes they're little monkeys aren't they lol xx

Lost 1.5lb today :j woo hoo means I don't need to pay anything for membership so bought a couple of boxes of ww bars £6.45

Nipped into tesco spent £13 on lunch for me and Kk plus other bits and bobs needed

Power walked to the post Office Depot for my trainers I won off eBay which I haven't even checked yet lmao :rotfl: then walked to myhermes drop off point to drop the parcel I sold on gumtree and I transferred the £7.50 into the mortgage account xx

Bought daughter a pair of Nike blazers for £24 so fingers crossed they look as good as they look in the picture on eBay :rotfl:

Right off to collect kids from school working 3pm til 5.30pm tonight and my babies want toad in the hole for their dinner tonight xx

It's a nightmare with the wetness isn't it! Trying to keep up with all the washing as much as anything else.

Great news about the weightloss!

abba1772

Thanks jwil I always yoyo between 11st 7 and 11st 12 need to stop as I can feel the difference got my sisters wedding so hoping to lose a couple more pounds in two weeks xx

I know what you mean about the washing last night baby k hardly anything to drink but when he woke up at 7 he was drenched right up to his chest :eek:

Hubby has the car working as it should be :Turns out the first part he replaced which was the clutch was faulty :mad:so two wasted weekends wasted for nothing :mad: on the plus side we should be getting a refund of £130 :T but the stupid faulty part needs to be sent away first to prove its faulty :mad: but might actually put this money into the mortgage fund depending on how we are doing for money next week or just plough it into the credit card need to think xx

Barclaycard just email confirming balance transfer is accepted :T less money to pay interest on :T

Started work at 7.30 til 12.30 the. That's me for today so hoping baby k has a nap in the buggy as I've got a bag for the charity shop to drop off then need milk bread and rolls from farmfoods hoping the rain stays off xx need to remember to drop my sons lunch off at school as he's forgotten to pick it up :mad: does it all the time.

Kitchen has been cleaned whilst boys had their snack and juice surfaces washed dishes done and floor swept and steam cleaned trying to keep on top of cleaning as had a mini meltdown this morning at hubby as nobody seems to put rubbish away like empty soap dispensers should be put in the plastic bin but no they would rather let it run out then when someone else needs to use it it's empty :mad: don't think my family realise how hard it is to keep a house look after a toddler as well looking after other people's kids and do all my paperwork as well kitchen is sparkling anyway not that it'll stay that way for long :rotfl: rant over xx

Didn't get paid yesterday as my mindees parent hadn't been to the bank so she better pay me today as want to start putting the money in to my bank so when we go for the affordability test it'll look better for us xx

abba1772

Back from my walk into town just chilling before getting xander from school spent £2.27 on milk bread and rolls

Spent £15 on a pair of Adidas trainers for xanders school shoes as he doesn't last long in shoes and it turns out all 3 of my kids have decided me January would be a great time to make there feet grow :mad:

Nipped into boots as they have a 70% sale off their gift sets and got a Katy perry gift set for me £23 reduced to £7 a marvel gift set for xander £10 reduced to £3 Ferrari gift set for hubby £20 reduced to £6 and a so..... Gift set £7 reduced to £2.10 so saved a pretty penny there and it's a little treat for all of us xx

3 items so far are selling on eBay out of 7 with plenty if watchers they all end on Sunday and seeing as we've already bought our daughter her trainers all the money in the paypal is ours :T hoping to get some decent bids on them as nether stuff is lovely xx

Bought a replacement steam pad as my original isn't staying on my mop so that was £8.39 but got it on eBay so that's winging its way here xx

My new trainers I got from eBay are in great condition just need a quick wash in the washing machine and they'll be good to go :T love a bargain xx

Decided what I'm doing with the money from the refund of the faulty part.......I'm putting it towards the kids passports that I'm ordering next month and I'm needing £138 for all three :eek: so that'll will cover that and I've also decided I'm going to put my college wages through to the mortgage account as I really want as much as we can in that account before December

Waffling on again lol xx

abba1772

Sorry not been on for a couple of day hubby decided to see how he would go about obtaining a mortgage as he has a rubbish credit report defaults from 5 years and they've told him because of my credit we can get a joint mortgage for £50k :eek: so we've been busy looking for properties and we have a viewing tomorrow :eek: scary stuff and I feel stressed about it tbh xx

Spent £10.57 on a few bits in Asda and £5 for my bushy eyebrows to get waxed working 7.30am til 12.30pm and started working again at 3pm and will be working til 8.30pm :eek: quite tired my three kids are going to their grans for ice skating and staying there til Sunday :T so will get the viewing done in peace xx

And I've also got my avon to do tonight as well ............is it bedtime yet :rotfl:

And to top if off baby k fell over today in playgroup £1.50 and cracked his forehead it's now got a massive lump and it's shiny poor wee thing xx

StressedSteph

Hi abba


Wow your life sounds busy at the moment. Hope you managed to put your feet up a bit over the weekend and that baby k is ok now.


How was the viewing??. Very exciting times .


Hope all goes well. xxx

abba1772

It went ok but rooms were too small and no scope to do a loft conversion as ideally we want all the kids to have their own rooms eventually........got another viewing today but hubby just realised that who we got a mortgage promise from is actually One of his defaults :eek:doesn't look promising but I'm going to get the financial advisor to try just my income and see where we are xx

Been busy this morning entered my meter reading and compared bills from last year and saved £50 this year so being tight with the heating is working :rotfl: so paid that straight away bye bye £295 (money out by every month for this) and there was leftover money in the electricity account so transferred £100 into the mortgage account..........completed a surgery and cashed out £25 so once that's in the bank I'll be putting it in the mortgage account so it's all adding up roll on Friday for the college paying my childcare xx

Need to pay for the kids swimming lessons tomorrow that £80.40 for a 10 week session but I get paid tomorrow off one of my parents so that'll cover it also have parcels to post as sold the majority of daughters too small stuff on eBay made £30 so since the clear out I've made £75 on her stuff and £25 on our eldest sons stuff so getting there slowly but surely xx

Also out my avon through the books are rubbish this time of year but with the sales I've made I'll make £40 commission so again half of that will go into the mortgage account xx

I'm determined to get this account up to £6000 by the end of the year come hell or high water I will do it as well as clear one credit card xx

Right off to get ready for hubby picking us up for this viewing xx

jwil

Hope today's viewing goes well and fingers crossed for the mortgage.

How long til Hubby's defaults drop off? Maybe you'd get a better answer then?

Hope baby K's head is better now, poor thing!

abba1772

House was a damp mouldy she'll of a thing surely estate agents should be done with false advertisement was very disappointed ......... Bathroom floor was soaking wet with water running down the walls :eek: they were asking for offers over £41k but it's only work £41k according to the home report so defo not worth it xx got another one tonight tho xx

All of his defaults are due off next year bar one but the one that's not coming off is being questions as according to checkmyfile they've broke their contract by not giving proof of how much a car was sold for at auction.......they tried to claim a ten thousand pound car only sold for £1400 hubby asked for proof and they kept fobbing him off never gave him proof if how much it sold for xx

Baby k is much better thanks he's only got a little bruise on his head now til next time :rotfl:

Spent £1.93 buying pot noodles and a magazine and £5 in a charity shop for toys for baby k to be kept at grans god two large bags full :T

Got another house viewing tomorrow night at 6.30pm as well hoping to get another one in tomorrow as well we are gluten for punishment aren't we xx

abba1772

Hello :hello:

Been a busy bee last couple of days seen three houses since I posted and another one tonight but we've fell in love with the one we saw Monday night it's ideal needs a bit of work but we ain't afraid of hard work tbh xx

Absolutely skinto til Friday think I have about £3 in my purse but we will make do one of my patents only paid me half my wages this week :mad: cause she's skint........hmmmmm stop spending your tax credits that are meant for me !!!!!! :mad: anyway it's £100 in my pocket but it needs t go into the bank so not sure if I'll make it into town tomorrow as need to wait in for the avon as I have loads of returns to give them xx

Been a nsd day today :T been working since 7.30am dropped the mindee off at nursery came home baby k was out for the count in his buggy so left him and tackled a 2 hour ironing marathon all the whilst side stepping so my fitbit would count my steps :rotfl: it works lol

Need to go get ready to pick up my son for his after school club get him fed then get him off to his other group for half 5 then go to this viewing for 6 but it's only round the corner thank goodness xx

Got a second viewing on Saturday at the house we liked on Monday taking my gran out as she's bought houses in the past so she knows what's she's talking about lol :rotfl:

Right better go xx

abba1772

Been a quiet day here today baby k got up at 6am

Pottered round the house got a washing on.......sorted out my avon returns........played with baby k......... Filled out my self assessment for my childminders job...........read up on the new allergens paperwork took the test and passed :j got a shiny certificate to print off later on .........picked my childminding kiddies up........sorted out my avon orders..........fed the cheeky monkeys.............done a avon run with 5 kids came home put a DVD on til parents collected them and now chilling out

I didn't spend anything today but had to give daughter £10 for a weeks worth of lunches and hubby took a fiver from me as we ran out of bread lol

Need to get nappies tomorrow have put it off as long as I could :rotfl: