Abba1772's Debt Free Diary

abba1772

Argh Wished I never opened hubby's mail as there's two council tax arrears from 2012 and 2010 totalling £547.17 :mad: might need to dip into to the mortgage fund to clear them....will wait on hubby coming home then discuss it with him see if he want to do that or just pay it in instalments xx

Had a nice day with my gran got some bargains got Abbie two pair of jeans from h&m for £10 :T a vest top for baby k in a charity shop brand new £1 and a long sleeved top in debenhams for £3.50 plus spent £9 in homebargains on bits I needed for the house then £2.97 on three bottles of juice for me so bargains all round plus my gran treated me to lunch :j and a chocolate bar hehe

Dreading showing hubby the debt letters but we need to deal with them if we are trying to improve his credit file xx

abba1772

Woke up feeling rotten head sore, blocked nose and time of the month.........nice one xx

Working from 7.30am til 12.30pm then again at 3pm til 5.30pm it's Chinese New Year today so well be doing our names in Chinese letters xx

Need to nip up to town for milk, chips, juice for Abbie and butter so will go to farmfoods after I've done the nursery drop off

Need to put my new jacket into the menders as my !!! burst the stitching :rotfl: hopefully it'll not be too much but it's right next to the nursery so will drop it in xx

Bit the bullet and paid off hubby's council tax arrears totalling £557.17 kinda grudge this as it was before I met him and whilst he was living with someone else but hey oh it's paid and I got them to double check that that was all he had outstanding with them and they've confirmed that there's nothing else.......thank goodness xx

Take me to nearly halfway of my debt repayment aim for this year tho.....need to find a positive somewhere lol xx

debtfreewannabe321

hey Abba sorry to hear about the mortgage. We're in the process of looking to see if we can get a mortgage in principle before looking for a house. I don't want to get my hopes up unnecessarily and then be disappointed when we don't get one. If we don't it's not the end of the world though we will carry on saving and wait for our credit history to clear


Well done for paying off the council tax arrears that's one thing off your list huh (a positive???) and one less thing to worry about

abba1772

debtfreewannabe321 wrote: »

hey Abba sorry to hear about the mortgage. We're in the process of looking to see if we can get a mortgage in principle before looking for a house. I don't want to get my hopes up unnecessarily and then be disappointed when we don't get one. If we don't it's not the end of the world though we will carry on saving and wait for our credit history to clear


Well done for paying off the council tax arrears that's one thing off your list huh (a positive???) and one less thing to worry about

Wouldn't have minded but it was a debt we were unaware of until yesterday :rotfl: but like you says it's paid off never to rear it's ugly head again :T

Done the nursery run dropped off my jacket to get mended pick it up next Friday only cost £3 :T the walked to town and back nipped to farmfoods and spent £5.50 on butter milk juice for Abbie's when she goes to school and chips :j so I'm happy with that xx

Right best be off starting work again at 3pm......is it time for bed yet :rotfl: xx

Calling14

How annoying council tax arrears. Wise to clear them as they any arrears they chase for immediately.

Well done on your debt repayments what does POAMAYC stand for?

Have a good weekend x

abba1772

Calling14 wrote: »

How annoying council tax arrears. Wise to clear them as they any arrears they chase for immediately.

Well done on your debt repayments what does POAMAYC stand for?

Have a good weekend x

It means pay off as much as you can , there's a thread on here every year you choose your target and go for it xx best thing I've ever done in regards to tackling my debt xx

Well today has been eventful, went to playgroup didn't even get the kids out their jackets and gets a phone call for daughters high school asking can I pick her up as she's hurt herself in gym :doh: so had to jump on the bus which wasn't budgeted for :mad: and walk the rest of the way, pick her up, she's fine just winded herself the dozy mare so need to walk back to bus station, get on bus, get back home make lunch get kids to eat it get jackets back on, do the nursery run which the heavens open up half way there and we are pelted with rain and hailstones :mad: so me and Abbie are soaking, baby k is crashed out in his buggy :T but we need to walk to aldi so off we go then spent £25 in there on fridge and snacks things then walk home I then get a phone call saying my horrible ex has been jailed for 10 years :j:T:j:T:j:T:j:T then he is supervised for 5 years and also on the sex offenders register I think that's a great result.

Also managed to bleached my bathroom and cleaned the hallway and the boys room will tackle the kitchen after dinner.........hands stink of bleach....love the smell of bleach xx

abba1772

Morning :hello:

Working today :-( started at 7.30am :eek: not finishing til 4.30pm and they're already bickering.......going to be a long day I reckon lol xx

Decided were going to have a movie afternoon got some things on the sky planner so that should keep them occupied for a while today at the moment they've pulled monopoly out......that'll be another fight brewing :rotfl:

No debt repayments today as money a bit tight and will be til Wednesday when no both me and hubby get paid :T but it's doable xx

abba1772

Morning :hello:

Had a nice chilled day yesterday nipped to Asda for fridge stuff and snacks spent £39 in there and and also spent £7.75 on guinea pig food and a new water bottle for taz xx

Placed my avon order sold £289 worth of stuff so I'll make about £65 commission for this which is great so that's get delivered on Thursday :T

Going to be going to playgroup £1 and both my parents have messenger saying I don't have their kids after school :Tone will pay for today regardless the other one with try and take the P, we will see :mad:

Sold something on fb so they are coming round to collect it this afternoon it's only £8 but it's space cleared under my bed and money in my pocket, hubby's payday is Wednesday :T thank goodness as we are skint but we've paid off quite a bit of debt this month.

Right off to get dressed whilst baby k plays with his remote controlled car xx

abba1772

Hello :hello:

Been a busy bee this morning, walked to Asda to pick nappies me up trying their own range as someone from the playgroup recommended them to me so £4.50 for 48 nappies we shall see as baby k keeps peeing straight through them lucky if I get a hour out of them :mad:

Then walked to the town and nipped into home bargains and bought toilet roll £2 kitchen roll £1, shower get £1.79, biscuits 59p and a bag of potatoes 55p

Then nipped to tesco for my trashy mags and little bits and spent £13.04

Got paid today wonders will never cease :rotfl: but will be ordering a takeaway tonight as need to empty my living room tonight for the new carpet getting laid tomorrow not looking forward to that thank goodness baby k going to his grans tonight :rotfl: otherwise it would have been fun lol xx the carpet we have just now is going to my MILs for her dining room as she has nothing down just now so at least it's not going to the tip xx

Got a headache doing think I've drank enough today or just stressing about carpet fitting lol xx

abba1772

Morning :hello:

Well yesterday was busy walked to town and paid my wages into bank bought some some bits whilst in their for under £10 then bought my new light fitting from dunelm for £69.99 :eek: I know I know very expensive but it was budgeted for, carpet got delivered and fitted for £40 :T and it's lovely also assembled baby k's new toy box for the living room and what a difference just getting all his toys away the living room looks massive :rotfl:

Put all my gold living room stuff on fb selling pages and if they collect next week (their my friends) I will have made £35 so this is going to go towards my large floor light I have my eye on but at £90 it's expensive and I don't normally buy expensive stuff but after the mortgage rejection it's my treat to myself and I've also put 4 of baby k's big toys he no longer plays with for if they all sell then I'll have less to find for my light xx

Working today 7.30am til 12.30pm then off to get my eyebrows waxed and tinted they desperately need done one is going white and one resembles a overgrown bush :rotfl: so that's £10 plus I need juice so will get that after the nursery run then I'm working again from 3pm til 5.30pm

Halfway through my debt payment target for the year already although it will be slowing down next month as need to put money by for April as off to minehead for dancing with diversity can't wait to see the kids faces xx