Abba1772's Debt Free Diary

abba1772

Back from the shops :hello: and baby k crashed out on the buggy so thought I would catch up with people's diaries

Walked to town and back, got a free valentines day card for my son to give to his gran on Friday through O2 priority moments app :j then put my wages in the bank, let baby k walk about the town centre as no cars are allowed down it so he was safe, nipped into farmfoods and bought chips, juice for daughter when she goes to school, juice for me, babybels and a packet of baby k's favourite biscuits spent £10.38 happy with that.

Nipped into m&s for a ready meal yes I know bit posh but they fill you right up and there pointed for ww :rotfl: little treat for me xx

Resisted a top in new look was only £8 but still got better things to spend money on xx

Was working from 7.30am til school started and working 3pm til. 5.30pm then need to feed my kids the go do the avon run so busy wee night not many books to collect I think xx

Calling14

Sorry to hear about your mortgage, glad to hear still keeping positive.

Sounds like another busy day for you, I got into work early this morning so leave bit early then walk dog before childcare duties. Hate dark walks.

Whens your Butlins holiday, be lovely surprise for your kiddies.

Will treat myself to M & S ready meal tomorrow out of my vouchers, something to look forward to.

Have a lovely weekend x

abba1772

Calling14 wrote: »

Sorry to hear about your mortgage, glad to hear still keeping positive.

Sounds like another busy day for you, I got into work early this morning so leave bit early then walk dog before childcare duties. Hate dark walks.

Whens your Butlins holiday, be lovely surprise for your kiddies.

Will treat myself to M & S ready meal tomorrow out of my vouchers, something to look forward to.

Have a lovely weekend x

It's in April just a long weekend quite a drive for us tho about 7 hours xx

jwil

That's a shame about the mortgage. At least your situation will be much better next year.

As much as the deposit is a good thing, it might be worth looking at the credit cards as well. I think they have a bigger effect on the application than the size of the deposit. So once you have what you need for the deposit, maybe consider stopping saving to that and really targetting the credit card instead?

7 hours is a trek - are you coming down near me?

abba1772

jwil wrote: »

That's a shame about the mortgage. At least your situation will be much better next year.

As much as the deposit is a good thing, it might be worth looking at the credit cards as well. I think they have a bigger effect on the application than the size of the deposit. So once you have what you need for the deposit, maybe consider stopping saving to that and really targetting the credit card instead?

7 hours is a trek - are you coming down near me?

I aim to have both credit cards paid off by the time we go for a mortgage again, I'm concentrating on the card that's charging interest and then I'll tackle the 0% which runs out in July next year so that's the aim there but I'll also be still saving towards the mortgage account so I have money in their for fees, deposit etc

We are going to butlins in minehead, have no idea where it is j:rotfl:st going to put the directions in the satnav

abba1772

And then I'll close the 0% one once it's paid off xx

jwil

Sounds like a good plan.

Yes - Minehead is just down the road from me Wave when you are passing

abba1772

jwil wrote: »

Sounds like a good plan.

Yes - Minehead is just down the road from me Wave when you are passing

I'll :hello: when I pass jwil

Went to playgroup today £1 then after that walked to town and back nipped into homebargains (I reckon I can live in that shop :rotfl:) and got 2x sawdust 98p, hay 99p, shower gel for hubby £2, oatcakes 89p, soreen lunchables 99p, juice for me £1.29 for two bottles

Now home chilling out with baby k as not working today at all :T

Hubby working overnight so won't be in til 7pm has been working overtime since Wednesday but hey oh it's extra pennies xx

abba1772

Afternoon :hello:

Been a busy weekend spending time with hubby and also spending money reigning it in now tho xx

Took baby k to playgroup £1 then nipped into town to put money in the bank then nipped to tesco for some bits spent £10.17 on fabric conditioner, Nutella, pancakes for pancake day tomorrow, crumpets, weight watchers snacks, milk and weight watcher meal so got a lot for my money :j

Working 3pm til 5.30pm tonight so not bad, my mil is taking my kids to their swimming lessons so it'll only be and my mindee but he normally goes on the tablet if it's just him alone so that'll give me time to catch up on my ironing xx

My £25 from pureprofile went into my account. :T so put it straight into my mortgage account so it's slowly building up :-) :Tand it's even better when it's free money xx

abba1772

Morning :hello:

Feeling sluggish today Tom is due I reckon

Going out with my gran for a kids free window shopping day and a bit of lunch

Didn't have a takeaway last night so I transferred another £25 towards the mortgage account so I'm happy with that :j

Because we aren't getting the mortgage we decided to get a new a new couch from dfs not mse way but our couch is 6 years old been through that many house moves it's kinda had its day so this is getting delivered next month :j and I've ordered a new carpet as for £143 which gets delivered next week but at least when we do finally move we won't need to worry about getting a new a couch lol plus we got the 0% deal so I'm happy with that xx