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Abba1772's Debt Free Diary
Comments
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Omg thank god everything is ok!! Hope ur ok too must have been such a fright xxx
It defo was seeing him so lifeless was scary poor mil was blaming herself when in fact it was the out of hours doctors that missed it told me it was just a viral infection :mad:when infect it was a bacterial infection!!!!!
He's so much better now a bit clingy and grumpy but his energy levels are back up will take him out for a wee walk to get some fresh air xx
Bit if a spendy day today today as the car is grubbed..... Needs a new clutch and flywheel thank goodness hubby is a mechanic
if he weren't it would cost £1800 :eek: to fix but thankfully it's only costing £272 :T I know it's still expensive but it could have been worse xx
Think this month will be tight month but I think that'll be the same for the majority of everyone xx
If baby k is ok I'll take kids out and post our avon books so that'll be quick need to get bread and juice today but we desperately need to do a shop this weekend xx
Off to check on everyone's diaries xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Spent some of my birthday / Xmas money bought a pair of Nike trainers for £10.50 off eBay :T they normally go for £40 so I'm chuffed with that xx
Hubby off to fix car so chilling with kids infact going to get off my bum and fill out my avon order forms xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hubby still fixing the car :eek: says he'll need to spend tomorrow on it as well :mad:t hey ho at least it'll be fixed I hope xx
Well baby k went for a sleep I sorted out my avon books so will post these tonight also sorted out two piles of my older sons clothes as took pics and posted them on my fb page and also gumtree will put them on the selling pages alter on tonight when baby k is settled.
Put a washing on and sorted out a section of my room dug out paperwork for hubby to complete to renew his photo on his licence and I need to sort my paperwork out to change my drivers licence to my married name as I completely forgot xx
Need to phone O2 to give notice on my account going to go to gift gaff as spend £36 a month on a contract but will be using their £7.50 sim deal my daughter is on so that's extra money that can go into the savings once it's done xx need to order another sim and my phone can last me a wee while longer tbh there's no need for a fancy phone right now my iPhone does me fine I'll get a new one once we are in our own bought house xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Phoned O2 yesterday gave notice on my account and order my giff gaff SIM card through my daughters account so she'll get £5 free and so will I once I've activated the sim card saving me £29 a month :T
Hubby has decided to quit smoking so as an incentive and with our car on its way out even though I have 16 more payments on it we've decided he'll apply for a company car, as he pays £212 for cigarettes a month :eek: which tbh is disgusting but it comes out his own money so he's going to quit and put that money towards a company car which will get renewed every 6months which is perfect as he gets itchy feet with cars every 6month that's flipping mechanics for you xx
So we've decided we are going to sell the focus clear my finance and that'll be one less debt on my credit file and if we gain anything from the sale of the car it's going straight into the credit card and the £157 we normally pay towards the car with be split between the mortgage saving account and the credit card so there is a plan lets see if we can get it to work out lol xx
Need to go for a big shop today so mil is picking us up to take us to farmfoods so will dig out carrier bags to avoid paying for them prob won't spend as much as we won't have hubby chucking stuff in :rotfl: hoping its under £100 as we last done a shop 4 weeks ago so quite a few things need replacing but we are also back to healthy eating as I feel very bloated so hoping the damage I've done to my weight can be fixed by the end of the month xx
Off to see if I can do some surveys whilst I wait for mil xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Checked banking and our first payment for our butlins / diversity break in April has came out so one more payment next month and that's all paid for..........kids still don't know sssshhhhhhhhhhhhhh lol xxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hey hows baby K? xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
He's much better thanks monz antibiotics are working but we are having a few house days to let him recuperate xx
Today been a kind of productive day, finally sent off driving licence off to change my name to my married name just kept forgetting as I rarely drive :rotfl: so that was send recorded delivery £1.72 and bought a couple of trashy mags £2.50
Tackled the washing piles, 3 washings have been put one and done the huge pile of ironing whilst baby k was sleeping xx
Spent £107 in farmfoods the mil is a bad influence but my fridge freezer and cupboards are groaning just need a few veggies but will get the. Tomorrow from aldi when I drop of my childminding kiddy at nursery xx
Also spent £36 yesterday at B&m but got everything I need from washing non bio to sponges and a couple of pyjamas in the next size up for baby k in their sale xx
Working from 3pm til 5.30pm today so a easy shift x
Hubby still waiting to hear about the company car so fingers crossed xx
Off to catch up on the diaries xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
What a miserable day it is today glad I decided to stay in this morning hoping it'll die down later as have nursery run later on xx
Baby k is sleeping through the night again thank goodness but he's waking up at 6.30am as he's peeing through his nappy so will need to look into upgrading his night time nappies at least so will get a little pack today.
Working 7.30am til 12.30pm then that's me done for today so I'll be nipping up to town straight after the nursery run (kids are playing away quietly so thought I would nip on here)
Need to get toilet paper kitchen foil and bread plus some veg for dinner tonight which I haven't a clue what we are having lol xx
Posted invoices out to my student parents so that's due to get paid the 23rd and have decided I'm going to put whatever money I get from the college is going into my credit card to try and get the balance under £2k before January then once we have the car situation sorted ill plough more money into the mortgage account.
Daughter decided to tell us that her shoes are all too small for her bar one pair of trainers :eek:told her shell need to bear with us as car is costing a fortune to fix but made a deal with her that we will get her shoes on eBay as there all Nike gap etc so not cheap and whatever we make will go towards her new shoes so she's happy with that thank goodness xx that's both her and baby k decided January was a good month to grow there feet :mad:
Right off to play with kids xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Did the nursery run got soaked and baby k was fast asleep in his buggy so figured might as well as walk into town to get the bits I was needing.
Put £80 in the bank from my wages kept £20 for anything I needed went to home bargains and got toilet paper £2 a small pack of pampers to try them out £4.99 and sandwich foil 79p then nipped into farmfoods and bought rolls and and a loaf of bread 2 for £1 and juice for my daughter for school £2.50
Needing a new purse but refuse to pay a tenner for one :rotfl: so will have a look on eBay later on xx
Put two washings on today managed to get one of daughters trainers in the washing to freshen them up before I list them on eBay tomorrow........managed to drop off another bag to the charity shop and have started filling up another bag which will stay in my room til it's filled.
Not working tonight for a change so eldest son has a group at 5.30pm so will make the kids their dinner early and best of all his group is free
and finishes at 7.30pm :T
Now off to see if I can get some photos for the stuff to go on eBay for tomorrow xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
So sorry to hear about baby K, glad he's on the mend now. It must have been scary!
I use pampers active fit at night, it's the only one that comes close to containing. I use cheaper nappies during the day."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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