The final countdown

Now that that bit is done, lets get to the nitty gritty,

Now I have been neglecting my diary ( and challenge) for a while, I have had uni to deal with life to deal with and a whole host of other excuses I could give, but excuses are not getting me anywhere so it's time to sort this out.


I am now finished uni and have a new challenge so it seemed the right time to start a final diary for this 100 month challenge.

The focus as i'm sure if you have followed my ramblings so far have changed to being F.I.R.E this is still the focus, however, there is recognition that it is going to be a less direct route to achieving this goal, son has announced he is getting married in 2019 and has asked if we (his side of the family) would be willing to take on 1/3rd of the wedding bill, he doesn't hold a job down but does kinda work for himself, however, he intends on dividing the wedding costs as this

1/3 his and his future wife's
1/3 her family
1/3 our family,


so the focus of this part of the `100 month challenge is to get this wedding saved for ... WHILST (important part) still managing to pay off the debt AND continue with the F.I.R.E plans, I havn't paid anything into my pension this year as I have concentrated on uni so that I didn't have to do any re-sits. I will not get any wages until just before xmas (yes it takes that long to get registered and things) so essentially I will have taken a year out of saving for a pension and this is not good.

We also have a holiday planned for Barcelona ( 4 nights in Sept celebration for finishing uni), one for Salou ( Sept, taking an aunty away, this is not a holiday this will be a busman's holiday due to ill health of said aunty) one for Lanzarote in Januray (another busmans holiday with inlaw's) and one for Lake Garda and the Dolomites in July next year (this one Hubby and I are looking forward to).

We will also have breaks planned for the wobble box, as when I am not working I will be caring for inlaw's and aunty so will need sanity breaks away kayaking and walking.

I also have a challenge of doing 50 Munro's by the time I am 50, no easy task I can assure you.

this indicates to me I have a lot of ground work to do so that all of the above can be achieved.

Wish me luck and I hope you join me on the last leg of the 100 month challenge.

I've had future daughter in law on the phone quite a bit these last few days

They are trying to get things as cheap as they can for the wedding ...

So far we have the Caleigh coming in at £500 from an average price of £800 ( her friend is in a Caleigh band)

They have cut out the drinks package of the wedding receptionn saving nearly £2.5k the photographer is the family photographer so we think we can get hopefully £3-500 off the price of £2k for that.

I know someone that will make the kilt ( professional kilt maker) I also know a tartan designer, son is playing about with the idea of designing his own tartan ... we're thinking £1-1.5k for that

The church is usually £1.7k son and daughter in law to be attend the church however so should get it for approx £1k ( or hopefully less)

Wedding cake just been informed should be approx £350 and flowers daughter in law has an auntyvthatvus a florist so she should help there ... also possibly a chance of supplying our own buffet for wedding, my sister runs a university hospitality campus and has offered to organise it all ( she does it for a living)


So fingers crossed these deals continue

No £20k for a weeding divided by 3 so approx £7k each ... my nerves are stretched with £20k don't think I could even contemplate £60k lol

Hence the reason they are trying to get things cheaper ... I think the minute u put the W word in front of things prices triple

beanielou wrote: »

Wow.
So you have to pay a 1/3 of a wedding.
Hope my DS elopes :rotfl:

How very awesome to be mortgage free in a year :j :j

Any job thoughts?

Love to you both xxx

Aye I know ... thought it was a bit cheeky myself tbh, but hey I'm just glad I only have 1

Start a job on October 23rd, but to be honest it's not exactly what I want so I will keep looking, eventually the right one will turn up, either way I think I will need to do loads of overtime to pay for our bit of the wedding

We still need to catch up ( skinty as well) before I start working full time